General Finance
Everything related to general finance – guides, tips and reviews, can be found here.
Most Popular
Simplii Financial Review
If you prefer to do all your banking from the comfort of your home and don’t mind not having access to face-to-face help if required,…
Indexed Family Education Fund (RESP) Portfolio Update – 2022 Edition
Welcome to the annual Registered Education Saving Plan (RESP) update where I show transparency on our indexed investment strategy to help pay for our children’s…
My Favorite Free Personal Finance Apps
Readers often ask what my favourite personal finance apps are. It’s not an easy question to answer, as the apps we choose are highly personalized…
Is Hello Fresh Worth It?
Reviewing the Cost of Meal Kits During the Pandemic Over the last few weeks, several of my neighbors have been eyeing my weekly meal kit…
Most Recent
Best Low Risk Investments in Canada Right Now (May 2024)
Most Canadians never stop to consider when low risk investments are the most appropriate use of savings versus when higher-risk long-term investments are the better…
Best Stock Trading Apps in Canada
The best stock trading apps in Canada have really improved since I started Million Dollar Journey seventeen years ago. New fintech companies have really pushed…
Best Swap ETFs in Canada: Horizons Total Return Funds
In writing about corporate and expat investing over the past couple of years, I’ve come to realize just what an advantage using Canadian swap-based ETFs…
EQ Bank Review 2024
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 2.50%* (Plus 1.50% if you direct deposit your…
Canada’s 2024 Budget – New Taxes on Capital Gains
Canada’s new tax rules on capital gains mean that you’re now likely to pay more taxes if you own a cottage, pass away with an…
Salary vs Dividends in Canadian Corporations: Paying Yourself as a Small Business Owner
In preparation for our dividends vs salary comparison for Canadian small business owners, we took a broad look at Canadian corporate taxes last week. I…
CCPC Taxation: Canadian Corporations for Small Business Owners
I’ve been getting a lot of questions recently in regards to Canadian corporations and taxes for small business owners that have a CCPC (Canadian-Controlled Private…
XEQT ETF 2024 Review
Given that I recommend the XEQT ETF (and other Canadian all-in-one ETFs) quite often these days, I figured that it was time to give a…
Home Equity in Retirement – Reverse Mortgages vs HELOCs vs Downsizing
Many retiring Canadians have a huge chunk of their net worth tied up in their housing equity. Deciding whether to tap into that housing equity through…
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