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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can follow here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

How to Maximize SCENE Points

hack scene points

There are a number of rewards points programs in Canada, and I've written about a couple of the more popular ones - Aeroplan and Air Miles.   For the movie theater enthusiast (like my spouse), there is really only one game in town, and that's Cineplex and their SCENE points system. The SCENE program is… Read More

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Recently, I wrote about how the PC Financial World Elite MasterCard is perhaps the best no annual fee grocery credit card out there.  It offers 3% cash back when shopping at Loblaws group of stores  (Loblaws, Dominion in NL, Real Canadian Super Store, No Frills, PC Mobile, and Shoppers Drug Mart).  You can redeem $20 at a… Read More

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net worth update nov 2016

Welcome to the Million Dollar Journey November 2016 Net Worth Update – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after the million dollar net worth milestone was achieved in June 2014. Nobleea – the Oil and Gas Engineer, was selected as a team… Read More

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Norberts Gambit with BMO InvestorLien

The continued strength of U.S Dollars (USD) has made it more expensive for Canadians to purchase US goods.  As of this week, $1 CAD = 0.73856 USD, in other words, it would cost you $1.354 CAD to purchase $1 USD. This is a great situation if you already own USD, and perhaps now is a… Read More

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life-insurance-for-children

A reader, Arlene, recently asked a question in my article "investing on behalf of kids" about obtaining "Whole Life Insurance" for their young children.  A financial planner suggested that obtaining permanent insurance for their children is a good idea to invest in their future. Here is the question: Hello! A financial planner thinks it’s a good idea… Read More

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Canadian dividend growth stocks

By request, I have updated this article that was published about a year ago.  The list of dividend stocks remain the same but with updated numbers.  It will give you a good idea on some of the top dividend growth stocks in Canada. Dividend investing is a popular strategy these days, especially with low interest rates and… Read More

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I've re-posted this deal because it expires Oct 31, 2016.  Get it while you can! Recently, I wrote about how the PC Financial World Elite MasterCard is perhaps the best no annual fee grocery credit card out there.  It offers 3% cash back when shopping at Loblaws group of stores  (Loblaws, Dominion in NL, Real Canadian Super… Read More

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how to transfer work pension to lira

When my wife recently left her career in health care, there was a bit more administrative work than expected.  One of these administrative items was to decide what to do with her accrued pension with her work place.  Technically, there are two pensions that we have to deal with.  The first was a "defined benefit"… Read More

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