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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. If you are just starting your financial journey, I recommend that you start with Financial Freedom 101 located in the navigation bar above. Otherwise, check out my latest articles listed below.

Net Worth Update August 2015 – Sean Cooper (+6.3%)

Welcome to the Million Dollar Journey August 2015 Net Worth Update - Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after the million dollar net worth milestone was achieved in June 2014. Sean Cooper was selected as a team member and will post net… Read More

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Understanding Universal Life Insurance

As a society, financial independence is what we’re all striving for, particularly in this unstable economy. The best way to achieve it is to take things into your own hands; and make thoughtful investment decisions. Insurance can be an investment vehicle where you can have the best of both worlds.  It's a way to build… Read More

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Welcome to the Million Dollar Journey December 2014 Net Worth Update - Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after the million dollar net worth milestone was achieved in June 2014. Karl the Real Estate Agent was selected as a team member and will… Read More

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Top Premium Cash Back Credit Cards in Canada

To follow up on my list of free cash back credit cards in Canada, I've had a number of readers come to me about the "fee" based cards that can offer more cash back, even after accounting for the annual fee. My favorite free cash back credit card right now is the MBNA Smart Cash… Read More

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Connecting Canadians with Available Jobs

People receiving Employment Insurance (EI) payments are responsible for conducting searches for a new job, documenting their search activities, and reporting the same to Service Canada. In January 2013, the Connecting Canadians with Available Jobs (CCAJ) initiative was introduced to help unemployed people on EI benefits stay connected with available jobs. The initiative is designed… Read More

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After my interview with Forbes.com, I received a rush of new readers visiting MDJ along with a slew of questions.  One email in particular stood out as it was from a 17 year old, David, who is already starting to save and get interested in investing. Here is the email: I'm 17 years old and… Read More

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Just a quick reminder that The Successful Investor Newsletter deal is ending very soon. We have negotiated the best price on the web for one of the best performing stock newsletters in Canada. More details here. Does more money buy more happiness? Or, is there a saturation point and/or diminishing returns? The Blunt Bean Counter… Read More

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Calvin and his spouse Beverly immigrated to Canada in the early 1970's (both in their mid-late 20's).  While people move to different countries all the time, the couple came to Canada under a number of challenging circumstances.  They arrived with very little understanding of the English language and into a city that was predominately English speaking.  They… Read More

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