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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can follow here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

Give Yourself a Financial Checkup

This article was originally written in Sept 2008, but very relevant for today. I enjoyed reading over it again, I hope you do too! Life is busy. However, even with hectic schedules most of us manage to keep up with the family, home maintenance, exercise, and work. But what about your finances? When was the… Read More


Welcome to the Million Dollar Journey May 2016 Net Worth Update – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after the million dollar net worth milestone was achieved in June 2014. SmilingSaver was selected as a team member and will post net worth updates on a regular basis. Here is more… Read More


Top Cash Back Credit Cards in Canada for 2016

This post was originally written in 2007 but has been updated several times since.  The reason why I'm posting it again now is because we have a new "best free cash back credit card" in Canada.  Check it out! After you guys gave me your favorite credit cards, I did a little research and came… Read More


Welcome to the Million Dollar Journey April 2016 Net Worth Update (a little late, sorry!) – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after my million dollar net worth milestone was achieved in June 2014. Karl the Real Estate Agent was selected as a team member… Read More


At the beginning of the month, I wrote about some offers that generated a bit of buzz in my inbox.  Here they are again as most of them are about to expire. For Aeroplan fans (and credit card churning fans - ie. those that sign up just for the bonus), TD Infinite Visa has an… Read More


Reduce your Taxes – Income Splitting Strategies

A portion of this article was originally written in June 2009, but relevant today due to the removal of the income splitting Family Tax Cut which allowed a family to notionally transfer up to $50,000 from the higher income spouse to the lower when filing taxes.  While many will take a hit from elimination of this tax benefit… Read More


Banking as a Couple – BMO PlanShare Review

This is a sponsored post written by me on behalf of BMO. I was a little hesitant at first when BMO contacted me to review one of their product features.  The reason is that most retail bank account usually involves high fees.  However, after reading more about BMO PlanShare, I started to see the possibilities for… Read More


Are Airport Lounge Passes Worth it?

Recently I had the opportunity to take a short trip to hang out with my family in Ontario.  Up to this point, I was perfectly content to travel in economy class and hang out at the gate with everyone else. On my way home, I had a similar flight time with my sister who happened to… Read More