Million Dollar Journey

Building Wealth through Saving and Investing

About Me

Alright, so a little about me (FrugalTrader). I am a married Canadian who was born, raised and currently resides in Eastern Canada. I began investing in mutual funds when I was 16 years old and the passion for finance grew from there. When I graduated from University (I was 23), I started getting more serious about the stock market and real estate investing.

Since I started young, I have built an equity portfolio that has been growing gradually over the years. I hope to grow my net worth to at least $1 million by the time i’m 35. Is the goal too high? Am I naive? I don’t think so but only time will tell and this blog will be here to keep track along the way.

I plan to post educational articles regarding personal finance and investing. Along with that, I will be posting about the strategies that have helped me get to where I am today. My goal for this blog is to not only keep dibs on my financial progress but to educate those who are interested in personal finance and investing.

Here is some more info about me:

Must Read Posts:

If you’re still confused as to where to start, check out the Million Dollar Journey User Guide.

Media Attention


  • Million Dollar Journey has received some positive media attention from a national newspaper: The Financial Post (July 13, 2007). Here is a snippet:
  • ..I like this one. Clearly written, accurate, informative, not over-selling an idea, just telling you what you need to know. You shouldn’t take this as comprehensive advice, just as information on high interest rate accounts. ..I conclude that this is one personal finance blog that is worthwhile for the average person…

  • The National Post (July 14, 2007) recently conducted an interview of yours truly. They even came to my house to take pictures! Here are a couple of snippets:

    ..Sometime in the year 2014, Newfoundland’s millionaire club will increase by one. That is, if all goes according to plan for FrugalTrader, the moniker of the 27-year-old engineer behind the personal finance blog Million Dollar Journey… ..Still, he knows that by 2014, $1-million will hardly be enough to retire on. Perhaps it won’t be enough to retire the journey either. “When I reach the $1-million mark, who knows what will happen? Perhaps I’ll blog full time.”..

  • The Telegram, Newfoundlands premier newspaper, has featured Million Dollar Journey on their front page (August 10, 2007). You can read about the article here.

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That’s all for now! Contact me if you have any questions.

Disclaimer


The articles posted on this site are the opinion of the author and should not be considered professional financial advice. Please consult a financial professional before making any major financial decisions.

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Recent Comments

  • chad: is it alright for a 35 old person to buy annuity? already have rrsp and tfsa maxed looking to retire at 55...
  • Brian (Planner in Ontario: John Smith, You’ll need to speak with your advisor and/or insutitions manager. Call...
  • Brian (Planner in Ontario: JC 123 and Shawn, Sorry I missed your questions before RRSP deadline. I usually try to be...
  • Brian (Planner in Ontario: Mandy: Great question. When you DO NOT pay back the RRSP HBP, make sure your tax preparer...
  • Brian Poncelet,CFP: Questions about annuities books to read. I really don’t know of any books to read, but I...
  • Brian Poncelet,CFP: Hi Tetsuo69, You forgot GIC’s get taxed, much higher. If you have a pension etc. one may...
  • John Smith: Here’s a unique situation: RBC advised me that I qualified and filled out all of the required...
  • Greg: I used to have the old SPG reward program and was looking for something new. I called the existing MBNA...
  • Tetsuo69: Nice example comparing a GIC to an insured annuity. Apples to oranges, as unless I missed something the...
  • Brian Poncelet,CFP: Hi Michael James, Since annuities (pricing changes daily) The best is your agent who can quote...