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Dividends vs. Capital Gains, Financial Literacy, Faster Mortgage Freedom and more!

A couple of weeks ago, I wrote about the TD Aeroplan Visa Infinite promo which offered 25k bonus points and no annual fee for the first year. Readers indicated that the fine print showed that the “no annual fee” promo was expired, but I have confirmed with TD that this offer is good until December 19, 2014 (they have also updated the fine print). More info about the card here.

Most financially-savvy folks try to save a lot of money to prepare for retirement (early or otherwise). Canadian Dream addresses the other side of the spectrum where You Might Be Saving Too Much.

Is investing for dividends better than searching for growth stocks? Michael James on Money addresses the complex issue through Dividends vs. Capital Gains in Retirement.

If you are at an age where the RRIF is going to become perpetual part of your life, then Boomer and Echo have timely thoughts for you through Converting An RRSP To A RRIF: What You Need To Know.

It may not be uncommon to find a financially-smart friend, colleague or relative. But, would you trust them enough to seek help to make decisions? Sustainable Personal Finance asks Should You Take Investment Advice from People You Know?

Many key decisions we make today are made on behalf of our future self. Are You Giving the Shaft to your Future Self? asks Mr. Money Mustache.

With holiday season around the corner, it is easy to go overboard with gifts for near and dear ones. The Retire Happy blog shares timely advice through 5 Ways to Spend Less This Holiday Season.

Knowledge is power in many cases as long as the skills to apply that knowledge are developed. With November being Financial Literacy month in Canada, the Canadian Personal Finance Blog gets into the spirit: What is Financial Literacy (2014 Edition).

Asset accumulation and preservation are both essential for a successful retirement. My Own Advisor offers his thoughts on the topic at Retirement Perspectives.

If you are looking for ways to break the mortgage shackles soon, then Young and Thrifty has 4 Ways to Pay your Mortgage Off Faster.

If you would like to read more articles like this, you can sign up for my free weekly money tips newsletter below (we will never spam you).

FT About the author: FT is the founder and editor of Million Dollar Journey (est. 2006). Through various financial strategies outlined on this site, he grew his net worth from $200,000 in 2006 to $1,000,000 by 2014. You can read more about him here.

{ 4 comments… add one }
  • Avatar Robb Engen November 28, 2014, 10:39 am

    Thanks for the mention, FT! I had a similar issue with c/c fine print when I thought MBNA was offering to waive the fee on its Rewards Elite MC. Turns out they were not, but thankfully they honoured it for me.

  • Avatar Michael James November 28, 2014, 11:24 am

    I got some good hate mail for writing about dividend investing. I encounter some reasonable dividend investors, but a small minority seem to treat it as a religion and respond aggressively. Thanks for the mention.

  • Avatar Alan W. November 28, 2014, 6:43 pm

    FInancial Zelotry is as bad as all other zelotry Michael James. Thanks for the inclusion this week, financial literacy is as Mr. Lydon said, make sure you aren’t getting cheated!

  • Avatar My Own Advisor November 28, 2014, 7:28 pm

    Always an honour to be mentioned by the blog that inspired me, thanks FT.

    Enjoy your weekend!

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