There has been a lot of talk of Asset Allocation around the blog world so I thought I’d join in. Based on my current portfolio, here is my asset mix of my investments (not including savings and pension):
Total Portfolio: $184,773 (obtained from my May Net Worth Statement)
- Cash: $32,000 (17.3%)
- Bonds: $3,870 (2.1%)
- Equities: $59,080 (32%)
- Real Estate (equity): $89,823 (48.6%)
I knew that real estate made up a significant portion of my portfolio, but I didn’t realize that it made up close to half!
If I take real estate out of the equation, here is what my asset allocation looks like:
- Cash: 33.7%
- Bonds: 4.1%
- Equities: 62.2%
I am holding a significant amount of cash because of two reasons:
- I expect a pullback in the markets
- I plan on withdrawing from my non-registered portfolios for larger down payment on my next home.
That’s all for now! Cheers!If you would like to read more articles like this, you can sign up for my free weekly money tips newsletter below (we will never spam you).