≡ Menu

Aeroplan Promo, Estate Planning, Saving on Travel, Lessons from Elders and more!

For Aeroplan fans, TD Infinite Visa has an enticing limited time promotion (expires December 19, 2014):

  • Current offer: Welcome Bonus of 15,000 Aeroplan Miles with your first purchase and an additional 10,000 miles when you spend $1,000 on your Card within the first 90 days (enough for a free flight in North America). Plus, no Annual Fee for the first year ($120 savings).    More info on the promo here.
  • The card offers 1.5 pts/$1 spent at gas stations, grocery stores, drug stores and on AirCanada.com.  1 pt/$1 spent on everything else, and a very comprehensive travel insurance offering.  As there are a lot of readers who collect Aeroplan, there is Aeroplan post coming.

Estate planning complications can reach new heights depending on the type of assets; Inheriting the Cottage/Cabin/Chalet –The Great Estate Planning Challenge at The Blunt Bean Counter demonstrates a complexity.

Michael James on Money’s post A Deeper Look at My Portfolio delves into his reasoning for sticking to index investing.

There are not many people who would not like to save money; Financial Highway’s post titled How I Used Credit Cards and Loyalty Rewards to Save More than 50% on My Last Vacation targets travelers.

The Retire Happy blog shares the Keys to a successful life after work.

Still to get started on your TFSA? Canadian Finance Blog has a primer on What Should You Do With Your Tax Free Savings Account? to help you.

If you need a primer or refresher on Aeroplan, My Own Advisor’s post The Aeroplan program – risks with rewards will be helpful.

The Canadian Personal Finance Blog offers Key Financial Rules to remember.

Canadian Dream discusses about the importance of good health to a successful retirement (early or not) through the post: It Doesn’t Take Much (Hopefully).

Wondering if you should stretch yourself thin on a mortgage? Young and Thrifty arrives in time with advice: Don’t Buy Too Much Home.

Elders can offer a wealth of wisdom as Boomer and Echo confirms with 6 Life And Money Lessons From Our Elders.

-> If you would like to read more articles like this, you can sign up for my free newsletter service below (we will not spam you).

FT About the author: FT is the founder and editor of Million Dollar Journey (est. 2006). Through various financial strategies outlined on this site, he grew his net worth from $200,000 in 2006 to $1,000,000 by 2014. You can read more about him here.

{ 9 comments… add one }
  • My Own Advisor November 7, 2014, 9:28 am

    Thanks for the mention FT! Have a great weekend,
    Mark

  • Alan W. November 7, 2014, 10:45 am

    Thanks for the mention, maybe we can all help with the Literacy side of things?

  • Michael James November 7, 2014, 11:39 am

    My Dad’s family could have used some estate planning related to a cottage to avoid future tax trouble and general conflict. Thanks for the mention.

  • Ken November 7, 2014, 12:59 pm

    Note: waiving the annual fee for the TD Aeroplan card for the first year expired Oct 31.

  • Andrew November 8, 2014, 7:40 am

    Yikes, did you actually read the posts that you just linked to FT?
    There are, for the most part, extremely low-quality pieces.
    It is a disservice to your site (not to mention your readers) to link to this level of post.

  • Ian November 8, 2014, 9:56 am

    On the TD Aeroplan website it says that to receive the annual rebate you must apply by Oct 31, 2014. Not December as you mentioned.

    3 Annual Fee for Primary Cardholder rebated for first year for new TD Aeroplan Visa Infinite Accounts (“Account”) only. Annual Fee will be reversed within 2 monthly statements from the date of the charge. Annual Fee for any Authorized User Cards added to the Account continue to apply. You must apply for the Account by October 31, 2014.

    • FrugalTrader November 8, 2014, 10:08 am

      The fine print says Oct 31 2014, but the TD rep says that it has been extended. I will follow up again with TD on Monday.

  • SST November 8, 2014, 11:11 am

    Again, not sure why anyone, especially the (presumably) financial astute MDJ readers, still utilize credit cards.

    Another great article (and Canadian!):
    Credit Cards as Media of Account
    http://jpkoning.blogspot.ca/2014/03/credit-cards-as-media-of-account.html

    “Having adopted Visa/Mastercard as his MOA, our merchant will proceed increase his sticker prices by a percent or two across the board. This switch in MOAs allows our merchant to inflate their prices and thereby pass off card fees to their customers without illegally imposing surcharges.

    If Visa and Mastercard increase the rewards on their cards, merchants will be docked larger fees. Merchants will react by increasing sticker prices across the board. Thus we get inflation.”

    No. Free. Lunch.

  • A Frugal Family's Journey November 10, 2014, 1:37 am

    Thanks for sharing the list of interesting reads…my favorite was from Retire Happy, “Keys to a successful life after work.” AFFJ

Leave a Comment