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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can follow here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

The Best Canadian Dividend ETFs 2017

This post was originally written in 2015 but I have updated it due to recent questions about the top Canadian dividend ETFs available.  Check out the new entrants below. Dividend investing has been a part of my portfolio strategy since I started MDJ but with a bit more focus on building that portion of the… Read More


Welcome to the Million Dollar Journey November 2017 Net Worth Update – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after my million dollar net worth milestone was achieved in June 2014. Karl the Real Estate Agent was selected as a team member and… Read More


Bitcoin seems to be all the hype these days, especially with the digital currency making new highs day after day. At the beginning of 2017, Bitcoin was valued at around $1,000 USD. As of November 4, 2017, Bitcoin has reached $7,300 USD - a 7 bagger in less than a year. So great, this magical… Read More


Before making the decision to take the commuted value of our defined benefit pension plan, I did a little digging into how pensions invest and their asset allocation. Ever wonder how the big billion dollar pension funds are allocating their funds to ensure long-term sustainability? Related:  How and why asset allocation works At a high… Read More


Dividend Stocks Rock Promotion (sponsored) I mentioned this in a recent newsletter blast but I'll share it here for readers not subscribed to the newsletter. Longtime colleague Mike from Dividend Investor has started a dividend growth investing newsletter called Dividend Stocks Rock (Canada and the US), and it's good!  So good in fact that I've convinced him to… Read More

Canadian dividend growth stocks

By request, I have updated this article that was originally published in 2015.  I included all dividend stocks that have at least a 15 year track record of increasing dividends, which brings it up to 18 in total (16 last year).  This list will give you a good idea on some of the top dividend… Read More

retiring in vancouver

This is a guest post from Amanda who has an inspirational financial story to share.  Their single-income family of four currently lives in Vancouver and building wealth through the traditional methods of saving and investing.  Here is their journey towards financial freedom by the age of 50. When FT asked if I’d like to share… Read More


For regular followers of MDJ, you will know that I'm a fan of both index and dividend investing.  I use index investing for long-term, hands off portfolios, such as my spouses RRSP and LIRA (from her commuted defined benefit pension), and my children's education fund. Related:  6 Ways to Index Your Portfolio I use the dividend… Read More