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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can follow here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

Dividend Stocks Rock Promotion (sponsored) I mentioned this in a recent newsletter blast but I'll share it here for readers not subscribed to the newsletter. Longtime colleague Mike from Dividend Investor has started a dividend growth investing newsletter called Dividend Stocks Rock (Canada and the US), and it's good!  So good in fact that I've convinced him to… Read More

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Canadian dividend growth stocks

By request, I have updated this article that was originally published in 2015.  I included all dividend stocks that have at least a 15 year track record of increasing dividends, which brings it up to 18 in total (16 last year).  This list will give you a good idea on some of the top dividend… Read More

retiring in vancouver

This is a guest post from Amanda who has an inspirational financial story to share.  Their single-income family of four currently lives in Vancouver and building wealth through the traditional methods of saving and investing.  Here is their journey towards financial freedom by the age of 50. When FT asked if I’d like to share… Read More


For regular followers of MDJ, you will know that I'm a fan of both index and dividend investing.  I use index investing for long-term, hands off portfolios, such as my spouses RRSP and LIRA (from her commuted defined benefit pension), and my children's education fund. Related:  6 Ways to Index Your Portfolio I use the dividend… Read More


In the last few financial freedom updates, I talked a little about my spouse leaving her full-time work.  While there was a bit of financial juggling to do, there was one major decision that we had to make with regards to her pension. We had to decide on either leaving her defined benefit pension in place… Read More


My 3 Favorite Electric Vehicles for 2017

Electric vehicles (EV) are slowly becoming more accepted and perhaps even becoming mainstream. Being a technology and money geek, the idea of owning an electric vehicle has me intrigued and even a little excited.  There aren't a lot of options for electric vehicles, but it looks like 2018 will offer a number of options for… Read More


Welcome to the Million Dollar Journey September 2017 Financial Freedom Update – the third update of the year.  For those of you new here, since achieving $1M in net worth in June 2014 (age 35), I have shifted my focus to achieving financial independence.  How?  I plan on building my passive income sources to the point… Read More


The bloggers behind Young and Thrifty have organized a virtual Canadian Financial Summit (CFS) starring 25+ personal finance experts in the country.   Some of these experts include: Andrew Hallam (Author of Millionaire Teacher);  Jon Chevreau (former editor of MoneySense Magazine); Peter Hodson (CEO of 5i Research Inc); Preet Banerjee (CBC's The National Commentator); Ellen… Read More