Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

As Featured On

Most Recent Articles

Tangerine Bank Review 2026

By Kornel August 28, 2026

While our EQ Bank Review details why it is our top pick for Canada’s best online bank and high interest savings account, Tangerine is our…

EQ Bank Review 2026

By Kyle Prevost August 21, 2026

EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1%* (Plus 1.75% if you direct deposit your…

Wealthsimple vs. Justwealth in 2026

By Meg August 15, 2026

Justwealth and Wealthsimple claim the top two spots in our updated guide to the best robo advisors in Canada for 2026.  While both offer automated…

Best Canadian Dividend Stocks – August 2026

By FT August 10, 2026

With summer now in full swing, it was time to give our August 2026 Best Canadian Dividend Stocks list another update. Between the Trump administration’s…

Ultimate Smith Manoeuvre Guide For Canadians

By FT July 31, 2026

When I first started writing about the Smith Manoeuvre nearly two decades ago, I had no idea it would strike such a chord with Canadian…

BMO InvestorLine Review 2026

By FT July 29, 2026

Is BMO InvestorLine Safe and Trusted? In a word, YES. As one of Canada’s oldest and most trusted companies (founded in 1817) the Bank of…

Row triangle Shape Decorative svg added to bottom
broker promo

Best 2026 Broker Promo
Up To $5,000 Cash Back + $100 Free Sign Up Bonus

Open an account with Qtrade and get the best broker promo in Canada: $100 + 5% cash back when you invest $1,000!

The offer is time limited - get it by clicking below.

Must deposit/transfer at least $1,000 in assets within 60 days. Applies to new clients who open a new Qtrade account by January 5, 2027. Qtrade promo 2026: CLICK FOR MORE DETAILS.(opens in new tab)

About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

mdj steps financial freedom

Highest Rated Product Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2026.

  • Kyle Prevost

    Thanks for the questions Tony, I’ll get to these next year!

    September 1, 2026 on post Dogs of the TSX Dividend Stock Picks
  • Kyle Prevost

    Which platform are you looking at Kevin? In any case, switching to Justwealth is probably the better bet.

    September 1, 2026 on post Best Canadian Robo Advisors 2026
  • Kyle Prevost

    As we mention in the article John, we have been updating this article for close to 20 years now!

    September 1, 2026 on post Best Canadian Online Brokers – August 2026
  • Kyle Prevost

    Here you are Steve: https://milliondollarjourney.com/best-financial-advisors-canada.htm

    September 1, 2026 on post Must Read
  • Salim

    I am a Scotia iTrade customer for about five years and I must mention that it’s the worst trading platform.…

    August 18, 2026 on post Scotia iTRADE Review 2026
  • Night Rider

    Interesting question by Mike Daicar – re: TFSA and Swap ETF with a *.U: “……My question is this….wouldn’t it be…

    August 16, 2026 on post Best Swap ETFs in Canada: Horizons Total Return Funds
  • Steve

    last year you had an article on fee only financial advisors, cant find it anywhere, can you guide me to…

    August 10, 2026 on post Must Read
  • Nsl

    I think you missed that instead of traditional bank products you can invest in short term bond and cash etfs.…

    July 29, 2026 on post Wealthsimple Cash Review 2026
  • John

    This is a recent article, yet there are comments going years back! Why?

    July 29, 2026 on post Best Canadian Online Brokers – August 2026

Final notes for your journey

Get free instant access to our #1 article each week!

We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew