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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can read about here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

In recent weeks, I've been writing about how it's getting easier and cheaper to build a solid globally diversified portfolio using all-in-one ETFs. For example, if you have long time frame until retirement, rather than buying multiple ETFs/mutual funds for equities and bonds, or a balanced fund that charges 2%, you can now buy a… Read More

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Up until January 2019, Vanguard had the "all-in-one" ETF market cornered offering globally indexed portfolios that automatically rebalance to maintain a set ratio of equity/bonds.  All of this through a single ETF that only charges a very low management expense ratio (MER) of 0.25%.  Genius right? With good products that have high demand, competition will… Read More

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Canadian dividend growth stocks

By request, I have updated/re-written this article that was originally published in 2013.  In this article, I have included all Canadian dividend stocks that have a 15+ year track record of increasing their dividends, which brings it up to 22 in total (18 in 2017).  This list will give you a good idea on some… Read More

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For dividend investors out there, there have been some solid dividend increases to start off the year. I usually update the increases during my quarterly passive income update, but I'm too excited to wait! Here are some of the increases to Canadian dividend stocks including their percentage increase: Canadian Utilities (CU.TO) 7.5% increase - 47th… Read More

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Way back in 2008, we completed a custom home that we still live in today.  In that same year, I wrote a post about my regrets of not going with a heat pump to save money on energy bills.  I'm not sure if you use electric heat where you are from, but if you do… Read More

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Photo by Daria Shevtsova on Unsplash This is a post by Chrissy who guest posted here a couple years ago about going for financial freedom in a high-cost city.  She has since started her own blog, Eat Sleep Breath FI, that details her journey towards financial freedom.  Chrissy is back with another guest post about… Read More

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Last week, I compared two heavy hitters in the all-in-one ETF marketplace - iShares vs Vanguard. Here is a quick backgrounder from the article that summarizes these convenient investment products: Many of you know how much I appreciate and recommend the Vanguard all-in-one ETFs. What I like most about them is that in a single… Read More

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vanguard vs ishares all in one ETF

Many of you know how much I appreciate and recommend the Vanguard all-in-one ETFs.  What I like most about them is that in a single ETF, it provides investors with a complete globally indexed portfolio that will automatically rebalance to maintain the set ratio of equity/bonds.  All for a very low management expense ratio (MER)… Read More

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