Helping Canadians with Personal Finance Since 2006
Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!
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Most Recent Articles
Investing In Gold In Canada 2026
Given the insanely speculative run we’ve been on in 2026, it probably isn’t a big surprise that our comment board has been full of requests…
Second Citizenship, Offshore Investing & Expat Money Strategies for High Net Worth Canadians
For high-net-worth Canadians, the idea of obtaining a second passport isn’t just about escaping winter or avoiding long immigration lines, it’s about financial flexibility, risk…
Investing in Commodities in Canada 2026
If you have been like many investors and sticking with an easy, passive all-in-one ETF, but looking to try out something a bit more active,…
bitcoin in Canada 2026: Should I Buy bitcoin?
We’ve had hundreds of Canadians ask us some version of the same question over the years: “Should I buy Bitcoin?” Those types of emails piled…
Alternative Investments In Canada: What, How, and Is It Worth It?
Alternative investments in Canada have exploded in popularity over the last decade. From private equity and private credit, to real estate funds, hedge-style ETFs, commodities…
Canadian Undervalued Stocks 2026
Undervalued stocks in Canada are usually identified as having a market value that is for one reason or another below their “true value.” The idea…
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About Us
Thanks for Stopping By...
If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.
The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.
If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.
Highest Rated Product Reviews
Qtrade Review 2026 – Canada’s Best Broker
Current Qtrade New Customer Promotion In 2026, brokerage promotions only matter if…
Questrade Review 2026
Is Questrade Safe & Secure? One of the most common questions that…
Wealthsimple Review 2026
What is Wealthsimple? Wealthsimple was founded in 2014 by Michael Katchen, Brett…
EQ Bank Review 2026
EQ Bank Account Options and Interest Rates Account Type Interest Rate Best…
Dividend Stocks Rock Review 2026
Investing on your own is not an easy task. From mutual funds…
Neo Financial Mastercard Review 2026
The new Neo Financial Mastercard or “Neo MastercardTM” is the next big…
Justwealth Review 2026
Why Justwealth? As I’ve updated my Justwealth review over the years, they…
Community is everything.
Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2026.
To my way of thinking Neil, the extra supply into the market is still not even close to the broader…
April 21, 2026 on post Canadian Undervalued Stocks 2026I’m curious how the Nutrien outlook changes when you consider the new Jensen mine in Saskatchewan (being built by BHP).…
April 20, 2026 on post Canadian Undervalued Stocks 2026I would be interested in recommendations of quality investment management / comprehensive financial planning firms in Calgary.
April 12, 2026 on post Wealth Management Companies in Canada 2026Big banks (TD, anyway) often matches their competitors best GIC rates when buying through their discount brokerage platform. For example,…
April 9, 2026 on post Best GIC Rates in Canada – April 2026Atrocious customer service, multi day delay to do something that sunlife does in 24 hours, arrogant staff. I’m removing all…
April 8, 2026 on post Questrade Review 2026If you’re going to talk about the finances of car ownership, you should really consider the EV option and look…
April 7, 2026 on post It’s Not Just Canadian Gas Prices – It’s Your Car(s) Ownership ChoicesWe drove right around 50,000km last year. Our cost breakdown on vehicles was $6,514 fuel, $2,178 R&M, $3,673 insurance. They…
April 6, 2026 on post It’s Not Just Canadian Gas Prices – It’s Your Car(s) Ownership Choices
Final notes for your journey
Get free instant access to our #1 article each week!
We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.
Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see exactly what I did to reach the million dollar mark.
Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.
- FT and the Million Dollar Journey Crew








Kyle Prevost
Hey Kent, Objective has a person that routinely visits Calgary for client visits I believe (they live in Lethbridge). I’d…
April 21, 2026 on post Wealth Management Companies in Canada 2026