Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

Get Started
Index Investing

Index Investing
dividend investing icon

Dividend Investing
Banking

Banking
Robo Advisor

Robo Advisor
Retirement

Retirement
Portfolio

Portfolio
Smith Manoeuvre

Smith Manoeuvre
Tax Minimization

Tax Minimization
Reviews

Reviews
Credit Cards

Credit Cards

As Featured On

Most Recent Articles

Canadian Dividend Kings & Aristocrats – February 2026

By FT February 7, 2026

Investing in Canadian Dividend Kings (sometimes known as Dividend Aristocrats) tends to get more popular when low-risk investment yields start to go down. With safer…

Best Stock Trading Apps in Canada

By FT February 7, 2026

After two decades of DIY investing, I’ve had a front-row seat to the evolution of stock trading apps in Canada. Canadian investors had very limited…

Best Canadian Online Brokers – February 2026

By Kyle Prevost February 6, 2026

With the 2026 RRSP season in full swing, Canada’s best online brokerages have all come out with their best promo offers. The goal obviously being…

Free Stock Trading in Canada 2026

By Hannah January 28, 2026

Canada’s best free stock trading apps are giving DIY investors more control over their investments than ever before. With zero-commission stock and ETF trades, investors…

Wealthsimple Review 2026

By FT January 27, 2026

What is Wealthsimple? Wealthsimple was founded in 2014 by Michael Katchen, Brett Huneycutt, and Rudy Adler. I’ll be upfront about my bias here. I liked…

Best USD Bank Accounts in Canada

By FT January 26, 2026

Choosing the best USD bank account in Canada isn’t about convenience – it’s also about control. Control over when you convert your money. Control over…

all Articles
Row triangle Shape Decorative svg added to bottom
broker promo

Best 2026 Broker Promo
Up To $5,000 Cash Back + Unlimited Free Trades

Open an account with Qtrade and get the best broker promo in Canada: $250 when you invest $1,000!

The offer is time limited - get it by clicking below.

Visit Qtrade & Get $5,000 Cash Back

Must deposit/transfer at least $1,000 in assets within 60 days. Applies to new clients who open a new Qtrade account by March 31, 2026. Qtrade promo 2026: CLICK FOR MORE DETAILS.

About Us

Thanks for Stopping By...

If you're new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I've publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I've found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, simply sign up below.

More About Us
mdj steps financial freedom

Highest Rated Product Reviews

View all Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2026.

Final notes for your journey

Get free instant access to our #1 article each week!

GET ACCESS NOW

We've got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don't forget to sign up below so that you'll get our "Monday Morning Coffee" email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew