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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can follow here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

Last weeks article on how to maximize PC Plus points turned out to be quite popular. A number of readers added their tips to the comments (also via email), and the post was mentioned in an online Globe and Mail article (thanks @rcarrick!). The reader tips were so good that I think it deserves a… Read More

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How to Maximize PC Plus Points

A little while back I wrote about how to maximize the AIR MILES program which is a very popular loyalty program in Canada.  However, I admitted in the article that I'm more of a passive AIR MILES collector where I generally prefer cash back as a reward because it can't be diluted or expire.  Although… Read More

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I'm a big believer in long-term investing and taking advantage of compounding returns to build wealth.  While 95% of my investible assets are in long-term positions, as my internet handle implies, however, I'm also a fan of shorter-term swing trading. I find trading to be fun but I'm set on only using a small percentage… Read More

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The Best Canadian Dividend ETFs 2017

This post was originally written in 2015 but I have updated it due to recent questions about the top Canadian dividend ETFs available.  Check out the new entrants below. Dividend investing has been a part of my portfolio strategy since I started MDJ but with a bit more focus on building that portion of the… Read More

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Welcome to the Million Dollar Journey November 2017 Net Worth Update – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after my million dollar net worth milestone was achieved in June 2014. Karl the Real Estate Agent was selected as a team member and… Read More

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Bitcoin seems to be all the hype these days, especially with the digital currency making new highs day after day. At the beginning of 2017, Bitcoin was valued at around $1,000 USD. As of November 4, 2017, Bitcoin has reached $7,300 USD - a 7 bagger in less than a year. So great, this magical… Read More

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Before making the decision to take the commuted value of our defined benefit pension plan, I did a little digging into how pensions invest and their asset allocation. Ever wonder how the big billion dollar pension funds are allocating their funds to ensure long-term sustainability? Related:  How and why asset allocation works At a high… Read More

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Dividend Stocks Rock Promotion (sponsored) I mentioned this in a recent newsletter blast but I'll share it here for readers not subscribed to the newsletter. Longtime colleague Mike from Dividend Investor has started a dividend growth investing newsletter called Dividend Stocks Rock (Canada and the US), and it's good!  So good in fact that I've convinced him to… Read More

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