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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can read about here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

Due to all recent posts about index investing, this article from the archives may help clarify some questions I've been getting from readers.  I have updated the information so that it is relevant today. Recently, I wrote about the easiest, cheapest, and perhaps even the best way to invest with your bank mutual funds.  That… Read More


Over the past couple of weeks, I wrote about how beginners can start a long-term portfolio as a cornerstone to building wealth. The first article was about an investor in her late 20's looking to invest $30k sitting in her TFSA.  The other was an investor in her early 20's with about $20k to invest. Both articles… Read More

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After the last post on helping a reader on how to invest $30,000, I've received a number of emails asking for advice on investing.  The reader mail that I'm going to answer today is along the same theme as the last, but this time the age range is on the younger side, and also a… Read More


When I get reader emails, I typically respond to them directly, but this time around, I thought that this topic would be a good one to share with MDJers. This reader mail is from a late 20 something-year-old who has already started a healthy savings habit.  Helping young people with finances is one of my… Read More


**This is a sponsored post written by me on behalf of EQ Bank. However, as always, all opinions are my own. I get a number of daily requests for sponsored posts but I generally ignore them unless it’s a product that really adds value to the marketplace (or something that I personally use). EQ Bank… Read More


When I was young, I was enamored with video games.  I enjoyed the challenge of trying to beat the computer, building my points balance, and finishing the game.  It started with games like the original Super Mario Brothers and Contra on the Nintendo game console (NES).  After mastering many games, a newer generation console was released, Super Nintendo… Read More


Lately, I've been getting a lot of questions from readers on starting the Smith Manoeuvre.  This article is from the archives but very relevant today.  Hope it helps! As this blog has quite a bit of content regarding the Smith Manoeuvre, I often get reader questions regarding how to start the Smith Manoeuvre, and when… Read More


Dividend Stocks Rock Promotion (sponsored) Since I'm a dividend investor, I get a number of questions about which dividend stocks to buy and which sources I use for research.  While I tend to read a lot online from various sources (blogs, forums etc), I do get a lot of ideas from dividend newsletter subscriptions. Longtime… Read More