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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can read about here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

This post was originaly written in 2009 (yes 2009!) and I thought it would be interesting to see how and if things have changed over the past decade.  Do the rich continue to get richer?  Are there new editions to the list of super wealthy Canadians? I received the newest edition of Canadian Business (list)… Read More


Recently, a reader asked by my monthly expenses and how I flow all my expenses through a credit card. If you've been following MDJ for a while, you'll know that I am a big fan of some loyalty programs and cash back credit cards. The best is when the stars align that combine a generous… Read More


Esso Gas Deal I want to share with you a gas deal that I've been using for the past few months.  If you are a regular Esso gas user (I collect Esso points for the car washes which results in a 2% return), Ebates is offering Price Privileges gas discount cards if you buy reloadable Esso… Read More


After my last financial freedom update, a few readers have asked me about dividend taxation.  This article will show the advantage of dividend income for the early retiree.  This post was originally written in 2016, but updated for 2018. Every year when winter strikes in Newfoundland, my wife and I always ask the same question "what… Read More


Welcome to the Million Dollar Journey September 2018 Financial Freedom Update – the third quarter update!  For those of you new here, since achieving $1M in net worth in June 2014 (age 35), I have shifted my focus to achieving financial independence.  How?  I plan on building my passive income sources to the point where they are enough… Read More


The Biggest Weed Stocks in Canada

In an earlier post this year, I mentioned that most of the returns from my "fun trading account" are due to buying weed/cannabis stocks in the very early days.  When I made the purchase a new Prime Minister was elected, and it felt like he would really push for the legalization of cannabis in Canada… Read More


The bloggers behind Young and Thrifty have organized a virtual Canadian Financial Summit (CFS) starring 28 personal finance experts in the country.   Some of these experts include: Jon Chevreau (author of Findependence day and former editor of MoneySense Magazine); Preet Banerjee (CBC's The National Commentator); Ellen Roseman (Columnist at Toronto Star);  Rob Carrick (Columnist… Read More


The train keeps rolling with the index investing posts.  If you've been following lately, I've been focused on showing readers how to easily invest using the index investing strategy.  Articles such as: The easiest index portfolio for each discount brokerage How to invest $20k or less? How to invest $30k? 6 Ways to Index Your… Read More