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Welcome to Million Dollar Journey! If you’re new here, you can learn about me and even follow my financial journey to becoming a millionaire by 35 through my net worth updates. Since hitting the Million Dollar milestone, I’ve been documenting my journey towards financial freedom that you can read about here. If you are just starting your own financial journey, you can start with Financial Freedom 101 located in the navigation bar above. Before you leave, check out my latest articles listed below and don’t forget to subscribe to my updates!

**This is a sponsored post written by me on behalf of EQ Bank. However, as always, all opinions are my own. I get a number of daily requests for sponsored posts but I generally ignore them unless it’s a product that really adds value to the marketplace (or something that I personally use). EQ Bank… Read More


When I was young, I was enamored with video games.  I enjoyed the challenge of trying to beat the computer, building my points balance, and finishing the game.  It started with games like the original Super Mario Brothers and Contra on the Nintendo game console (NES).  After mastering many games, a newer generation console was released, Super Nintendo… Read More


Lately, I've been getting a lot of questions from readers on starting the Smith Manoeuvre.  This article is from the archives but very relevant today.  Hope it helps! As this blog has quite a bit of content regarding the Smith Manoeuvre, I often get reader questions regarding how to start the Smith Manoeuvre, and when… Read More


Dividend Stocks Rock Promotion (sponsored) Since I'm a dividend investor, I get a number of questions about which dividend stocks to buy and which sources I use for research.  While I tend to read a lot online from various sources (blogs, forums etc), I do get a lot of ideas from dividend newsletter subscriptions. Longtime… Read More


Welcome to the Million Dollar Journey June 2018 Financial Freedom Update – the halfway mark of the year!  For those of you new here, since achieving $1M in net worth in June 2014 (age 35), I have shifted my focus to achieving financial independence.  How?  I plan on building my passive income sources to the point where they… Read More


Over the past few years, I've been writing about the Dogs of the TSX also known as the Beating the TSX stock strategy (BTTSX). In this strategy, the largest publicly traded companies in Canada (TSX 60) are sorted by dividend yield, then the top 10 positions are purchased annually (remove former income trusts and stocks that… Read More


I wrote this post a few years ago, but found it in the archives and thought it deserved some attention.  Check it out! Calvin and his spouse Beverly immigrated to Canada in the early 1970's (both in their mid-late 20's).  While people move to different countries all the time, the couple came to Canada under a… Read More


A reader left a comment asking if our financial freedom income goal would be enough to cover post-secondary education costs for our children.  The simple answer is yes, but not through excess passive income, but through some planning and investing when the kids were born. While I believe that there is merit in having children… Read More