Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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home equity retirement canada

Home Equity in Retirement – Reverse Mortgages vs HELOCs vs Downsizing

By Kyle Prevost March 16, 2024

Many retiring Canadians have a huge chunk of their net worth tied up in their housing equity. Deciding whether to tap into that housing equity through…

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Ways to Maximize the Canada Child Benefit (CCB)

By FT March 9, 2024

Most Canadian parents don’t understand how they maximize their Canadian Child Benefit (CCB) and get paid thousands of government dollars every year! We’ve been receiving…

best canadian dividend stocks

Best Canadian Dividend Stocks – March 2024

By FT March 7, 2024

As we look forward to a new year, it’s time to update our list of Best Canadian Dividend Stocks for March 2024. Click here to…

high net worth investing

Investing For High Net Worth Individuals

By Yang March 4, 2024

With the stock market hitting new all-time highs you may be hearing the term “High Net Worth Individual” a lot recently, and wondering exactly what…

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Legal Wills Review: Canada’s Best Online Will Kit

By Kyle Prevost March 2, 2024

When I was asked if I wanted to write a Canadian Legal Wills review in exchange for a free trial of Canada’s best online will…

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Questrade vs Wealthsimple – Which is Better in 2024?

By Kyle Prevost March 2, 2024

Canadian investors looking to cut their investing costs to the bone are probably most interested in the Wealthsimple vs Questrade comparison. While fees are usually…

financial advisors canada

Best Financial Advisors in Canada

By Kyle Prevost March 2, 2024

When looking for the best financial advisors in Canada (or best financial planners in Canada) you’re inevitably going to encounter a lot of confusion and…

gic rates canada

Best GIC Rates in Canada 2024

By Kyle Prevost March 1, 2024

The best GIC rates in Canada might be at a peak for the foreseeable future. With the Bank of Canada talking about possibly lowering rates later…

joint account canada

The Best Joint Bank Accounts in Canada

By FT March 1, 2024 Comments Off on The Best Joint Bank Accounts in Canada

For many years, the best joint bank account in Canada list was dominated by the big banks and Scotiabank’s Tangerine brand. That has all changed now…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew