Comments on: Surviving on $12 000 a year http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm Building Wealth through Saving and Investing Fri, 19 Mar 2010 03:14:59 -0400 http://wordpress.org/?v=abc hourly 1 By: Can You Live On $12,000 Per Year? 20 Tips Towards Frugality – My Money Saving Site http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-98162 Can You Live On $12,000 Per Year? 20 Tips Towards Frugality – My Money Saving Site Mon, 10 Aug 2009 20:48:41 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-98162 [...] not sure if someone will make a movie about Donna Freedman, but people are writing about her decision to intentionally live on $12,000 per year. She seems to be not only coping but [...]

[...] not sure if someone will make a movie about Donna Freedman, but people are writing about her decision to intentionally live on $12,000 per year. She seems to be not only coping but [...]

]]> By: Nicholas P. http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-71806 Nicholas P. Wed, 25 Feb 2009 21:46:39 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-71806 Are you guys for real? I live off of $6,000.00 A year! I have never made much over that,ever in my life.$500.00 A month.$350.00 for rent.The rest goes for utilities.So,I ask any of you,what whould you do to "Get ahead?" You tell me.It's mean,but honestly,people like me are glad to see this "economic crisis" happen to people who have been living beyond thier means and are finally paying the price.Maybee living homeless and suffering for a while will give these people a dose of reality and maybee A little humility.To those who feel bad about haveing to go to A food shelf,did you drive A car there,ride A bke,or walk?Think about it. Are you guys for real? I live off of $6,000.00 A year! I have never made much over that,ever in my life.$500.00 A month.$350.00 for rent.The rest goes for utilities.So,I ask any of you,what whould you do to “Get ahead?” You tell me.It’s mean,but honestly,people like me are glad to see this “economic crisis” happen to people who have been living beyond thier means and are finally paying the price.Maybee living homeless and suffering for a while will give these people a dose of reality and maybee A little humility.To those who feel bad about haveing to go to A food shelf,did you drive A car there,ride A bke,or walk?Think about it.

]]> By: RyansDad http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-70781 RyansDad Tue, 17 Feb 2009 15:35:25 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-70781 I want to say that I am impressed with this lady. Clearly she is resourceful and able to stretch a dollar. I myself think I can stretch a dollar. Last year my bills were right around $1000 a month -which of course equals app. $12000 a year.My girlfriend and I combined only made about $21,000(my worst year ever) and we still had to buy food and gas for our cars. Anyway good post==I want to invite you to visit my blog at http://moneylifedebt.blogspot.com/. I want to say that I am impressed with this lady. Clearly she is resourceful and able to stretch a dollar. I myself think I can stretch a dollar. Last year my bills were right around $1000 a month -which of course equals app. $12000 a year.My girlfriend and I combined only made about $21,000(my worst year ever) and we still had to buy food and gas for our cars. Anyway good post==I want to invite you to visit my blog at http://moneylifedebt.blogspot.com/.

]]> By: Gates VP http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-35948 Gates VP Sat, 17 May 2008 08:04:39 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-35948 I'm way behind on this comment, but I want to point something out: <i>"...medical co-pays..."</i>, this was clearly in the US. This means two distinct differences: higher medical costs (which she obv. has to skimp on), way cheaper goods, especially outside of places like New York and LA. Food, at the time, was available for about 70% of the retail Canadian prices. At the time this article was written, the CAD was hovering at around 70 cents. So this is closer to $17k / year. And she's obviously not including "extra" money, like baby-sitting money. Is it difficult? Sure! What I don't get is why? And here's where we get to the meat. This is barely a story in Canada. She's a single unskilled mother, with a small alimony payment. She wants an education. In Canada, that basically entitles you to a student loan and EI for two years (we may even foot part of the tuition). Most Canadian community colleges (where she would go for two years) still provide enough free time to hold down a part-time job and be with her child. Depending on the province, she'd also likely be a candidate for low-income rent support (I know that Manitoba has this). Her deal would be simple: go to classes, do well in school, rent an apartment and use public transportation. If you agree to these measure the CDN government will provide with the means to make it through school. Don't get me wrong, I respect what this woman is trying to do. What I don't understand is why she should have to undergo such hardship to get there? Her story seems like the exact reason that we have so many government support programs. I’m way behind on this comment, but I want to point something out: “…medical co-pays…”, this was clearly in the US.

This means two distinct differences: higher medical costs (which she obv. has to skimp on), way cheaper goods, especially outside of places like New York and LA. Food, at the time, was available for about 70% of the retail Canadian prices. At the time this article was written, the CAD was hovering at around 70 cents. So this is closer to $17k / year. And she’s obviously not including “extra” money, like baby-sitting money.

Is it difficult? Sure! What I don’t get is why? And here’s where we get to the meat. This is barely a story in Canada.

She’s a single unskilled mother, with a small alimony payment. She wants an education. In Canada, that basically entitles you to a student loan and EI for two years (we may even foot part of the tuition). Most Canadian community colleges (where she would go for two years) still provide enough free time to hold down a part-time job and be with her child. Depending on the province, she’d also likely be a candidate for low-income rent support (I know that Manitoba has this).

Her deal would be simple: go to classes, do well in school, rent an apartment and use public transportation. If you agree to these measure the CDN government will provide with the means to make it through school.

Don’t get me wrong, I respect what this woman is trying to do. What I don’t understand is why she should have to undergo such hardship to get there? Her story seems like the exact reason that we have so many government support programs.

]]> By: Cindy http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-16938 Cindy Thu, 15 Nov 2007 16:35:03 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-16938 I'd tend to agree with Rod & Mr. Cheap - she was making extra money doing odd jobs and she seems to be getting most of her groceries from the food bank and taking candy from candy dishes... She is resourceful and her daughter should pay for her own wedding dress. imo. I’d tend to agree with Rod & Mr. Cheap – she was making extra money doing odd jobs and she seems to be getting most of her groceries from the food bank and taking candy from candy dishes… She is resourceful and her daughter should pay for her own wedding dress. imo.

]]> By: Mr. Cheap http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-10261 Mr. Cheap Tue, 14 Aug 2007 01:44:10 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-10261 Rod: Its goes further than that. I think the $12K is from her alimoney and tuition grants ONLY, so she isn't counting the babysitting money and whatnot. So she's living of $12K per year if you don't count the money she makes WORKING. I think most people could say that. The average person in the world lives off less then $1 / day. Someone living off of more than $33 / day doesn't impress me all that much... (yes, I'm a heartless jerk :-) ) Rod: Its goes further than that. I think the $12K is from her alimoney and tuition grants ONLY, so she isn’t counting the babysitting money and whatnot.

So she’s living of $12K per year if you don’t count the money she makes WORKING. I think most people could say that.

The average person in the world lives off less then $1 / day. Someone living off of more than $33 / day doesn’t impress me all that much…

(yes, I’m a heartless jerk :-) )

]]> By: Rod Payne http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-10023 Rod Payne Fri, 10 Aug 2007 16:57:00 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-10023 This woman was in no way living on $12,000/yr. she may have spent $12,000 / year, or she may have had cash flows of $12,000 / year, but she actually lived on far greater. All you have to do is add up the value of the donations she received - laundry services while babysitting, bartering used ink cartridges for paper, "free" candies, handouts, suppers at friends, etc, etc. If I had more time (and vindictiveness), I'd calculate the value of these extras. Suffice to say, she is resourceful and tending towards being a mooch. This woman was in no way living on $12,000/yr. she may have spent $12,000 / year, or she may have had cash flows of $12,000 / year, but she actually lived on far greater. All you have to do is add up the value of the donations she received – laundry services while babysitting, bartering used ink cartridges for paper, “free” candies, handouts, suppers at friends, etc, etc. If I had more time (and vindictiveness), I’d calculate the value of these extras. Suffice to say, she is resourceful and tending towards being a mooch.

]]> By: The One Year Exit Plan http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-1325 The One Year Exit Plan Wed, 28 Mar 2007 06:16:34 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-1325 <strong>Links for 9 Feb 2007...</strong> It's been a slow blogging week for me. Been very busy with some back-of-the-house work related to the One Year Exit Plan business and some family matters (stay tuned, have we got news for you!) In the mean time, here are a few quick links I found i...

Links for 9 Feb 2007…

It's been a slow blogging week for me. Been very busy with some back-of-the-house work related to the One Year Exit Plan business and some family matters (stay tuned, have we got news for you!) In the mean time, here are a few quick links I found i…

]]> By: Puton http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-354 Puton Tue, 06 Feb 2007 01:33:22 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-354 Cabrones, I live on 12k/yr and you know what it is marvelous ... if you feel good and look marvelous, you are happy mareekones! Cuber is a good place to live of $6k/yr. Cabrones,

I live on 12k/yr and you know what it is marvelous … if you feel good and look marvelous, you are happy mareekones!

Cuber is a good place to live of $6k/yr.

]]> By: brian http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-350 brian Mon, 05 Feb 2007 13:31:01 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-350 I lived on $12,000 a year. It was called 6 years of college. Everyone's done it. It sucked though, thats why no one wants to do it once they grow up and get a real job. I lived on $12,000 a year. It was called 6 years of college. Everyone’s done it. It sucked though, thats why no one wants to do it once they grow up and get a real job.

]]> By: Shellingford’s Blog » Blog Archive » Can You Live On $12,000 Per Year? 20 Tips Towards Frugality http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-348 Shellingford’s Blog » Blog Archive » Can You Live On $12,000 Per Year? 20 Tips Towards Frugality Mon, 05 Feb 2007 10:47:31 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-348 [...] ????$12,000 Per Year????????????????? ?????http://www.osawatch.com/2007/02/can_you_live_on.html Time was when you could actually work a minimum wage job full-time and get by. Two jobs, and you could raise a family. Nowadays, it’s nearly impossible, but some people seem to be making an attempt at living under the median line. The movie The Pursuit of Happyness is an example of what persistence can do to move you from having nearly nothing towards being such a success that someone makes a film about you.I’m not sure if someone will make a movie about Donna Freedman, but people are writing about her decision to intentionally live on $12,000 per year. She seems to be not only coping but in control. Is it really possible? As someone who did it on about $10,000 a few years ago, for about 3 years, I’d say it was possible then, and still might be so today, but only in some cities. You’d have to give up anything that wasn’t absolutely essential. It’s not necessarily enjoyable, to be honest, but if you eat properly, you can at least maintain your health. [...]

[...] ????$12,000 Per Year????????????????? ?????http://www.osawatch.com/2007/02/can_you_live_on.html Time was when you could actually work a minimum wage job full-time and get by. Two jobs, and you could raise a family. Nowadays, it’s nearly impossible, but some people seem to be making an attempt at living under the median line. The movie The Pursuit of Happyness is an example of what persistence can do to move you from having nearly nothing towards being such a success that someone makes a film about you.I’m not sure if someone will make a movie about Donna Freedman, but people are writing about her decision to intentionally live on $12,000 per year. She seems to be not only coping but in control. Is it really possible? As someone who did it on about $10,000 a few years ago, for about 3 years, I’d say it was possible then, and still might be so today, but only in some cities. You’d have to give up anything that wasn’t absolutely essential. It’s not necessarily enjoyable, to be honest, but if you eat properly, you can at least maintain your health. [...]

]]> By: Yan http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-307 Yan Wed, 31 Jan 2007 15:45:20 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-307 Really inspiring story. Thnx a lot for sharing this with us. Really inspiring story. Thnx a lot for sharing this with us.

]]> By: Final Fantasy Game http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-189 Final Fantasy Game Mon, 15 Jan 2007 21:19:06 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-189 I could live on $12,000/yr. Maybe in the Philippines. Definitely not here in the states. I could live on $12,000/yr. Maybe in the Philippines. Definitely not here in the states.

]]> By: FrugalTrader http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-185 FrugalTrader Mon, 15 Jan 2007 11:12:24 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-185 If you guys found that story inspiring, check out the movie "In Pursuit of Happyness". Great story. If you guys found that story inspiring, check out the movie “In Pursuit of Happyness”. Great story.

]]> By: Allen.H http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-182 Allen.H Mon, 15 Jan 2007 09:36:38 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-182 Wow, I think I'll never be complaining about my online earnings again anytime soon. That's a really sad story. =\ Allen.H Wow, I think I’ll never be complaining about my online earnings again anytime soon. That’s a really sad story. =\

Allen.H

]]> By: steven http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm/comment-page-1#comment-181 steven Mon, 15 Jan 2007 09:34:16 +0000 http://www.milliondollarjourney.com/surviving-on-12-000-a-year.htm#comment-181 I found that very inspiring. We're always talking about how rich this person is and all the success stories of big tycoons like Bill Gates who dropped out of college who became billionaires. I realize that becoming a big time billionaire like Donald Trump isn't easy, but then again living off of $12 000/year and still being able to live a fulfilling life is even harder! I found that very inspiring. We’re always talking about how rich this person is and all the success stories of big tycoons like Bill Gates who dropped out of college who became billionaires.

I realize that becoming a big time billionaire like Donald Trump isn’t easy, but then again living off of $12 000/year and still being able to live a fulfilling life is even harder!

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