Comments on: Saving Strategy: Go to the Library! http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm Building Wealth through Saving and Investing Fri, 19 Mar 2010 19:36:23 -0400 http://wordpress.org/?v=abc hourly 1 By: Lori http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-109756 Lori Tue, 19 Jan 2010 23:58:00 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-109756 In Manitoba, most libraries are funded by municipal (i.e., property) taxes. Residents/business owners typically get a free library card at whatever library their municipality helps fund. When you apply for a membership, you have to show proof of residency/business ownership within municipal boundaries to qualify for a free membership. Non-residents pay a non-resident fee. Late fees are common, as well as photocopying fees. Info. on the Winnipeg Public Library: http://wpl.winnipeg.ca/library/libraryservices/jointhelibrary.asp In Manitoba, most libraries are funded by municipal (i.e., property) taxes. Residents/business owners typically get a free library card at whatever library their municipality helps fund. When you apply for a membership, you have to show proof of residency/business ownership within municipal boundaries to qualify for a free membership. Non-residents pay a non-resident fee. Late fees are common, as well as photocopying fees. Info. on the Winnipeg Public Library: http://wpl.winnipeg.ca/library/libraryservices/jointhelibrary.asp

]]> By: 3 Ways Being Organized Can Save You Money | Finance Blog http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-109741 3 Ways Being Organized Can Save You Money | Finance Blog Tue, 19 Jan 2010 11:32:56 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-109741 [...] and are looking to get more organized these books are a great place to start. If you want to be frugal you can order them through your local library. These resources are for people who didn’t inherit the organizational gene. If you’re already [...]

[...] and are looking to get more organized these books are a great place to start. If you want to be frugal you can order them through your local library. These resources are for people who didn’t inherit the organizational gene. If you’re already [...]

]]> By: 25 Ways I Save Money | Million Dollar Journey http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-18764 25 Ways I Save Money | Million Dollar Journey Mon, 03 Dec 2007 07:33:42 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-18764 [...] please my reading habit, I go to the library (or get publishers to send me free books for review) [...]

[...] please my reading habit, I go to the library (or get publishers to send me free books for review) [...]

]]> By: Book Review: Smart Couples Finish Rich | Million Dollar Journey http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-12498 Book Review: Smart Couples Finish Rich | Million Dollar Journey Wed, 19 Sep 2007 13:00:54 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-12498 [...] FrugalTrader05:00 am19 Comments Since discovering the local library, I've made it a point to check their inventories first before purchasing the book. This time [...]

[...] FrugalTrader05:00 am19 Comments Since discovering the local library, I've made it a point to check their inventories first before purchasing the book. This time [...]

]]> By: FrugalTrader http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-289 FrugalTrader Mon, 29 Jan 2007 19:57:15 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-289 Hey Denise, Thanks for stopping by. Around here, the library is a registered charity. So i'm not sure if it's run by a charity and the government helps fund it, or the other way around. Whatever it is, it's great. :) The biggest reason why I keep this blog is because it keeps me accountable. Another reason is I enjoy sharing financial strategies. If you would like, you can email me your story and I can post it on the site. The readers here are generally helpful and perhaps we can help "optimize" your strategy. All the best, FT Hey Denise,

Thanks for stopping by. Around here, the library is a registered charity. So i’m not sure if it’s run by a charity and the government helps fund it, or the other way around. Whatever it is, it’s great. :)

The biggest reason why I keep this blog is because it keeps me accountable. Another reason is I enjoy sharing financial strategies.

If you would like, you can email me your story and I can post it on the site. The readers here are generally helpful and perhaps we can help “optimize” your strategy.

All the best,
FT

]]> By: Denise http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-288 Denise Mon, 29 Jan 2007 19:47:44 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-288 I never considered the library as "free" as I pay lots of taxes. =P That is why I believe in using it to the max, since I paid for the service with my tax dollars already in the first place! =) I enjoy reading your blog. Keep up your good work. =) I am also on a a personal journey to the million dollar mark, but am a little apprehensive in sharing. ;-) Kudos to you on your courage to share! I never considered the library as “free” as I pay lots of taxes. =P That is why I believe in using it to the max, since I paid for the service with my tax dollars already in the first place! =)

I enjoy reading your blog. Keep up your good work. =)

I am also on a a personal journey to the million dollar mark, but am a little apprehensive in sharing. ;-) Kudos to you on your courage to share!

]]> By: FrugalTrader http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-269 FrugalTrader Thu, 25 Jan 2007 18:59:18 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-269 Ryan: I'm sure that the low income taxes and no PST make up for the library fees. ;) Ryan: I’m sure that the low income taxes and no PST make up for the library fees. ;)

]]> By: Ryan http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-268 Ryan Thu, 25 Jan 2007 15:25:27 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-268 That's very interesting to hear that there are no fees in Ontario or Newfoundland. I wonder if this is the norm for most provinces. I am in Calgary where they like to user fee us to death and every year the amounts go up. However it does seem to me we have quite low property taxes to halp balance this. I'm not sure which way I prefer. It seems either way we all pay in the end. That’s very interesting to hear that there are no fees in Ontario or Newfoundland. I wonder if this is the norm for most provinces. I am in Calgary where they like to user fee us to death and every year the amounts go up. However it does seem to me we have quite low property taxes to halp balance this. I’m not sure which way I prefer. It seems either way we all pay in the end.

]]> By: Canadian Money Blog Reviewers http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-266 Canadian Money Blog Reviewers Thu, 25 Jan 2007 14:19:16 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-266 my library tips: - I always reserve a lot of in demand books in advance so I get a constant stream of good books waiting for me to pickup (they notify me by phone) - I get all the audio books I can (on finance and other topics) and listen to them in my car instead of radio - don't be late on DVDs : $$$ - I also get magazines/newsletters (you can borrow any issue other than the current one) my library tips:
- I always reserve a lot of in demand books in advance so I get a constant stream of good books waiting for me to pickup (they notify me by phone)
- I get all the audio books I can (on finance and other topics) and listen to them in my car instead of radio
- don’t be late on DVDs : $$$
- I also get magazines/newsletters (you can borrow any issue other than the current one)

]]> By: FrugalTrader http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-262 FrugalTrader Wed, 24 Jan 2007 23:31:48 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-262 Hey Ryan, I live in <a href="http://www.milliondollarjourney.com/ive-been-tagged.htm" rel="nofollow">Newfoundland</a>. Nope, no library card fees. Only fees if you are late returning the book, or if you lose the book. However, i'm not so sure that they offer DVD's here. I didn't see them in the online catalog that they have available. FT Hey Ryan,

I live in Newfoundland.
Nope, no library card fees. Only fees if you are late returning the book, or if you lose the book. However, i’m not so sure that they offer DVD’s here. I didn’t see them in the online catalog that they have available.

FT

]]> By: Vasile http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-261 Vasile Wed, 24 Jan 2007 21:45:46 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-261 Ryan, The Toronto Public Library is free for all. They also have videos, and you can get a hold (kind of online queue) on a book/DVD/video online. When it is available for you (could be even 1 year for new movies, for example), you get a phone call to pick-up the items. Regards, Vasile Ryan,
The Toronto Public Library is free for all. They also have videos, and you can get a hold (kind of online queue) on a book/DVD/video online. When it is available for you (could be even 1 year for new movies, for example), you get a phone call to pick-up the items.

Regards,
Vasile

]]> By: Jason B http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-260 Jason B Wed, 24 Jan 2007 20:50:25 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-260 The library is such a great thing. Most things I want to read, get it from the library and read it. If I like it enough to own a copy, watch out for it at garage sales or used book stores. Only if I can't find it will I then buy a copy. The library is such a great thing. Most things I want to read, get it from the library and read it. If I like it enough to own a copy, watch out for it at garage sales or used book stores. Only if I can’t find it will I then buy a copy.

]]> By: Ryan http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-259 Ryan Wed, 24 Jan 2007 20:29:57 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-259 I too use the library whenever possible and love it for the most part. My only issue I have is it always seems like the books I checkout, I am never able to extend the checkout as someone else has a hold on the item. I know I know I could resolve this by getting the book done in the 3 weeks allotted, but raising two kids does not afford me as much spare time as one would like. The only time I manage to find to read is on my commute to and from work. This is usually enough time to finish an average book but once it starts getting into the tome zone I am usually screwed :) One other thing...FT, where you live do you not have to pay for a library card? I know it’s a small expense, but here it's like $15 a year. Cheers, Ryan I too use the library whenever possible and love it for the most part. My only issue I have is it always seems like the books I checkout, I am never able to extend the checkout as someone else has a hold on the item. I know I know I could resolve this by getting the book done in the 3 weeks allotted, but raising two kids does not afford me as much spare time as one would like. The only time I manage to find to read is on my commute to and from work. This is usually enough time to finish an average book but once it starts getting into the tome zone I am usually screwed :)

One other thing…FT, where you live do you not have to pay for a library card? I know it’s a small expense, but here it’s like $15 a year.

Cheers,
Ryan

]]> By: FrugalTrader http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-258 FrugalTrader Wed, 24 Jan 2007 17:36:56 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-258 Thanks for the tip Mike, i'm going to check online now. FT Thanks for the tip Mike, i’m going to check online now.

FT

]]> By: Mike http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-257 Mike Wed, 24 Jan 2007 17:18:57 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-257 Since two of my main pastimes are reading and watching movies, going to the library saves me tons of money. I read a book or two per week and watch at least a couple of DVDs per week. I'm able to get a good portion of them free at the library. I grab the occasional CD at the library too. I easily save over a thousand bucks per year by going to the library. Don't know where you live FT but many libraries have websites where you can search the catalogue and request items. If there are multiple locations, they'll usually deliver to the location closest to you. Since two of my main pastimes are reading and watching movies, going to the library saves me tons of money. I read a book or two per week and watch at least a couple of DVDs per week. I’m able to get a good portion of them free at the library. I grab the occasional CD at the library too. I easily save over a thousand bucks per year by going to the library.

Don’t know where you live FT but many libraries have websites where you can search the catalogue and request items. If there are multiple locations, they’ll usually deliver to the location closest to you.

]]> By: FrugalTrader http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-256 FrugalTrader Wed, 24 Jan 2007 14:50:04 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-256 CD, You can rent DVD's at the library too? I'll have to check that out! Thanks for the tip! FT CD,

You can rent DVD’s at the library too? I’ll have to check that out! Thanks for the tip!

FT

]]> By: Canadian Dream http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm/comment-page-1#comment-255 Canadian Dream Wed, 24 Jan 2007 14:42:28 +0000 http://www.milliondollarjourney.com/saving-strategy-go-to-the-library.htm#comment-255 FT, Yes the library is a wonderful place to read things you won't spend a dime on. I love having access to my account online so I don't even have to stop in to renew a book. Check out the DVD collection as well. You might save some more $ on DVD rentals. CD FT,

Yes the library is a wonderful place to read things you won’t spend a dime on. I love having access to my account online so I don’t even have to stop in to renew a book.

Check out the DVD collection as well. You might save some more $ on DVD rentals.

CD

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