Comments on: Money Management Software!

By: Bill

Bill — Fri, 17 Apr 2009 16:26:18 +0000

For creating zero balance budgets, we created BudgetSketch to be effective but drop dead simple to use. It is free and always will be.

By: Initial Budget Creation And Usage | financialhealthguy.com

Initial Budget Creation And Usage | financialhealthguy.com — Wed, 15 Apr 2009 20:45:36 +0000

[...] has different options; you can find a review of some of them here. Pick the one that works for [...]

By: Financial Planning Basics - Step 4 Budgeting | Financial Highway

Financial Planning Basics - Step 4 Budgeting | Financial Highway — Mon, 23 Mar 2009 06:43:14 +0000

[...] software has its own advantages, frugal trader has a review of two above mentioned software on his [...]

By: amanda

amanda — Tue, 27 Jan 2009 18:38:47 +0000

Term life insurance is a serious savings… but in the long run it is going to end up costing you more. ie. When you’re 20 yrs old and you purchase a 10 yr term insurance, if you’re not dead by the time you’re 30, 1. you’ve invested in nothing 2. your premiums will increase substantially every term 3. if you develop any health conditions you may not be able to be reinsured, or will have to pay extra for less serious things (high blood pressure etc.) 4. at some point, you will no longer be insurable and you will be left with nothing from your investment

Whereas with a universal life insurance, you pay until you die, but it doesn’t matter what happens to you healthwise, your death will be insured. There are other fees built into a policy that you can opt out on to save you money, but term insurance policies, even though they are cheaper, are meant for more temporary fixes, ie. you have a dangerous job you don’t intend to keep, a financial boost for your children before they become adults, a financial boost for your spouse until you’ve had time to set some money aside for retirement

By: Scott

Scott — Sat, 15 Nov 2008 18:50:19 +0000

Robert — download ‘Microsoft Office for Mac’. It’s made my computing life a whole lot easier.

Other than that, Mac ‘business’ apps are very weak (they had a decade-long contract with MS so they are just starting to develop their own version of spreadsheets etc.).

By: Robert

Robert — Sat, 15 Nov 2008 17:01:31 +0000

Do you know of any software I can you use on a MAC?

By: Give Yourself a Financial Checkup | Million Dollar Journey

Give Yourself a Financial Checkup | Million Dollar Journey — Mon, 08 Sep 2008 10:31:01 +0000

[...] your favorite spreadsheet program (or other money management software). In one column include all of your sources and income and the amount. In another column, calculate [...]

By: Frugal Tip: Write it Down | Million Dollar Journey

Frugal Tip: Write it Down | Million Dollar Journey — Thu, 07 Aug 2008 09:30:45 +0000

[...] we are in the digital age, instead of using ink, you can use a simple spreadsheet program or money management software like Ms Money or Quicken. If you like to do everything online, you can use Google’s online [...]

By: jane

jane — Fri, 11 Apr 2008 18:55:55 +0000

I use an excel spreadsheet, with columns: date, particulars, actual, commitment, credit, balance. When I make an actual payment, I move it from the commitment column to the actual column. The totals at the bottom of the commitment, actual and credit let me know what the totals are for each column. In theory, by the end of the month, all the commited money should have been moved to the actual. The balance account lets me know how much money to carry over (loss if there is a overdraft feature) for the next month. Works well for me.

By: Spider man

Spider man — Thu, 13 Mar 2008 16:27:28 +0000

i prefere Microsoft money a nice software.

By: Rosie

Rosie — Mon, 25 Feb 2008 18:09:50 +0000

I make a budget in Excel. I create major headings and estimate how much I spend each month on each. At each pay period, I then enter this amount into the column and know it is how much I have to spend and that’s it. I then track how much I spend by making withdrawals from the column each time I spend money in that category. It’s strict but it works. I always have money in my account and I always have enough money for the things I want or need most. It requires a lot of self-discipline but I was forced to do this when I was teaching budgeting to my students. Didn’t want to be a hypocrite. :) It also lets me know how much I need to be earning to meet all of my expenses. If I come up short then it tells me I need to scale back my expectations or work more hours. The choice is mine.

By: Sergei

Sergei — Thu, 24 Jan 2008 18:46:24 +0000

I just started using GnuCash and like it so far.

By: 25 Ways I Save Money | Million Dollar Journey

25 Ways I Save Money | Million Dollar Journey — Mon, 03 Dec 2007 07:34:18 +0000

[...] I track my spending/budget with Microsoft Money. [...]

By: software management » Comment on Money Management Software! by software management …

Wed, 24 Oct 2007 23:11:50 +0000

[...] birur wrote an interesting post today onHere’s a quick excerptYan wrote an interesting post today onHere’sa quick excerptGreetings:. I would like to include my pick. I have been using http://www.mvelopes.com/ for 8 month’s now. It is an online application and you pay a monthly fee, but it (and the … [...]

By: software management » Comment on Money Management Software! by theBadMoneyGuy

Wed, 24 Oct 2007 16:45:09 +0000

[...] Yan wrote an interesting post today onHere’s a quick excerptGreetings:. I would like to include my pick. I have been using http://www.mvelopes.com/ for 8 month’s now. It is an online application and you pay a monthly fee, but it (and the Envelope Budget concept) has helped me quite a bit. … [...]

By: theBadMoneyGuy

theBadMoneyGuy — Tue, 11 Sep 2007 17:51:56 +0000

Greetings:

I would like to include my pick. I have been using http://www.mvelopes.com/ for 8 month’s now.

It is an online application and you pay a monthly fee, but it (and the Envelope Budget concept) has helped me quite a bit. I did use MSMoney, but I was not satisfied with the budget component that it had. I wanted the ability to have a budget line accumulate if it was not spent etc. There are some features from MSMoney that I wish it had but otherwise I think it is the best of it’s kind (pure budget) out there.

In addition, it promotes the “month ahead funding”. I use this approach and it works well for my wife and I where all my paycheques for this month are actually used next month.

The Envelope approach forces you be proactive and that has worked well for us.

Just my 2 cents.

By: pesli

pesli — Mon, 30 Apr 2007 02:26:38 +0000

I have tried a software by Parcus Group. Is a excel spreadsheet type. Does your personal budgeting, financial planning, share valuation, real estate analysis, insurance and taxation. Only for US$24.
Check it out at:
http://www.parcusgroup.com/

By: Mike

Mike — Sun, 08 Apr 2007 21:54:38 +0000

I personally use Quicken right now, however, I am evaluating YouNeedABudget (YNAB) Pro for my budgeting.

By: rishabh

rishabh — Sun, 08 Apr 2007 05:45:30 +0000

I’ve been using Money (Not the one by Microsoft) for a while now, and I like it. jumsoft.com

By: David

David — Fri, 06 Apr 2007 03:22:25 +0000

Here’s yet another free budgeting program:
http://abassis.com/abassis-finance-manager.html

David