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	<title>Comments on: Contest:  Win a Free Book &#8220;Spend Smarter, Save Bigger&#8221;</title>
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	<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm</link>
	<description>Building Wealth through Saving and Investing</description>
	<lastBuildDate>Sun, 21 Mar 2010 05:04:40 -0400</lastBuildDate>
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		<title>By: Darryl</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-82456</link>
		<dc:creator>Darryl</dc:creator>
		<pubDate>Wed, 13 May 2009 20:57:42 +0000</pubDate>
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		<description>My favourite?  The Wealthy Barber.  I know it&#039;s cliche but it started me on the path I&#039;m on today and provides some excellent information.  I&#039;ve give it as a gift to every member of my family at one time or another.  In short, it&#039;s built the foundation that led me to your site and others like it, so that&#039;s why it&#039;s got a special place in my heart.</description>
		<content:encoded><![CDATA[<p>My favourite?  The Wealthy Barber.  I know it&#8217;s cliche but it started me on the path I&#8217;m on today and provides some excellent information.  I&#8217;ve give it as a gift to every member of my family at one time or another.  In short, it&#8217;s built the foundation that led me to your site and others like it, so that&#8217;s why it&#8217;s got a special place in my heart.</p>
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		<title>By: Brian M</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-71367</link>
		<dc:creator>Brian M</dc:creator>
		<pubDate>Sun, 22 Feb 2009 02:59:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-71367</guid>
		<description>I always enjoyed the wealthy barber. Although it did not get into tech specs it gave a nice overview of areas to grow wealth.</description>
		<content:encoded><![CDATA[<p>I always enjoyed the wealthy barber. Although it did not get into tech specs it gave a nice overview of areas to grow wealth.</p>
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		<title>By: Bob</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-71047</link>
		<dc:creator>Bob</dc:creator>
		<pubDate>Thu, 19 Feb 2009 19:27:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-71047</guid>
		<description>My favorite book has been &quot;Why Swim with the Sharks?&quot;.  Made me realize what is really need for retirement.</description>
		<content:encoded><![CDATA[<p>My favorite book has been &#8220;Why Swim with the Sharks?&#8221;.  Made me realize what is really need for retirement.</p>
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		<title>By: Patrick</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-70988</link>
		<dc:creator>Patrick</dc:creator>
		<pubDate>Thu, 19 Feb 2009 04:39:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-70988</guid>
		<description>Several favorite Canadian books
1. Wealthy Barber (classic - must read)
2. Wealthy Paper Carriers -Cimmer (wish someone would have shown me this when I was 13, though it changed my investing life age 25- still good today)
3. The power of index funds -Cadsby (simply awesome)
4. Making money in real estate : Canadian Guide - Douglas Gray (boring but it has it all - and it&#039;s Canadian)
5. The Money Advisor - Bruce Cohen (excellent overall reference guide)</description>
		<content:encoded><![CDATA[<p>Several favorite Canadian books<br />
1. Wealthy Barber (classic &#8211; must read)<br />
2. Wealthy Paper Carriers -Cimmer (wish someone would have shown me this when I was 13, though it changed my investing life age 25- still good today)<br />
3. The power of index funds -Cadsby (simply awesome)<br />
4. Making money in real estate : Canadian Guide &#8211; Douglas Gray (boring but it has it all &#8211; and it&#8217;s Canadian)<br />
5. The Money Advisor &#8211; Bruce Cohen (excellent overall reference guide)</p>
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		<title>By: Contest Winner for a Free Book &#8220;Spend Smarter, Save Bigger&#8221; - Million Dollar Journey</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-5032</link>
		<dc:creator>Contest Winner for a Free Book &#8220;Spend Smarter, Save Bigger&#8221; - Million Dollar Journey</dc:creator>
		<pubDate>Tue, 22 May 2007 13:59:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-5032</guid>
		<description>[...] March  FrugalTrader05:00 am4 Comments  Congratulations to BOOTSIE for winning the 1st contest held by MillionDollarJourney.com. Bootsie will receive a copy of the book &#8220;Spend Smarter, Save Bigger&#8220;. [...]</description>
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<p>[...] March  FrugalTrader05:00 am4 Comments  Congratulations to BOOTSIE for winning the 1st contest held by MillionDollarJourney.com. Bootsie will receive a copy of the book &#8220;Spend Smarter, Save Bigger&#8220;. [...]</p>
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		<title>By: jenn b</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-961</link>
		<dc:creator>jenn b</dc:creator>
		<pubDate>Fri, 16 Mar 2007 02:14:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-961</guid>
		<description>The Wealthy Barber was a Christmas gift about 10 years ago.  It was at a perfect time for me.  I just got married, started a good job. It was one of the best gifts I could have ever received.  It was an easy read and made me re-think what track I was on.  It made me realize that I don&#039;t need to sacrifice alot to help me be finacially independant.  Since reading it, I have adopted some of the suggestions. Its humour and common sense approach, made this a book that was difficult to put down.  I have read this book 3 other times and have used it for reference.  I have now passed it on to a friend.</description>
		<content:encoded><![CDATA[<p>The Wealthy Barber was a Christmas gift about 10 years ago.  It was at a perfect time for me.  I just got married, started a good job. It was one of the best gifts I could have ever received.  It was an easy read and made me re-think what track I was on.  It made me realize that I don&#8217;t need to sacrifice alot to help me be finacially independant.  Since reading it, I have adopted some of the suggestions. Its humour and common sense approach, made this a book that was difficult to put down.  I have read this book 3 other times and have used it for reference.  I have now passed it on to a friend.</p>
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		<title>By: Ping</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-754</link>
		<dc:creator>Ping</dc:creator>
		<pubDate>Wed, 07 Mar 2007 17:35:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-754</guid>
		<description>Don&#039;t know if this one counts as a &quot;personal finance&quot; book but it&#039;s certainly one of the best with regards to early retirement.

&quot;Cashing in on the American Dream: How to Retire at 35&quot; by Paul Terhorst. It&#039;s very clear and talks about not only the technical part but also psychological side.</description>
		<content:encoded><![CDATA[<p>Don&#8217;t know if this one counts as a &#8220;personal finance&#8221; book but it&#8217;s certainly one of the best with regards to early retirement.</p>
<p>&#8220;Cashing in on the American Dream: How to Retire at 35&#8243; by Paul Terhorst. It&#8217;s very clear and talks about not only the technical part but also psychological side.</p>
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		<title>By: t</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-741</link>
		<dc:creator>t</dc:creator>
		<pubDate>Tue, 06 Mar 2007 23:29:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-741</guid>
		<description>KPMG&#039;s &quot;Tax Planning For You and Your Family&quot;.  OK not the most straightforward of all reads but it covered what I needed to know and feels like the reference book I need when I have questions</description>
		<content:encoded><![CDATA[<p>KPMG&#8217;s &#8220;Tax Planning For You and Your Family&#8221;.  OK not the most straightforward of all reads but it covered what I needed to know and feels like the reference book I need when I have questions</p>
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		<title>By: Middle Class Millionaire</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-736</link>
		<dc:creator>Middle Class Millionaire</dc:creator>
		<pubDate>Tue, 06 Mar 2007 16:27:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-736</guid>
		<description>So many to chose from... however the one that sticks out in my mind the most is “Stop Working” by Derek Foster. The main reason was his unique approach to retirement planning (focus on cashflow not nest egg) --- his total disregard for traditional retirement planning was refreshing.

Cheers,
MCM,
http://middleclassmillionaire.blogspot.com/</description>
		<content:encoded><![CDATA[<p>So many to chose from&#8230; however the one that sticks out in my mind the most is “Stop Working” by Derek Foster. The main reason was his unique approach to retirement planning (focus on cashflow not nest egg) &#8212; his total disregard for traditional retirement planning was refreshing.</p>
<p>Cheers,<br />
MCM,<br />
<a href="http://middleclassmillionaire.blogspot.com/" rel="nofollow">http://middleclassmillionaire.blogspot.com/</a></p>
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		<title>By: T Ford</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-728</link>
		<dc:creator>T Ford</dc:creator>
		<pubDate>Tue, 06 Mar 2007 01:44:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-728</guid>
		<description>I don&#039;t know if this counts as a personal finance book, but I&#039;m going to vote for The Lazy Person&#039;s Guide to Success by Ernie Zelinski. He has also written one about early retirement that I&#039;d like to read. Basically, he is completely opposed to working in the traditional sense. How fun!</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know if this counts as a personal finance book, but I&#8217;m going to vote for The Lazy Person&#8217;s Guide to Success by Ernie Zelinski. He has also written one about early retirement that I&#8217;d like to read. Basically, he is completely opposed to working in the traditional sense. How fun!</p>
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		<title>By: RichardM</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-727</link>
		<dc:creator>RichardM</dc:creator>
		<pubDate>Tue, 06 Mar 2007 00:07:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-727</guid>
		<description>Stop buying mutual funds turned on the light bulb for me...</description>
		<content:encoded><![CDATA[<p>Stop buying mutual funds turned on the light bulb for me&#8230;</p>
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		<title>By: Marc</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-726</link>
		<dc:creator>Marc</dc:creator>
		<pubDate>Mon, 05 Mar 2007 22:28:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-726</guid>
		<description>Dianne Nahirny&#039;s book: &quot;Stop Working...Start Living : How I retired at 36 without winning the lottery&quot; is my pick because it shows that all you have to do is decide that you want to retire early and you can.  It shows you the difference between wants and needs and makes it clear that if you don&#039;t acheive you goal, you didn&#039;t really want it.  It&#039;s very &quot;no-nonesense&quot; in that way.  A good read!</description>
		<content:encoded><![CDATA[<p>Dianne Nahirny&#8217;s book: &#8220;Stop Working&#8230;Start Living : How I retired at 36 without winning the lottery&#8221; is my pick because it shows that all you have to do is decide that you want to retire early and you can.  It shows you the difference between wants and needs and makes it clear that if you don&#8217;t acheive you goal, you didn&#8217;t really want it.  It&#8217;s very &#8220;no-nonesense&#8221; in that way.  A good read!</p>
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		<title>By: Darren</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-725</link>
		<dc:creator>Darren</dc:creator>
		<pubDate>Mon, 05 Mar 2007 22:26:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-725</guid>
		<description>I haven&#039;t read any personal finance books, as I&#039;m rather new at this field.  However, I have been following many of the great blogs (yours included of course!) I have come across, and they have inspired me to work harder at saving money and learning about investing.</description>
		<content:encoded><![CDATA[<p>I haven&#8217;t read any personal finance books, as I&#8217;m rather new at this field.  However, I have been following many of the great blogs (yours included of course!) I have come across, and they have inspired me to work harder at saving money and learning about investing.</p>
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		<title>By: Hank</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-724</link>
		<dc:creator>Hank</dc:creator>
		<pubDate>Mon, 05 Mar 2007 22:12:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-724</guid>
		<description>I hate to say &quot;me too&quot; but my favorite is also &quot;The Wealthy Barber&quot;. I like the simple and entertaining presentation of basic personal finance points.</description>
		<content:encoded><![CDATA[<p>I hate to say &#8220;me too&#8221; but my favorite is also &#8220;The Wealthy Barber&#8221;. I like the simple and entertaining presentation of basic personal finance points.</p>
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		<title>By: Margot Bai</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-723</link>
		<dc:creator>Margot Bai</dc:creator>
		<pubDate>Mon, 05 Mar 2007 21:45:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-723</guid>
		<description>MDJ - Thanks also for the giveaway contest - I really appreciate the extra exposure!  

I would say that my fav PF book is &quot;The Money Machine: How the mutual fund industry works and how to make it work for you&quot; by Daniel Stoffman (2000).  It actually made me laugh out loud! Though I wonder how much of it is true, it was an interesting look behind the scenes in this highly lucrative industry.  
If my number is drawn, just draw again!  ;o)

Please visit my website for more info on Spend Smarter... chapters 1 &amp; 2 are available for free download at http://www.spendsmarter.ca/sample.php

Thanks and good luck!</description>
		<content:encoded><![CDATA[<p>MDJ &#8211; Thanks also for the giveaway contest &#8211; I really appreciate the extra exposure!  </p>
<p>I would say that my fav PF book is &#8220;The Money Machine: How the mutual fund industry works and how to make it work for you&#8221; by Daniel Stoffman (2000).  It actually made me laugh out loud! Though I wonder how much of it is true, it was an interesting look behind the scenes in this highly lucrative industry.<br />
If my number is drawn, just draw again!  ;o)</p>
<p>Please visit my website for more info on Spend Smarter&#8230; chapters 1 &amp; 2 are available for free download at <a href="http://www.spendsmarter.ca/sample.php" rel="nofollow">http://www.spendsmarter.ca/sample.php</a></p>
<p>Thanks and good luck!</p>
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		<title>By: Bryan</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-722</link>
		<dc:creator>Bryan</dc:creator>
		<pubDate>Mon, 05 Mar 2007 21:08:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-722</guid>
		<description>My favourite book was Personal Finance for Canadians for Dummies. I remember reading it right before I graduated university and I thought it did a good job presenting all the basic financial situations that a person encounters. Now some years later being a homeowner, married, and hopefully with children in the near future I should re-read it and will probably learn new information more pertinant to my current situation.</description>
		<content:encoded><![CDATA[<p>My favourite book was Personal Finance for Canadians for Dummies. I remember reading it right before I graduated university and I thought it did a good job presenting all the basic financial situations that a person encounters. Now some years later being a homeowner, married, and hopefully with children in the near future I should re-read it and will probably learn new information more pertinant to my current situation.</p>
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		<title>By: Joel</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-721</link>
		<dc:creator>Joel</dc:creator>
		<pubDate>Mon, 05 Mar 2007 19:13:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-721</guid>
		<description>The Wealthy Barber - it is my favourite because it was the first Financial book that I read.  It gave me a good foundation to work from. (I found interesting points in Stop work, and just finished the Smith Manouver)</description>
		<content:encoded><![CDATA[<p>The Wealthy Barber &#8211; it is my favourite because it was the first Financial book that I read.  It gave me a good foundation to work from. (I found interesting points in Stop work, and just finished the Smith Manouver)</p>
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		<title>By: Jack</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-720</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Mon, 05 Mar 2007 18:08:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-720</guid>
		<description>The Wealthy Barber was the first financial book I read and is still one of the simplest and most basic books to get you thinking about retirement.</description>
		<content:encoded><![CDATA[<p>The Wealthy Barber was the first financial book I read and is still one of the simplest and most basic books to get you thinking about retirement.</p>
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		<title>By: bootsie</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-719</link>
		<dc:creator>bootsie</dc:creator>
		<pubDate>Mon, 05 Mar 2007 18:05:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-719</guid>
		<description>I&#039;m going to have to go with &quot;The Wealthy Barber&quot; as well.  It&#039;s such a simple and straight-forward book that I generally recommend it to everyone (even if they don&#039;t ask ;)).  I also really enjoyed &quot;The Automatic Millionaire&quot;.  The common thread between these is the optimistic attitude.  Even a person drowning in debt could read these books and think &quot;I can do this&quot;.  They&#039;re both great for someone that&#039;s just starting to care about their finances.  I recommended them both to my sister who&#039;s just about to enter the working world full time.</description>
		<content:encoded><![CDATA[<p>I&#8217;m going to have to go with &#8220;The Wealthy Barber&#8221; as well.  It&#8217;s such a simple and straight-forward book that I generally recommend it to everyone (even if they don&#8217;t ask ;)).  I also really enjoyed &#8220;The Automatic Millionaire&#8221;.  The common thread between these is the optimistic attitude.  Even a person drowning in debt could read these books and think &#8220;I can do this&#8221;.  They&#8217;re both great for someone that&#8217;s just starting to care about their finances.  I recommended them both to my sister who&#8217;s just about to enter the working world full time.</p>
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		<title>By: Mike</title>
		<link>http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm/comment-page-1#comment-718</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Mon, 05 Mar 2007 16:56:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/contest-win-a-free-book-spend-smarter-save-bigger.htm#comment-718</guid>
		<description>Smoke &amp; Mirrors was another one I liked.</description>
		<content:encoded><![CDATA[<p>Smoke &amp; Mirrors was another one I liked.</p>
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