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	<title>Comments on: Charitable Contributions:  Deciding Where to Give</title>
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		<title>By: Brenda Pike</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-109215</link>
		<dc:creator>Brenda Pike</dc:creator>
		<pubDate>Wed, 06 Jan 2010 18:34:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-109215</guid>
		<description>Peter Singer gives some good advice in his book &lt;a href=&quot;http://www.thelifeyoucansave.com/&quot; rel=&quot;nofollow&quot;&gt;The Life You Can Save&lt;/a&gt;. I recently followed it to bump my charitable contributions to 5%. I’m giving my money to charities in the developing world and my time to local ones. That feels like a nice balance. I also researched the actual effectiveness of charities through Givewell.org and the Jamal Poverty Action Lab at MIT, to make sure my money goes as far as possible. It’s nice to see some scientific thinking brought to bear on this topic.</description>
		<content:encoded><![CDATA[<p>Peter Singer gives some good advice in his book <a href="http://www.thelifeyoucansave.com/" rel="nofollow">The Life You Can Save</a>. I recently followed it to bump my charitable contributions to 5%. I’m giving my money to charities in the developing world and my time to local ones. That feels like a nice balance. I also researched the actual effectiveness of charities through Givewell.org and the Jamal Poverty Action Lab at MIT, to make sure my money goes as far as possible. It’s nice to see some scientific thinking brought to bear on this topic.</p>
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		<title>By: FinanciallySmart</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108963</link>
		<dc:creator>FinanciallySmart</dc:creator>
		<pubDate>Fri, 01 Jan 2010 00:50:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108963</guid>
		<description>Yes we should always make sure that these Charitable Organizations are legitimate. Over the past year there have been an upsurge of these organizations and we don&#039;t want to give our money to persons who are defrauding us in the name of Charity. Thank you for a wonderful article.</description>
		<content:encoded><![CDATA[<p>Yes we should always make sure that these Charitable Organizations are legitimate. Over the past year there have been an upsurge of these organizations and we don&#8217;t want to give our money to persons who are defrauding us in the name of Charity. Thank you for a wonderful article.</p>
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		<title>By: steve</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108685</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Sun, 20 Dec 2009 17:13:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108685</guid>
		<description>thanks for this tips. everybody is out to get a buck these days so you never know what&#039;s legit or not</description>
		<content:encoded><![CDATA[<p>thanks for this tips. everybody is out to get a buck these days so you never know what&#8217;s legit or not</p>
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		<title>By: Doctor Stock</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108677</link>
		<dc:creator>Doctor Stock</dc:creator>
		<pubDate>Sun, 20 Dec 2009 04:47:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108677</guid>
		<description>Nice.. I was just discussing what I&#039;m going to do for 2010 - some good principles here, thanks!</description>
		<content:encoded><![CDATA[<p>Nice.. I was just discussing what I&#8217;m going to do for 2010 &#8211; some good principles here, thanks!</p>
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		<title>By: mp</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108604</link>
		<dc:creator>mp</dc:creator>
		<pubDate>Thu, 17 Dec 2009 03:41:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108604</guid>
		<description>Poor Brendan.  Someone challenges his stereotypes and assumptions and he has to get his arms up.

I&#039;ve worked with people who are having tough times.  There&#039;s no more greater proportion of lazy people among those having tough times and need a helping hand than there are in any income stream.  

BTW Brendan, I ain&#039;t no guy.</description>
		<content:encoded><![CDATA[<p>Poor Brendan.  Someone challenges his stereotypes and assumptions and he has to get his arms up.</p>
<p>I&#8217;ve worked with people who are having tough times.  There&#8217;s no more greater proportion of lazy people among those having tough times and need a helping hand than there are in any income stream.  </p>
<p>BTW Brendan, I ain&#8217;t no guy.</p>
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		<title>By: Ms Save Money</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108600</link>
		<dc:creator>Ms Save Money</dc:creator>
		<pubDate>Thu, 17 Dec 2009 01:55:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108600</guid>
		<description>@ Kathyrn - how cute - that&#039;s a great way to teach kids :)</description>
		<content:encoded><![CDATA[<p>@ Kathyrn &#8211; how cute &#8211; that&#8217;s a great way to teach kids :)</p>
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		<title>By: Anom</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108583</link>
		<dc:creator>Anom</dc:creator>
		<pubDate>Wed, 16 Dec 2009 13:58:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108583</guid>
		<description>Couple of my personal beefs with World Vision

We donate via a foster child

my questions

1. Are there any studies that shows these plans help thenext generation of kids without support?

2.  More of a beef, but despite politely asking them not to continue sending glossy ads asking for more money they still do

On the tims and grocery store front. --&gt; who gets the write off fromy $1 donation?  If it is the store then I guess I will start my own charity</description>
		<content:encoded><![CDATA[<p>Couple of my personal beefs with World Vision</p>
<p>We donate via a foster child</p>
<p>my questions</p>
<p>1. Are there any studies that shows these plans help thenext generation of kids without support?</p>
<p>2.  More of a beef, but despite politely asking them not to continue sending glossy ads asking for more money they still do</p>
<p>On the tims and grocery store front. &#8211;&gt; who gets the write off fromy $1 donation?  If it is the store then I guess I will start my own charity</p>
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		<title>By: PG</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108572</link>
		<dc:creator>PG</dc:creator>
		<pubDate>Wed, 16 Dec 2009 04:54:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108572</guid>
		<description>I have a standard answer to those who ask for $1 or $2 at the cash register, to telemarketers asking for funds, and for those who solicit door to door.  My response is, &quot;I budgetted my charitable donations at the beginning of the year.  If you would like me to consider you for next year, you can contact me on January 1.&quot;   

Likewise, I say to those trying to sell me $100 lotto tickets that if I wanted to give a financial donation, (heart/cancer,hospital) I would do so without helping to fund the winning prizes.

I give significant amounts to charities that I value - to me, it is a significant sacrifice and a significant percentage of my income.  I research those charities and reject those who have high management expense ratios.  Most of my charities are smaller organizations, including my church, the local food bank, and foreign relief aid and development.  I also budget for overpriced food from school fundraisers (meat, cheese, chocolate), and for friends/family members/church members who are raising funds for a charity.  I also encourage people to act in compassion towards others, but to do so as they are able.</description>
		<content:encoded><![CDATA[<p>I have a standard answer to those who ask for $1 or $2 at the cash register, to telemarketers asking for funds, and for those who solicit door to door.  My response is, &#8220;I budgetted my charitable donations at the beginning of the year.  If you would like me to consider you for next year, you can contact me on January 1.&#8221;   </p>
<p>Likewise, I say to those trying to sell me $100 lotto tickets that if I wanted to give a financial donation, (heart/cancer,hospital) I would do so without helping to fund the winning prizes.</p>
<p>I give significant amounts to charities that I value &#8211; to me, it is a significant sacrifice and a significant percentage of my income.  I research those charities and reject those who have high management expense ratios.  Most of my charities are smaller organizations, including my church, the local food bank, and foreign relief aid and development.  I also budget for overpriced food from school fundraisers (meat, cheese, chocolate), and for friends/family members/church members who are raising funds for a charity.  I also encourage people to act in compassion towards others, but to do so as they are able.</p>
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		<title>By: cannon_fodder</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108569</link>
		<dc:creator>cannon_fodder</dc:creator>
		<pubDate>Tue, 15 Dec 2009 23:07:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108569</guid>
		<description>Laptop, 

On 2 different Christmases our family &quot;bought&quot; livestock through World Vision Canada. Much like Brendan&#039;s statement of feeding them for life rather than a day.</description>
		<content:encoded><![CDATA[<p>Laptop, </p>
<p>On 2 different Christmases our family &#8220;bought&#8221; livestock through World Vision Canada. Much like Brendan&#8217;s statement of feeding them for life rather than a day.</p>
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		<title>By: CanDad</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108567</link>
		<dc:creator>CanDad</dc:creator>
		<pubDate>Tue, 15 Dec 2009 21:32:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108567</guid>
		<description>Just thought I&#039;d share this: http://www.bestbuy.ca/marketing/charityvote/en/default.asp

Vote for your favourite charity and Best Buy will donate $20,000 to them.</description>
		<content:encoded><![CDATA[<p>Just thought I&#8217;d share this: <a href="http://www.bestbuy.ca/marketing/charityvote/en/default.asp" rel="nofollow">http://www.bestbuy.ca/marketing/charityvote/en/default.asp</a></p>
<p>Vote for your favourite charity and Best Buy will donate $20,000 to them.</p>
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		<title>By: Laptop Briefcases</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108565</link>
		<dc:creator>Laptop Briefcases</dc:creator>
		<pubDate>Tue, 15 Dec 2009 20:52:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108565</guid>
		<description>This is a timely post for me as my mom has offered to donate some money on our behalf as part of our Christmas present.  So I have been looking into various charities to see who could most benefit from this donation.

As for sco&#039;s comment....I don&#039;t think governments should have anything to do with charities.  There is too much corruption in government to properly distribute such donations.  Most people would be quite against a forced charity donation.</description>
		<content:encoded><![CDATA[<p>This is a timely post for me as my mom has offered to donate some money on our behalf as part of our Christmas present.  So I have been looking into various charities to see who could most benefit from this donation.</p>
<p>As for sco&#8217;s comment&#8230;.I don&#8217;t think governments should have anything to do with charities.  There is too much corruption in government to properly distribute such donations.  Most people would be quite against a forced charity donation.</p>
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		<title>By: Brendan</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108559</link>
		<dc:creator>Brendan</dc:creator>
		<pubDate>Tue, 15 Dec 2009 19:55:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108559</guid>
		<description>SCO I hope you are kidding?
You WANT another 5% off your pay check?

No thanks, i&#039;ll pass, and please never consider running for politics.

I prefer to spend my own money.</description>
		<content:encoded><![CDATA[<p>SCO I hope you are kidding?<br />
You WANT another 5% off your pay check?</p>
<p>No thanks, i&#8217;ll pass, and please never consider running for politics.</p>
<p>I prefer to spend my own money.</p>
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		<title>By: sco</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108548</link>
		<dc:creator>sco</dc:creator>
		<pubDate>Tue, 15 Dec 2009 17:47:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108548</guid>
		<description>I think charity is something that the government should do. The charities should be managed by government. I would agree with a charity tax (let&#039;s say 5% of income) and each individual deciding where the money should go. 
Until then, my charity donations are zero and I ignore all requests.</description>
		<content:encoded><![CDATA[<p>I think charity is something that the government should do. The charities should be managed by government. I would agree with a charity tax (let&#8217;s say 5% of income) and each individual deciding where the money should go.<br />
Until then, my charity donations are zero and I ignore all requests.</p>
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		<title>By: Ramona</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108547</link>
		<dc:creator>Ramona</dc:creator>
		<pubDate>Tue, 15 Dec 2009 17:42:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108547</guid>
		<description>Hey guys, thanks for the idea about the postal code - I&#039;ll share that with my husband so he has an answer going forward.</description>
		<content:encoded><![CDATA[<p>Hey guys, thanks for the idea about the postal code &#8211; I&#8217;ll share that with my husband so he has an answer going forward.</p>
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		<title>By: Brendan</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108546</link>
		<dc:creator>Brendan</dc:creator>
		<pubDate>Tue, 15 Dec 2009 17:40:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108546</guid>
		<description>Further to school donations, my neighbor had a good idea I think.

When he landscaped his yard he approached a local high school to &quot;hire&quot; kids from the sports teams to help with his yard.

He paid them in the 12-15 dollar an hour range for their work.

At the end of the day he saved money and the school teams got a nice check that went directly to the teams that put in the labour.
They purchased new uniforms, and equipment.

Capitalism they way it should work. Those that didn&#039;t want to work, didn&#039;t eat fish.
Those that were willing to work were rewarded.</description>
		<content:encoded><![CDATA[<p>Further to school donations, my neighbor had a good idea I think.</p>
<p>When he landscaped his yard he approached a local high school to &#8220;hire&#8221; kids from the sports teams to help with his yard.</p>
<p>He paid them in the 12-15 dollar an hour range for their work.</p>
<p>At the end of the day he saved money and the school teams got a nice check that went directly to the teams that put in the labour.<br />
They purchased new uniforms, and equipment.</p>
<p>Capitalism they way it should work. Those that didn&#8217;t want to work, didn&#8217;t eat fish.<br />
Those that were willing to work were rewarded.</p>
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		<title>By: Pat</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108545</link>
		<dc:creator>Pat</dc:creator>
		<pubDate>Tue, 15 Dec 2009 17:25:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108545</guid>
		<description>What really gets me about the store donation questions is the fact that the store is going to turn around and publicize themselves for having raised all this money for (insert good cause here).  Maybe they throw some money of their own in, maybe not, but the publicity is most certainly entirely on them and how great they are.

Sorry, I&#039;m just very skeptical of the need to publicize donations.  Seems as though anymore it&#039;s more about the person/entity giving than whoever it is intended to benefit.</description>
		<content:encoded><![CDATA[<p>What really gets me about the store donation questions is the fact that the store is going to turn around and publicize themselves for having raised all this money for (insert good cause here).  Maybe they throw some money of their own in, maybe not, but the publicity is most certainly entirely on them and how great they are.</p>
<p>Sorry, I&#8217;m just very skeptical of the need to publicize donations.  Seems as though anymore it&#8217;s more about the person/entity giving than whoever it is intended to benefit.</p>
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		<title>By: Kathryn</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108544</link>
		<dc:creator>Kathryn</dc:creator>
		<pubDate>Tue, 15 Dec 2009 17:22:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108544</guid>
		<description>Ms Save Money:  When we got home I showed her a photo of the little girl we support through Compassion Canada.  She was so excited about it that now she is the one who writes the sponsor letters.  My daughter now has a penpal in India.  I also shared with her a little about all the other charities we support and why we choose to give to each one.</description>
		<content:encoded><![CDATA[<p>Ms Save Money:  When we got home I showed her a photo of the little girl we support through Compassion Canada.  She was so excited about it that now she is the one who writes the sponsor letters.  My daughter now has a penpal in India.  I also shared with her a little about all the other charities we support and why we choose to give to each one.</p>
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		<title>By: Kathryn</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108543</link>
		<dc:creator>Kathryn</dc:creator>
		<pubDate>Tue, 15 Dec 2009 17:20:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108543</guid>
		<description>I love the idea of using the postal code for parliament or Sussex Drive. I usually provide my postal code if asked but never any other information.  It drives me crazy when the cashier reads my name on my credit card then thanks me by name.  It makes me want to pay in cash just to keep my privacy!  

We stopped participating in the fund raisers at school too.  I do not need more chocolate in this house.  Instead we write a cheque every year directly to the school.  It&#039;s win win.  They get some money, we get a tax deduction and I can avoid the temptation!</description>
		<content:encoded><![CDATA[<p>I love the idea of using the postal code for parliament or Sussex Drive. I usually provide my postal code if asked but never any other information.  It drives me crazy when the cashier reads my name on my credit card then thanks me by name.  It makes me want to pay in cash just to keep my privacy!  </p>
<p>We stopped participating in the fund raisers at school too.  I do not need more chocolate in this house.  Instead we write a cheque every year directly to the school.  It&#8217;s win win.  They get some money, we get a tax deduction and I can avoid the temptation!</p>
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		<title>By: Ms Save Money</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108542</link>
		<dc:creator>Ms Save Money</dc:creator>
		<pubDate>Tue, 15 Dec 2009 17:20:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108542</guid>
		<description>hmmm. Curious - so how&#039;d you explain why you weren&#039;t donating money to the poor starving children to your daughter, Kathyrn?</description>
		<content:encoded><![CDATA[<p>hmmm. Curious &#8211; so how&#8217;d you explain why you weren&#8217;t donating money to the poor starving children to your daughter, Kathyrn?</p>
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		<title>By: Dana</title>
		<link>http://www.milliondollarjourney.com/charitable-contributions-deciding-where-to-give.htm/comment-page-1#comment-108538</link>
		<dc:creator>Dana</dc:creator>
		<pubDate>Tue, 15 Dec 2009 17:10:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=1150#comment-108538</guid>
		<description>We also don&#039;t donate to door-to-door canvassers.  We have specific charities that we support with our time and with our money and we give a designated amount to them each year.  That being said, we give money to the legion for poppies each year and to our children (and friend&#039;s kids) who are fundraising for school.  We do donate to food drives through our local school as our local food bank is our daughter&#039;s favourite cause. 

When I am asked for personal information in the check-out line, I politely decline.  Sometimes, the clerk can&#039;t figure out how to proceed with the transaction or starts explaining the reasoning behind requesting my personal information, so I make up a postal code so I don&#039;t hold up the line.  I usually say K1M 1M4 as a friend of mine told me it is the postal code to Sussex drive.</description>
		<content:encoded><![CDATA[<p>We also don&#8217;t donate to door-to-door canvassers.  We have specific charities that we support with our time and with our money and we give a designated amount to them each year.  That being said, we give money to the legion for poppies each year and to our children (and friend&#8217;s kids) who are fundraising for school.  We do donate to food drives through our local school as our local food bank is our daughter&#8217;s favourite cause. </p>
<p>When I am asked for personal information in the check-out line, I politely decline.  Sometimes, the clerk can&#8217;t figure out how to proceed with the transaction or starts explaining the reasoning behind requesting my personal information, so I make up a postal code so I don&#8217;t hold up the line.  I usually say K1M 1M4 as a friend of mine told me it is the postal code to Sussex drive.</p>
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