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Celebrating 4 Years of Million Dollar Journey
Yes, you read right, it’s already been four years since Million Dollar Journey kicked off! It all started in early Dec 2006, just over three years after graduating from University and in the progress of turning around our personal finance situation towards building wealth.
Million Dollar Journey started zero readers. In fact, for a while it felt like I was the only one reading the blog. With time, the community slowly grew into what you see today. A strong and loyal readership who is as passionate about personal finance and investing as I am. Proudly, we have grown to over 12,000 subscribers and have received several millions of hits over the past four years.
As a token of my appreciation, I’d like to again give something back to the readers. This year, we have one company sponsoring the grand prize, with us sponsoring multiple gift cards to increase the chances of winning something.
Without further delay, here are the prizes for our fourth year anniversary celebration:
1. The newest iPod Touch 32GB (sponsored by RedFlagDeals)
Derek, the entrepreneur behind RedFlagDeals, has once again generously offered to sponsor a great prize. What is RFD? It’s Canada’s most popular “deal/bargain” portal with millions of visitors per month. If you enjoy finding deals (like I do), then you’ll find great value in RFD, it’s one of the sites that I visit daily.
Now, back to what you’ve all been waiting for, the prize. The iPod Touch 32GB, which retails for $299, has been known as the top portable MP3 player in the market which has continued to improve with every annual update. The previous version of the iPod Touch was amazing, but the latest version really steps it up another notch.
Besides being a market leading MP3 player, here are incremental features:
- Facetime – This iPod has a camera in the front (in addition to the back) so you can video chat with your friends/family using your favorite messenger program or skype.
- HD Video Recording – As we have a toddler, you can never have too many cameras around. Not only can the iPod take stills, it can record video in 720p. Yes, that is High Definition.
- Retina Display – This is the fancy marketing term they use for their super high resolution screen (for the mobile format) which gives up to 960×640 pixels.
- Better Gaming – Game Center is a new app that allows multi player action. For example, race against your friends, or have a game of cards. Apparently, using the iPod touch for games is getting huge.
If you’re looking for deals, make sure to check out the RedFlagDeals forums.
2. $25 x 8 Amazon.ca (or .com) Gift Cards!
To expand the contest a little and readers a greater opportunity to win something, we’re offering $25 Amazon gift cards – eight to be exact. Winning one of these cards could be an incentive to purchase those financial books you’ve been meaning to read.
How to Enter:
To be eligible for the prizes above, simply:
1. Sign up for the MDJ Money Tips Newsletter (free) at the bottom of this post. If you don’t see the sign up form, click here. (+1 Entry)
What is the Money Tips Newsletter?
The Money Tips Newsletter is a free email newsletter that I will send out once or twice a month.
The content includes highlighted articles on Million Dollar Journey, exclusive offers for Million Dollar Journey readers, and original content that doesn’t make it to the front page of this blog. Thus far, I have 5 scheduled Newsletters editions that all subscribers will see. The topics range from the basics of investing, the Smith Manoeuvre, to the top credit cards in Canada.
As mentioned above, your privacy is important to us. We will never sell your information to third parties, as well, you can unsubscribe from the newsletter at any time.
2. Leave a comment indicating your current financial priority (pay down debt, build portfolio, savings etc.) (+1 Entry)
The Giveaway Rules:
Lets go over some of the rules. All contestant entries will be shoved into an electronic hat and drawn at random.
- Only confirmed (new and existing) newsletter subscribers on the date of draw are eligible.
- Only one comment per person and please include a valid email address.
- To be fair to all contestants, each winner can only win once.
- Only those with a North American mailing address may enter.
- Contest will end Sat 5pm EST Dec 18, 2010 and the winners announced shortly after!
Good luck!
608 Comments, Comment or Ping
1. Amit Bhatnagar
signed up. thx. current priority: build portfolio.
December 6th, 2010 at 9:12 am
2. Chris
My current priority is to build passive income and reduce expenses so that my wife can hopefully stop working and stay home with our children.
December 6th, 2010 at 9:32 am
3. Michael
Congratulations on the anniversary. My current goal to pay down the stubborn debt!
December 6th, 2010 at 9:34 am
4. Brett | Investing Part Time
My current goal is to build that portfolio! Fortunate to have very little debt right now!
December 6th, 2010 at 9:47 am
5. Bonnie
I have learned a lot from your blog since I started reading about a year ago. My current goal is to be mortgage free Feb. 2012. I’m still contributing to RRSP’s, using the tax refund as lump sum and will use my TFSA’s as final payout.
December 6th, 2010 at 9:56 am
6. Brandon Bewza
Congratulations! My current goal is to build my portfolio.
December 6th, 2010 at 10:04 am
7. Ian C. Thompson
Congratulations.
I first goal is get to back to work and reduce our debt that has increased while unemployed.
December 6th, 2010 at 10:11 am
8. No Debt Guy
Paying off our mortgage to be debt free is still our main priority. Our plan was to pay off our entire mortgage in 5 years. We are at the half way point and still on track.
December 6th, 2010 at 10:15 am
9. Blair Conrad
Congratulations. My current goal is to build my retirement portfolio.
December 6th, 2010 at 10:16 am
10. Glenn Tucker
Current goal is to pay off the mortgage while the interest rates are low. Love reading the postings on this site.
December 6th, 2010 at 10:22 am
11. $teve
Great work. My goal is to build my nest egg for retirement over the next 20 yrs.
December 6th, 2010 at 10:25 am
12. Potato
My current priority is to stay out of debt while things are tight, and then start aggressively saving again when things get better…
December 6th, 2010 at 10:26 am
13. Brian
My Current priority is to pay off debt, I hope to be done ( excluding my house) on January 1st, 2011.
December 6th, 2010 at 10:48 am
14. Alex
With Debt paid off, and our first child on the way my priority is building an emergency savings fund.
Keep up the Good work
December 6th, 2010 at 10:50 am
15. Dimitri
Enjoy reading your blog. Current priority is to pay down debt (i.e. mortgage and student loans).
December 6th, 2010 at 10:53 am
16. Canadian Couch Potato
Congratulations on four years in the blogosphere! My current financial priority: Hijack a nuclear warhead and hold the world ransom for… one meeellion dollars.
December 6th, 2010 at 11:02 am
17. Sputs
Congratulations on the 4 years. Current priority is to pay off the mortgage by 2012.
December 6th, 2010 at 11:05 am
18. SavingMentor
Already a newsletter subscriber! My current financial priority is getting the mortgage paid off on our house so we can then have a sizable down payment to move into a bigger house. Should be able to accomplish this within a 2 or 3 years.
Great job with MDJ over these past four years!
December 6th, 2010 at 11:12 am
19. KC
Congratulations on 4 years of blogging! Current financial priority is paying off debt.
December 6th, 2010 at 11:12 am
20. Simon
Nice giveaway! My goal is to build a DIVERSIFIED portfolio by adding new pieces everytime I have enough money saved.
December 6th, 2010 at 11:14 am
21. Evan
Congrats on four years – this site has helped me a ton in my trip of getting out of debt and into control.
My main goal right now is paying off my house. I spent a few years getting out of debt and my wife and I want our house paid off before our first kid arrives. We’ve got at least 9 months and I’m pretty confident we can get it done by August or September with our current path.
December 6th, 2010 at 11:15 am
22. Money Smarts Blog
Congrats!
My main goal is to pay off the mortgage and get the wife back to work so I can quit my job. ;)
December 6th, 2010 at 11:18 am
23. Charles
congrats and more power! My goal is to pay off my mortgage in the next 10 yrs.
December 6th, 2010 at 11:22 am
24. Subversive
Hey FT, our financial goals are pretty straightforward in 2011. Get out of debt! We intend to be fully debt free, save for our mortgage, by the end of 2011.
December 6th, 2010 at 11:24 am
25. Dave
Congrats on the success.
Although I don’t post a lot, I have this site hooked up to my google reader and find your topics to especially relevant to a fellow canuck.
My main goal currently is keeping up our RRSP and RESP contributions while the wife is on maternity leave.
December 6th, 2010 at 11:28 am
26. YYC
My current priority is to pay down my mortgage as much as possible.
December 6th, 2010 at 11:28 am
27. Aaron
My financial priority is to save (and invest and pay down mortgage) enough so that I can retire in 11 years at the age of 45. A quick calculation of my cash flow reveals that I’m putting 50% of my before tax income to all three. My spreadsheet says I’m on track!
December 6th, 2010 at 11:33 am
28. sophie
pay off mortgage!
December 6th, 2010 at 11:45 am
29. Jason R
Thanks for the excellent writing. 4 years is quite the milestone.
We are currently aggressively paying down our mortgage and trying to build a small saving fund.
December 6th, 2010 at 11:46 am
30. Paul
thanks for the opportunity, MDJ! My current goal is to save, save, and save!
December 6th, 2010 at 11:57 am
31. Suresh
Current Priority, Pay down Mortgage and build RSP
December 6th, 2010 at 11:58 am
32. Echo
Congratulations FT, reading your journey has inspired me to start my own blog and path towards financial freedom.
We are getting ready to build a house, so my current financial priority is to save as much cash as I can to use as a downpayment and contingency fund for upgrades, etc.
December 6th, 2010 at 12:01 pm
33. Jason M
Excellent job, paying off a line of credit.
December 6th, 2010 at 12:05 pm
34. Sustainable PF
Our priorities, yes, more than one (in no particular order)
- pay down personal debt
- pay down student debt
- pay down mortgage debt
- no not pay down HELOC debt
- home improvements
- build portfolio
Congrats on 4 great years. Your blog is one of the reasons we started one of our own!
December 6th, 2010 at 12:06 pm
35. Antony Pranata
Congratulations! Please include me in the draw too… :)
My current financial priority is to build a portfolio with proper assets allocation. I have lost a lot of money during last crash due to bad asset allocation; too much high-risky stocks and no diversification.
December 6th, 2010 at 12:08 pm
36. Alice
Congratz! I’m graduating and will be starting full time work soon. I have no debt to pay off, so I want to start building a long term RRSP portfolio for retirement and to defer tax. I also want to start saving for a downpayment for a condo within 5 yrs.
December 6th, 2010 at 12:10 pm
37. Sam
Congratulations! Thanks for the great work for the past 4 years!
December 6th, 2010 at 12:16 pm
38. geoff
Priority – contribute to investments and paying down mortgage while not picking up any consumer debt. Not one dollar. Not easy with daycare costs being what they are in TO.
December 6th, 2010 at 12:25 pm
39. BillT
Congrats on your entertaining blog and its continued success. Priority – Build a passive income portfolio.
December 6th, 2010 at 12:27 pm
40. Daryl
Pay Off Debt
Pay Off Mortgage/Max TFSA/Max RRSP
Build Non Registered Portfolio
December 6th, 2010 at 12:28 pm
41. Col
Congratulations. Priority is Mortgage
December 6th, 2010 at 12:30 pm
42. James
I found the blog last year and I am thankfull that I did. Since I am young and have no debt, my current priority is to continue to save for a substancial downpayment and to continue investing 10% of my net income.
December 6th, 2010 at 12:31 pm
43. Catherine
My current priority is to pay off my student loan and continue to put small amounts into my RRSP each month.
Thanks!
December 6th, 2010 at 12:32 pm
44. joe
Great general information for someone getting close to retirement, your links are very high quality no need to worry about there intentions are information not sales
December 6th, 2010 at 12:33 pm
45. Steve Zussino
Current priority is to support my wife. She is starting her new role as a mortgage broker in Victoria. Like any new business it takes time to develop referrals and I know she will be a success.
December 6th, 2010 at 12:34 pm
46. Jon
Congrats on 4 years. I’ve been visiting here for over three years myself.
My current priority is to retire my mortgage, and increase my passive income by way of dividends.
December 6th, 2010 at 12:34 pm
47. Miilionaireby45
Pay down debt is my number one priority. I am also very focused on building my portfolio.
December 6th, 2010 at 12:35 pm
48. bcrmt
Hey MDJ, thanks for 4 years. A lot of very good info from here has helped us out. We are further ahead thanks to your blog! Priorities are:
pay down mortgage
max out TFSA’s
freedom 55 or younger
December 6th, 2010 at 12:37 pm
49. Chris D
I have learned alot from your site. My goal is to get a Smith Manoeuvre set-up on our mortgage this year.
December 6th, 2010 at 12:39 pm
50. Uncle El
Hello there and congrats on a good four years eventhough I have only been a reader since March 2010. But now to matter of hand, my financial priority is to pay down my school loans and then save for at least 5 months of expenses after that.
December 6th, 2010 at 12:42 pm
51. Joel
congrats on 4 years.
my priorities.
1) live frugally
2) pay down debt
3) save save save.
December 6th, 2010 at 12:44 pm
52. Pete
Priority: Build retirement portfolio
December 6th, 2010 at 12:49 pm
53. BluenoserinCowtown
congrats on all of the progress over the last 4 years, I have learned a lot reading your blog…thanks!
my priority is to pay off our mortgage
December 6th, 2010 at 12:53 pm
54. k
Way to go!! What a milestone!!
Priority —> decrease the debt while the rates stay low
December 6th, 2010 at 12:55 pm
55. Todd F
Signed up, current priority is to pay down debt.
December 6th, 2010 at 12:57 pm
56. chantl01
Love this blog – it’s one of the websites I visit daily. In addition to RFD, of course! Smartcanucks is another good one.
My financial priorities are all about paying down the mortgage. I’ve dropped my remaining amortization from 20 to 6 years so far, by increasing payments and adding lump sums. I have about 2 1/2 years left on my current term, on a variable, so the way things are looking, I’m hoping I might actually get it paid off within that term. Mortgage free at last!!
December 6th, 2010 at 12:59 pm
57. Jason
Good job MTJ! My biggest priority is getting as much paid down on our (admittedly large) mortgage.
December 6th, 2010 at 1:07 pm
58. Finance_Addict
build portfolio as mortgage payed off in Oct 2010.
Congrats on 4 yrs.
December 6th, 2010 at 1:12 pm
59. Jane Smith
Trying to pay down debt and save for my children’s education. I love your blog – it keeps me focussed on what’s important for when I’m ready to build wealth.
December 6th, 2010 at 1:12 pm
60. Luc Richard
Another great contest. My priority is to pay down debt
December 6th, 2010 at 1:12 pm
61. Chao
Congratulations. My current goal is to quit my full time job!!!!
December 6th, 2010 at 1:12 pm
62. Jonathan Simon
My current goal is to save as much as I can for my retirement and vacation while still putting enough away to add value to our home and pay down the mortgage faster.
December 6th, 2010 at 1:13 pm
63. Jim Yih
Congratulations on your anniversary. You should be very proud of your achievements. My goal is to build the income in my new business.
Cheers!
Jim
December 6th, 2010 at 1:14 pm
64. Nathan
Hello there and congrats on a good four years! All these years I enjoyed your blog. Keep up the good work.
My priorities are,
Consolidate all registered account with one brokerage account.
Improve my trading skills and enjoy my wonderful life.
December 6th, 2010 at 1:14 pm
65. Chad
I’ve been following for about a year and really enjoy the posts and discussion. As my mortgage is almost paid off now, I am focusing on maxing out my TFSA’s and creating passive investment income.
December 6th, 2010 at 1:14 pm
66. andrewbpaterson
Congrats…I’ve been following for several years now!
Current priority: pay down debt within 6 months, then accumulate a 4 month savings reserve by the summer of 2012.
December 6th, 2010 at 1:14 pm
67. Doug
Working on building wealth…TFSA first and then RRSP.
December 6th, 2010 at 1:15 pm
68. Saver
Great post MDJ, keep up the good work. For the contest entry our priorities are:
Pay down debt
Increase savings through TFSA and stock porfolio
December 6th, 2010 at 1:16 pm
69. Rod
Great job!
Our priority is to build our real estate portfolio.
December 6th, 2010 at 1:16 pm
70. Elaine M Tarrant
Build a portfolio, asap!
December 6th, 2010 at 1:16 pm
71. Shelly
My goal for 2011 is to continue to save for a down payment!
December 6th, 2010 at 1:16 pm
72. Brian
My priority is to pay down our debt, continue to build our portfolio’s and savings.
December 6th, 2010 at 1:17 pm
73. Jeff
Gret website.
Priority arrange finances to cover all retirement cost for next 30 years.
December 6th, 2010 at 1:18 pm
74. James
My priority is to pay down our mortgage, develop an RESP for our child, and continue to build on our portfolio and savings.
December 6th, 2010 at 1:18 pm
75. Linda R
Excellent reading – thanks! Currently on disability recovering from illness. Hopefully back to work in the new year, then priority is to catch up and pay down debt, including mortgage.
December 6th, 2010 at 1:19 pm
76. Senk
My financial priority is making pre-payment on my mortgage.
December 6th, 2010 at 1:20 pm
77. Chris
Congrats on 4 years! Great Website! Current Priority: Pay down debt.
December 6th, 2010 at 1:20 pm
78. PoorFella
Congrats on the 4 years! Current goal: pay down debt
December 6th, 2010 at 1:21 pm
79. RI
Congratulations, wish you ever success!
December 6th, 2010 at 1:21 pm
80. Phong
Congrats on 4 big years. I’ve enjoyed reading the blog for almost that long. My current priority is to build a portfolio and get some passive income.
December 6th, 2010 at 1:23 pm
81. Pat
Great site. Been following for about 2 years now and keep coming back for more tips. Current priority for us right now is to complete some home reno’s and get portfolio adjusted for the when the economy strengthens some more.
December 6th, 2010 at 1:23 pm
82. Miss T
Congratulations on your anniversary. 4 years of blogging is definitely something to celebrate. My current financial goal is to pay off our LOC and save for a baby.
December 6th, 2010 at 1:23 pm
83. Stephen
Crush the mortgage!
December 6th, 2010 at 1:23 pm
84. Alyson
Enjoy reading your blog daily. Keep up the good work.
December 6th, 2010 at 1:24 pm
85. Patrick
Long-time reader, but have never signed up till now. Goals right now are paying off the mortgage and getting the retirement maximized
December 6th, 2010 at 1:26 pm
86. George
Our number one priority is to burn the mortgage. Only 20 months to go!
December 6th, 2010 at 1:26 pm
87. Stacey
1. Pay off the student debt.
2. Double up the mortgage payments.
December 6th, 2010 at 1:27 pm
88. Michelle
Congrats on four years!
In 2010 we filled our emergency fund and maxed out the rrsp. Our goal for 2011 is filling our tfsas and paying for some home renos.
December 6th, 2010 at 1:27 pm
89. Mike from Toronto
Congratulations on the anniversary. My current goal is to pay down the stubborn debt!
December 6th, 2010 at 1:27 pm
90. Denise
Congratulations! My current priority is paying of my mortgage while trying to build a portfolio.
December 6th, 2010 at 1:30 pm
91. Adam
Priority: dividend stocks
December 6th, 2010 at 1:30 pm
92. Kirk
My financial priority is to pay off our mortgage. It is our first one, but we are hoping to pay the entire thing off by the end of the term (5 years). So far so good.
December 6th, 2010 at 1:30 pm
93. Darren
We’re maxing out our RRSP’s, TFSA’s and putting as much against the mortgage as possible.
December 6th, 2010 at 1:31 pm
94. Astrid Moise
Signed up. Hope I win. On the investing track. Wish we were doing as well as you guys are.
December 6th, 2010 at 1:33 pm
95. Steve Winters
Congratulations!! It’s been a great 4 years of reading and education.
My priority is to keep paying extra payments on my mortgage and have it paid off in a few years.
December 6th, 2010 at 1:33 pm
96. Alison
Congrats on four years of blogging! I enjoy your posts. My current financial priority is putting a dent in my mortgage as I have just purchased a home as well as maxing out my TFSA.
December 6th, 2010 at 1:34 pm
97. Emily
Congrats FT!
Our priorities are to pay off all existing debt (exc mortgage) max TFSA and RESPs…ahh yes and bring our net worth out of the negative! About -$2300 now and going strong.
December 6th, 2010 at 1:36 pm
98. Florence
signed up for newsletter! my priority is to pay off debt!
December 6th, 2010 at 1:37 pm
99. Rick
Current financial priority – growing the portfolio to retire within 10 years.
December 6th, 2010 at 1:39 pm
100. sneeker
Priority – Pay off debt! Thanks!
December 6th, 2010 at 1:42 pm
101. Trevor
Current goals are building portfolio and saving for down payment on triplex.
Thanks.
December 6th, 2010 at 1:43 pm
102. KLM
Priorities:
1. Building my portfolio. Continue taking full advantage of TFSA and RESP (our continued saving habits always enable this).
December 6th, 2010 at 1:43 pm
103. Janis
Congrats on 4 years!
My current goal is to build my downpayment.
December 6th, 2010 at 1:43 pm
104. Willie
Congrats! My current goal is all about saving up enough to put a 20 to 25 percent down on my first home.
December 6th, 2010 at 1:43 pm
105. James
Currently I am looking at paying down debt
December 6th, 2010 at 1:43 pm
106. RobW
Congratulations on the anniversary. Building RRSPs is top priority right now.
December 6th, 2010 at 1:44 pm
107. Richard
My goal is to have no debt and a portfolio of 1 million in stocks and fixed income securities
December 6th, 2010 at 1:46 pm
108. Craig
Looking to build my income generating portfolio within my TFSA
December 6th, 2010 at 1:46 pm
109. Peter
Currently I would like to pay down debt and then pump my my money into investments.
December 6th, 2010 at 1:47 pm
110. Christy
Would love to be debt free in 5 years!
December 6th, 2010 at 1:48 pm
111. Raj
Our family’s (of 4) current priority is to build our portfolio and achieve a $1M Networth by Year 2013.
Cheers,
Raj
December 6th, 2010 at 1:49 pm
112. Kevin Bundscho
Hi FT, longtime reader, first time poster. Congratulations on 4 year milestone. Longterm financial priority is FI, short-term priority is to save 10K in time for new home closing Sept/2011.
December 6th, 2010 at 1:50 pm
113. Kevin
Since starting reading your blog, I too have been calculating net worth monthly. What a great eye opener! I’m happy to say that my priority is no longer paying off debt (as it’s all paid off except for the mortgage) and saving up for a replacement car…something with more room for the golden retriever.
December 6th, 2010 at 1:51 pm
114. rob remmer
Currently looking to pay down Home line of credit but still have money to enjoy some of the finer things in life – like an ipod touch- This could help with my savings plan. Thanks
December 6th, 2010 at 1:51 pm
115. Ell
Max out my TFSA
December 6th, 2010 at 1:55 pm
116. Will
Paying down debt for me.
December 6th, 2010 at 1:56 pm
117. ROBERT SCOTT
sIGNED UP cURRENT FINANCIAL PRIORITY — SAVING
December 6th, 2010 at 1:57 pm
118. Ryan
Current priority is paying down our upcoming mortgage, hope to do so within 11 years…time to crack down on expenses!
December 6th, 2010 at 1:58 pm
119. DavidV
Paying off my mortgage (my only debt) while also saving. But, I’m putting more money towards debt.
December 6th, 2010 at 1:59 pm
120. Jamas
Pay down mortgage! I’m jealous you are now mortgage free.
December 6th, 2010 at 2:00 pm
121. maureen C
Congratulations! My goal is to pay down debt and then save for retirement
December 6th, 2010 at 2:03 pm
122. Jeff_S
Paying down the mortgage – we’re living on my paycheque and putting my wife’s directly against the mortgage.
December 6th, 2010 at 2:03 pm
123. Chet
Pay down debt on principal residence.
December 6th, 2010 at 2:04 pm
124. Susan
Really enjoying your blog. I’m on a similar journey (though later in life, so a little more time pressure). Started 7 yrs ago with $35K, now have net worth of $650K. Going for the million within 2 years (by the time I’m 50). Thanks for the inspiration!
December 6th, 2010 at 2:04 pm
125. Brian
Congrats on 4 years! I’m saving to buy my first house.
December 6th, 2010 at 2:05 pm
126. Scott
Paying down debt is our first priority for the new year. Having low interest rates at this time is helping us to achieve this goal faster.
December 6th, 2010 at 2:06 pm
127. qubikal
Congratulations! and thank you for sharing your financial knowledge! I remember finding out about your site 4 years ago when I was trying to figure out how to implement the Smith Manueover.
Current priority is to finish off paying down the mortgage within the next 2-3 years.
December 6th, 2010 at 2:06 pm
128. Mike Fuellbrandt
My current financial priority is to pay down my mortgage, and increase our family savings.
December 6th, 2010 at 2:07 pm
129. Lanette
Congrats on making it to four years! I’m already a MDJ newsletter subscriber. My current financial priority (aside from selling a house and buying one in a far more expensive market) is building my emergency fund
December 6th, 2010 at 2:07 pm
130. Jusebastien
Priorities:
-Finish paying off mortgage (ends in 10 months)
-Complete product prototype to start my own company
December 6th, 2010 at 2:08 pm
131. nobleea
congrats FT, i think i’ve been following you for close to 4 years. maybe 3.5
priorities for 2011:
refinance mortgage into a lower rate
finish home renos
increase net worth by 35%.
December 6th, 2010 at 2:14 pm
132. RJ
Just signed up – love your blog. My current priority is to pay down my LOC (used to finance the down payment on our new house to avoid CMHC premiums).
December 6th, 2010 at 2:14 pm
133. bdelaur
Congrats on 4 years, been following your progress, well done. Me: max RRSP/TFSA every year, pay down mortgage thereafter.
December 6th, 2010 at 2:18 pm
134. dannycanuck
Our priorities:
-Max out RRSP contributions 2010
-Invest tax return in TFSA
-Pay down mortgage $20,000 in 2011
Great site!
December 6th, 2010 at 2:18 pm
135. Debbie
Current goal: pay down debt on home. Secondary goal, quit obsessing about paying down debt and purchase some new appliances that aren’t white and discoloured yellow on certain parts.
December 6th, 2010 at 2:20 pm
136. J Oakley
Interesting. Just signed up for the new newsletter. Always enjoy reading this blog, especially since it has Canadian information.
My priority is savings, and learning to manage them.
December 6th, 2010 at 2:20 pm
137. Gerry
1) Diversify investments out of cash
December 6th, 2010 at 2:21 pm
138. Judy
congrats on 4 years! priority is to simplify finances and get ready for retirement- 2 years away
December 6th, 2010 at 2:22 pm
139. Jon
Congrats on 4 years. I’ve found a lot of value in your blog. Keep it up!
My priority is to build a passive income stream to reduce my dependency on traditional employment (while preserving and ideally growing capital, of course).
December 6th, 2010 at 2:29 pm
140. Sean
Build savings/portfolio.
December 6th, 2010 at 2:29 pm
141. Marianne O
Wow – 4 years – that’s a long time in cyberland! Good for you!
My current priority is building up our TFSAs for 3 purposes: emergency fund, expected expenses (e.g. replacing our car), and funding a family vacation. We’re already on track with our retirement savings, but way behind on the three items above.
December 6th, 2010 at 2:30 pm
142. Elbyron
Congrats! My main focus right now is to put every extra dollar towards paying down the mortgage.
December 6th, 2010 at 2:34 pm
143. Doug
signed up – priority is currently paying down the mortgage…well mine is. my wifes priority is adding cash to her bank account! She loves having “safe” money
December 6th, 2010 at 2:35 pm
144. Lisa
My current priority is to pay down debt…
Congrats on 4 years!
December 6th, 2010 at 2:36 pm
145. No Fees For Me
My priority – get off my butt and invest the cash sitting in my trading account.
December 6th, 2010 at 2:36 pm
146. Roberto
Thanks for all the great content! I enjoy the blog everyday. My current financial priority is to increase my savings! Thanks for all the help:)
December 6th, 2010 at 2:40 pm
147. Susan
Congratulations!!
I’m a newsletter subscriber from before, and my priority is paying down my mortgage.
December 6th, 2010 at 2:48 pm
148. RRS
My main priority is to pay down our mortgage with some leveraged investments (Smith Maneouvre).
December 6th, 2010 at 2:53 pm
149. Raf
Priority: Pay down debt.
December 6th, 2010 at 2:54 pm
150. Garrett
Pay down debt (student loans + mortgage)
December 6th, 2010 at 2:55 pm
151. Marypat
Congratulations! My priority is increasing our portfolio as retirement is just around the corner.I have become increasingly interested in dividend investing as I read the financial blogs.
December 6th, 2010 at 2:55 pm
152. Neeraj
Current priority: pay off the mortgage and increase RRSP contribution to save taxes.
December 6th, 2010 at 2:58 pm
153. Anu
my priority is to save taxes
December 6th, 2010 at 3:02 pm
154. Mark
Current Priority: Eliminate all non-mortgage debt. On target to be done by end of 2011.
December 6th, 2010 at 3:02 pm
155. Mary M
Retirement planning.
December 6th, 2010 at 3:06 pm
156. Slacker
Current Priority: Maintain budget discipline, reduce frivolous spending (lattes and eating out), and increase higher-quality spending (travelling)
December 6th, 2010 at 3:14 pm
157. Graeme Hussey
Current priority-building wealth through real estate
December 6th, 2010 at 3:18 pm
158. L. Yang
Current Priority: Paying off all line of credit debt and re-building emergency fund.
December 6th, 2010 at 3:21 pm
159. Future Money-Bags
4 years, look at all you have accomplished!!
4 years ago is when I started seriously saving money as well.
Now I am well ahead of most people my age (financially) due to saving and being frugal and living below my means.
Never had debt, and I hope the only debt I will ever have is a mortgage. :)
Thanks for helping me on my personal Journey!
December 6th, 2010 at 3:26 pm
160. Heather
Wow – what a great giveaway!
Thanks for four years of fun (even though I’ve only been reading for one!).
My priority is maxing out my TFSA for 2011 (2010 is already done!).
Thanks again,
Heather
December 6th, 2010 at 3:27 pm
161. J Li
Congratulations on the milestone. My current priority is to eliminate the balance on my line of credit, and also to pay down the mortgage taking advantage of the low fixed rate.
December 6th, 2010 at 3:31 pm
162. Big E
Congrats on the 4 year mark! My priority – pay down mortgage while slowly building portfolio at the same time.
December 6th, 2010 at 3:34 pm
163. sean
Congrats on the anniversary and thanks for all the solid financial advice. It’s been a pretty wild four years.
My top priority: Continue growing that down payment for a home.
December 6th, 2010 at 3:36 pm
164. TomC
pay off mortgage, then all $$ into RSPs!
December 6th, 2010 at 3:38 pm
165. Bill
Congratulation , my current priority is to pay off the mortgage .
December 6th, 2010 at 3:39 pm
166. Dean
Our current priority is to continue maxing out our TFSA’s and to pay down non-deductible debt. Congrats on 4 years already!
December 6th, 2010 at 3:39 pm
167. Eric
Congrats on your 4th year. MDJ is a core holding in my financial blog portfolio.
Priority – pay down the non-deductible portion of our mortgage and establish a well diversified index-based retirement portfolio.
December 6th, 2010 at 3:44 pm
168. Joel
My current goal is a very simple one: create an actual budget and do a better job or tracking all expenses – every last dollar! My wife and I are very good savers, are aggressive with our mortgage, and both earn very good salaries. However, I always feel as though we should have more to show for it at the end of the year. I think we spend too much on things that we otherwise would not if we did a better job of tracking where all our money went.
December 6th, 2010 at 3:47 pm
169. youngandthrifty
Congratulations on your amazing success MDJ!
Happy 4 year Blogiversary!
I guess a lot of PF blogs start up around this time, eh? (me, you, The Financial Blogger)
Here’s to many many more years and working a 4 hour workweek with your website!
My current most important financial goal is… pay off my mortgage, because I just got one! :)
December 6th, 2010 at 3:51 pm
170. Erik
Congrats! My current financial priority is to review my investment strategy while building my portfolio and increasing my savings.
December 6th, 2010 at 3:52 pm
171. Chris
Congratulations on the 4 years. I enjoy reading all of your articles (current and past postings). Current priorities are to build passive income and reduce our debt.
December 6th, 2010 at 3:54 pm
172. Gene
Currently trying to build my portfolio! Thanks MDJ!
December 6th, 2010 at 3:54 pm
173. Bud Davidge
Congratulations. Continue to build wealth and learn as much from
sites like MDJ as possible to make it happen.
December 6th, 2010 at 3:55 pm
174. LB
Current financial goals are:
1) Build up emergency savings again
2) Pay off all credit cards (remaining debt)
3) Put more money into savings
4) Go back to College and finish with no debt!!!!!
December 6th, 2010 at 3:56 pm
175. Darren
priority= paying off mortgage, building retirement portfolio
December 6th, 2010 at 3:56 pm
176. Marie Soulsby
Congrats on 4 years headed in the right direction. I have several interests in the newsletter – but my most important one right now is tax reduction.
December 6th, 2010 at 3:56 pm
177. Jason
Congrats on 4 years, heres to many more!
Our current household goal is to pay off the mortgage by Xmas 2014.
December 6th, 2010 at 4:01 pm
178. Peter
Congrats on the 4 years! My goal is to win the lottery! But failing that which I am sure I will since I don’t even buy tickets, portfolio building is my main goal.
December 6th, 2010 at 4:05 pm
179. ethan
congrats ! Wow 4 years. My goal is to pay off my mortgage.
December 6th, 2010 at 4:10 pm
180. mcmatterson
More than all other personal finance blogs, I have gone back to the archives on yours anytime I need clarification or insightful opinions on a topic. This stuff is gold. Thank you.
December 6th, 2010 at 4:10 pm
181. David
current goal – build portfolio
December 6th, 2010 at 4:13 pm
182. isabella nat
good job with this!
December 6th, 2010 at 4:17 pm
183. Mateo
Hi! Finally subscribed to your newsletter after two years of following your blog. Keep up the work, it’s a great community here!
My priority for the last two years has been paying off our giant Canadian student loans. It’s been rather boring really, but looking forward to being in the plus and then really having some fun! :-) One more year hopefully!
December 6th, 2010 at 4:19 pm
184. ASH 37
Nice giveaway! My goal is to build a DIVERSIFIED portfolio by adding new pieces everytime I have enough money saved.
December 6th, 2010 at 4:20 pm
185. Onil
I’m looking for ways to save more and I’m going to work on a portfolio soon. Just about everything I have is in cash right now.
December 6th, 2010 at 4:22 pm
186. joncosmo
Saving 20% down-payment for first home.
December 6th, 2010 at 4:27 pm
187. Frog of Finance
My priority right now is putting money aside to purchase my next car — cash. I plan on buying next year.
I may end up getting a car loan anyway, if the terms make sense. But I’ll know when I go shopping that I can pay the car in full and not rely on a loan.
December 6th, 2010 at 4:28 pm
188. Marc
Good Job on the blog :)
December 6th, 2010 at 4:41 pm
189. DanP
4 yrs..wow, congrats!
I have some lower interest loans, but right now im attempting to save up for a house. Avoid as many CMHC fees as i can!
December 6th, 2010 at 4:45 pm
190. Marc
My priority – building up emergency cash :)
December 6th, 2010 at 4:48 pm
191. andy
Congrats on the 4 year journey
been reading your site a few months ago, signed up for the newsletter just now and my financial priority is to save up for my first home, got my downpayment but working towards extra savings for the rainy day funds
December 6th, 2010 at 4:49 pm
192. Steve
Paying down the mortgage is #1 for us currently.
December 6th, 2010 at 4:50 pm
193. tripleBottomLine
Thank you for continuing the MDJ blog! My financial priority is paying down debt (my mortgage) whilst maximizing my RRSP contributions.
December 6th, 2010 at 4:50 pm
194. Erick
Current financial priority: Save up enough to ease into semi-retirement in the next few years.
December 6th, 2010 at 4:53 pm
195. Alice
building retirement portfolio is my current priority.
December 6th, 2010 at 4:56 pm
196. Brad
I’m trying to pay off debt and build our saving account at the same time. We’ll see how that goes. I might just dump it onto the debt but would rather have a “fall back” account just in case I get fired :-)
December 6th, 2010 at 4:58 pm
197. Brian C
Pay off Mtg in next 26 months and then continue to build my retirement portfolio focussing on income. Hopefully in the next decade it can replace my current work income so I can retire!
December 6th, 2010 at 4:59 pm
198. Chris
Woo 4 years! My priority is to invest like crazy so I can retire early
December 6th, 2010 at 5:06 pm
199. flying dutchman
Love the posts, learning lots, my main focus is paying down mortgage.
December 6th, 2010 at 5:07 pm
200. Jamie
My priority is to build up a retirement portfolio by making the right investment.
December 6th, 2010 at 5:14 pm
201. dnaman
CONGRATS! From this site, i created and tracked our own net worth. Currently we have a mortgage as the largest debt (220k) but also have substantial RRSPs (200k) and equity not too bad (200k). The rest (savings/TFSA, etc..) are all minor numbers relatively speaking.
December 6th, 2010 at 5:15 pm
202. JED
Wow! Congratulations on the 4 years. My current interest is learning how to build more income. I have most of my debt under control for now.
December 6th, 2010 at 5:16 pm
203. Mel
Congrats on 4 years! I have been a long time reader and wish you nothing but future success!!
Our current priority is to pay down the mortgage and catch up on available contribution room for the RRSP. Now that we have no other consumer debt, these two goals are much more attainable.
December 6th, 2010 at 5:17 pm
204. Caitlin
Congratulations on 4 years!!
I’m already subscribed to your newsletter! ^_^
Right now my goal is to pay off debt.
December 6th, 2010 at 5:18 pm
205. AM
My priority – get rid of the mortgage
December 6th, 2010 at 5:21 pm
206. Richard
Right now my goal is to pay off my mortgage.
December 6th, 2010 at 5:22 pm
207. Amy
my priority right now is to build up our portfolios and paying down our mortgage
December 6th, 2010 at 5:43 pm
208. Jeff G
We are just about to finish paying off our mortgage so we are now focusing on saving for retirement.
December 6th, 2010 at 5:55 pm
209. QCash
My priority is to catch up on all the past articles of MDJ that I have missed because I have been so busy :-)
PS FT – note my new email address.
December 6th, 2010 at 5:56 pm
210. Mike
Current priority is retirement and newborn education fund!
December 6th, 2010 at 5:58 pm
211. Feizal
Priority right now is paying down our mortgage and building up my Smith Manoeuvre portfolio.
Thanks for a great 4 years and many more!
December 6th, 2010 at 5:59 pm
212. Tim
Looking to get into the “green” in the stock market and purchase a house.
December 6th, 2010 at 6:04 pm
213. Greg
Congratulations on 4 years.
2 priorities: pay down line of credit and pump money into RRSP.
December 6th, 2010 at 6:08 pm
214. Leanne
Biggest financial goal – to balance retirement income with desired retirement activities.
December 6th, 2010 at 6:15 pm
215. Murugesan M
priorities: learn and stock trading
December 6th, 2010 at 6:16 pm
216. Zip
Congrats, MDJ!
Wish you many more years of successful blogging, FT.
My priority? SAVE, SAVE SAVE.. :)
December 6th, 2010 at 6:23 pm
217. Mark F
Congratulations on 4 yrs. My priority is to build up my portfolio.
December 6th, 2010 at 6:25 pm
218. Briana @ GBR
Congratulations on 4 years strong!! I’m sure it’s been hard but I see it’s done great things for your financial situation.
My current priorities are to pay down my debt and save up an emergency fund. It’s going to take a while, but no one said it’d be easy. I just have to be determined and dedicated.
December 6th, 2010 at 6:36 pm
219. Allawi
Congratulations!
Top priority this year is paying down my debt.
December 6th, 2010 at 6:40 pm
220. Ashleigh Grange
Congratulations on your 4-year milestone! What an exciting time for you, and the success you have achieved to date is impressive.
My current priority is to pay down debt. I have a car loan that I got in March of this year that I am aggressively trying to pay down. Once that’s done, I’m putting the pedal to the metal to pay off my outstanding student loans. Hopefully within the next 1-2 years will be debt free.
December 6th, 2010 at 6:49 pm
221. Frank
Congratulations !
always an entertaining and informative read which many times echoes things I did years ago – before the internet existed!
My priority is to maintain my nestegg an achieve a perpetual passive income stream to maintain my financial freedom.
December 6th, 2010 at 6:53 pm
222. Sarah T
Congrats on 4 years!
I’ve been reading for at least 2 of them… maybe more. :)
Current priority – building portfolio
December 6th, 2010 at 6:56 pm
223. Phil
Paying down debt is the current priority
December 6th, 2010 at 6:57 pm
224. JG
Congrats on 4 years. Keep up the good work!
Priority #1: Pay down debt!
Thanks.
December 6th, 2010 at 7:15 pm
225. Jenifer
My current priority is to preserve my capital and to further increase my saving so I can retire in 5 years.
December 6th, 2010 at 7:20 pm
226. Daria
Our financial priority is to contribute monthly to our RESP. Congrats on 4 years! Great newsletter!
December 6th, 2010 at 7:26 pm
227. BadCaleb
Congrats and thanks for continuing to provide great Canadian financial content. Our top priority is to build our investment portfolio through dividend growth stocks and index etfs/funds.
December 6th, 2010 at 7:33 pm
228. Chris Tringham
Wow, some great prizes.
My priority is to create and follow my first budget in 2011.
December 6th, 2010 at 7:38 pm
229. Norman
Create a balanced portfolio.
December 6th, 2010 at 7:41 pm
230. Siva
Create a Dividend Growth Portfolio!
December 6th, 2010 at 7:43 pm
231. Ayesha
Learn about investing and build a porfolio
December 6th, 2010 at 7:43 pm
232. Ethan
The priority that my wife and I created was to start working on our savings account. This meant actually having cash available that was liquid for the first time in our lives! We now have nearly 1/3 of our desired 6 month savings thanks to smart savings techniques after only 6 months!
December 6th, 2010 at 7:43 pm
233. Rob
I’d like to start paying down the debt then the mortgage but my priority right now is my upcoming wedding.
December 6th, 2010 at 8:09 pm
234. Guri
current priority is to pay off the mortgage.
December 6th, 2010 at 8:11 pm
235. Zdad
congrats on your 4th year. Always find your posts very informative. Would have signed up for the Money Tips Newsletter regardless but winning a prize would be icing on the cake! (please sign me up)
My Priority: fortunate that we don’t carry debt so my priority is on building a dividend portfolio as well as maxing out my newborn daughters RESP.
December 6th, 2010 at 8:20 pm
236. Adam
Thank you for helping me feel optimistic. My priority is to pay off the debt from my student loan.
December 6th, 2010 at 8:29 pm
237. Melanie Samson
Thanks for the great content!
December 6th, 2010 at 8:48 pm
238. Kashif
Curent priority is to pay down my debt
December 6th, 2010 at 8:56 pm
239. Taylor
Congrats on your blogiversary!
My priority is to pay off my student debt!
December 6th, 2010 at 8:57 pm
240. Natalie
current priority, make it through maternity leave on the savings I have set aside. Then once back at work in 8 months my priority is to get rid of my remaining student loan.
December 6th, 2010 at 9:09 pm
241. Kenny
Current priority: save! (with the help of your blog of course)
December 6th, 2010 at 9:13 pm
242. Brian
Priority – Building Savings
December 6th, 2010 at 9:18 pm
243. Kyle
Great Contest: My current priority is to save up enough to begin the Smith Manuevre.
December 6th, 2010 at 9:35 pm
244. Bryce
Priorities:
1. Pay down student loans
2. Save up down payment for my first house
3. Save up for an engagement ring
In any order.
December 6th, 2010 at 9:48 pm
245. Kevin
1. Invest
2. Pay down Home
3. Invest
December 6th, 2010 at 9:55 pm
246. John Lee
Congrats on the 4 years. Without a doubt, one of the best PF blogs around.
My current financial priority is to pay down my mortgage.
December 6th, 2010 at 10:00 pm
247. Patrick
I currently have three priorities for investing, all with different portfolios. My first is to earn more interest than a high interest savings account; this will be used as down payment on my condo in 8 months (fingers crossed!). Second is long-term vacation planning: I’m planning a trip to Antarctica in 2014. The third is retirement: starting early = more savings.
December 6th, 2010 at 10:05 pm
248. Jamie Stevenson
Currently working on paying my way through school. Cheers
December 6th, 2010 at 10:21 pm
249. Nick
Congrats! Currently my priority is to increase my registered portfolio.
December 6th, 2010 at 10:24 pm
250. Nicolas
Current goal is to decide how much is worth a better job that pays less than the present one. How does one calculate that.
December 6th, 2010 at 10:35 pm
251. Ben
Top priority is to eliminate the mortgage.
December 6th, 2010 at 10:36 pm
252. Steph
Congrats on this anniversary !
My top priority in 2011 is to keep investing in my RRSP, TFSA and RESP for my two kids at the same rate as 2010.
December 6th, 2010 at 10:42 pm
253. Jenny B
Paying down debt is my priority right now.
December 6th, 2010 at 10:45 pm
254. Neal
Love the site, been reading your blog for awhile now.
My current plan is start building a portfolio after having secured a full time position. Currently looking at the couch potato strategy, contributing to my RRSP, and maxing out my TFSA.
December 6th, 2010 at 10:50 pm
255. Luc.s
My current financial priority is to start an rrsp and fund a 6 month emergency account.
December 6th, 2010 at 10:57 pm
256. Bobby
Paying off schoooool. Bahhhh
December 6th, 2010 at 11:07 pm
257. Dane
My goal is to get rid of my 150K mortgage as soon as humanly possible!! :)
December 6th, 2010 at 11:18 pm
258. John
Goal – preserve what I have during retirement.
December 6th, 2010 at 11:28 pm
259. Colin
Congratulations on 4 years.
My goal is for my wife and I to retire at 50. In order to accomplish this, our priorities are:
1. Pay off mortgage – only 30k left
2. Maximize RRSP, TFSA, RESP contributions
That is it.
December 6th, 2010 at 11:40 pm
260. Imad
Congrats for the great work, I only knew the basics with investing and you helped me leverage alot more on my current investment. No wonder there is that many people subscribed!
As for my financial goal in 2011 and my priority, save 25% of the price of the new house I am planning to move into so I can avoid any mortgage insurance.
Keep up the great work and looking forward to you next posts!
December 6th, 2010 at 11:41 pm
261. Ken Sidloski
Current priority; set up DRIP plans for Canadian companies (about 10 or so) and make quarterly payments to my favorites to avoid MERs and fees. currently have 7 started with 1 OCP, planning to make the other 6 OCP’s by end of December.
Next is to set up TFSA for myself and wife (hopefully by end of 2010)
and sometime in 2011 set up a leveraged account (similar to Smith Manouvre) to invest through an online broker to capialize on capital gains AND dividends TAX FREE.
December 6th, 2010 at 11:51 pm
262. Scott
I’ve learned a lot since I started reading. Thanks!
My priority – get rid of that dang old mortgage!!
December 7th, 2010 at 12:05 am
263. Illest Sniper
Awesome blog – my favourite financial blog by far.
Top financial priority – build up savings in order to make a solid down payment for a house.
December 7th, 2010 at 12:08 am
264. Judy
Congratulations on your success.
My priority is to be completely consumer debt free by April 2011. You are an inspiration.
December 7th, 2010 at 12:12 am
265. Triple_Eh
Congrats! My goal is to build my portfolio and net worth.
December 7th, 2010 at 12:13 am
266. Birdie
My goal is to save for a 20% downpayment on my first home.
December 7th, 2010 at 12:14 am
267. Mehul
Congratulation MDJ. I am reading your blog since a year. It is very helpful. My priority is to pay down my mortgage as well as increase my RRSP and RESP portfolio. Thank you very much for you information. Keep it up!!! :)
December 7th, 2010 at 12:16 am
268. E.A
I don’t normally register at websites but for this occasion I have.
December 7th, 2010 at 12:29 am
269. guinness416
Yay – happy birthday!!! Top priority for me is banking a big raise when they’re announced at my place at the end of this week (wish me luck y’all)! After that – socking tons o’ cash away for an expensive buy I’ve got coming in early 2012.
December 7th, 2010 at 12:29 am
270. Jared
Paying off Mortgage
December 7th, 2010 at 12:32 am
271. DawgeR
My goal is to enjoy life and stop worrying about the money I’ve lost
December 7th, 2010 at 12:41 am
272. Stevie
Congrats FT! Current priority is to save for my wedding which is next year.
December 7th, 2010 at 1:00 am
273. Sampson
Good job FT. Highest priority now is probably paying down debt.
December 7th, 2010 at 1:05 am
274. Michael
Pay off my student loans and max my TFSA’s are my two main priorities.
Thanks MDJ. This site has been getting better every year. Keep it up
December 7th, 2010 at 1:10 am
275. $ave
Congrats FT: I hope to buy 20 dividend paying stocks paying close to 5%
December 7th, 2010 at 1:14 am
276. ZeFrench
Joyeux anniversaire MDJ!
Our current financial/personal priority is to finish our extensive renovations on time and on budget. So far so good!
December 7th, 2010 at 1:15 am
277. AL
build portfolio
December 7th, 2010 at 1:18 am
278. Michael Smith
Congrats on 4 years and love the articles/insight. I would like to build a portfolio.
December 7th, 2010 at 1:37 am
279. Nate
Congrats! My priority is to keep building up my portfolio and max out my tfsa contribution.
December 7th, 2010 at 1:46 am
280. Eric
Congratulations!
My primary goal is debt reduction. Although, I am not neglecting optimizing my RRSP and RESP.
December 7th, 2010 at 2:14 am
281. coffeeordeath
Happy Anniversary,
Our priority is to build our portfolio through the Smith Manouevre – which we could not have implemented without this site!
December 7th, 2010 at 2:23 am
282. Jerry Wu
Congratulations FT on the 4 year anniversary!
Came across MDJ a couple of months ago and realized we have the same goal – get to a million dollar net worth by 35 – I got 5 more years to go. After reading more articles I found out we both are frugal engineers at early 30′s.
Also congrats on being mortgage free. I still have 240K to pay off on my first home (in Vancouver).
First priority be building up solid portfolio in the meantime paying off mortgage slowly (taking advantage of the low interest rate).
December 7th, 2010 at 2:28 am
283. Jungle
Happy Anniversary!
Our main focus right now is to pay off the rest of our car which is on 0% cc. We are currently making extra mortgage payments. I am keeping my eyes on a couple stocks to add for our SM account.
Thanks all, I hope I win!
December 7th, 2010 at 2:59 am
284. Darryl
1. Invest in TSFA
2. Pay down Mortgage
3. Invest non-registered account
Congrats for 4 years! Keep up the great work!
December 7th, 2010 at 3:02 am
285. Cuong
Happy Anniversary!
My priority – Pay off the line of credit before the rates go up, so I can spend it on vacations and do it all over again!
December 7th, 2010 at 3:06 am
286. Flyguy1ca
Great site
Current goal: pay off mortgage :)
December 7th, 2010 at 3:11 am
287. Elaine
I’ve been enjoying this blog for the past 2 years. Keep up the great work. My goals are to keep plugging away at that mortgage and to learn more about investing and retirement planning… thanks to this site!
December 7th, 2010 at 3:41 am
288. Mag
Congratulations on 4 great years!
Right now my financial priority is to build a portfolio.
December 7th, 2010 at 3:54 am
289. Ken
Congrats!
My main goal is to build up a portfolio. I was aiming at trying my own million dollar journey, but I don’t think that’s going to happen before I’m 35 … ;)
December 7th, 2010 at 4:05 am
290. Noor
Happy Anniversary!
My current priority is to build my portfolio.
December 7th, 2010 at 4:33 am
291. Marc
save up for house :)
congratulations1
December 7th, 2010 at 5:17 am
292. Henry
My financial priority is to save for retirement.
December 7th, 2010 at 5:44 am
293. dustin
i want to pay off all my debts, top off my chilld’s resp and my rrsp, and retire well while i stil have the ability to be physicl
December 7th, 2010 at 7:17 am
294. Ron
Happy 4th anniversary!
My current goal is to build my portfolio and save enough money for down payment of my future house.
December 7th, 2010 at 8:27 am
295. Warren Xavier
My current priority is to build build build (and hopefully grow) that portfolio.
December 7th, 2010 at 8:36 am
296. BethO
Congrats on 4 years!
Paying off mortage July 2011!
December 7th, 2010 at 8:56 am
297. Andrew
Congratulations, your blog has been a great aid to us.
Our current priority is 60% pay off mortgage and 40% passive income.
December 7th, 2010 at 9:08 am
298. Frank
Looking forward to reading the newsletter. My current priority is to build a portfolio.
December 7th, 2010 at 9:35 am
299. Lallyn
Current goal – to pay down debt and get the lowest interest rates and to continue to save.
December 7th, 2010 at 10:11 am
300. Lisa J McK
Congratulations on your 4th anniversary and your progres to date toward your goal. We should all have been so wise in our twenties! My financial goal: to increase the value of my investments by 20% within 5 years.
December 7th, 2010 at 10:34 am
301. Ann
My financial Priority: finish paying off my car loan in March and then start throwing all that money on our LOC to try to pay it down so we can run it up again on new windows and a deck replacement! Arrggh!
December 7th, 2010 at 11:17 am
302. Peter
Congrats~
My current goal is to build my portfolio.
December 7th, 2010 at 11:39 am
303. Nathan
Congrats! Really enjoyed your blog and viewpoints as well as the other contributors.
Currently building out a portfolio, would love to see more of your dividend picks and progress. Enrolled in CFA program.
December 7th, 2010 at 11:52 am
304. DG
Congrats!
Working on my mortgage.
December 7th, 2010 at 11:59 am
305. Play the odds
Portfolio building + savings
December 7th, 2010 at 12:11 pm
306. ITS
I would like to retire from 9-5 at 45 years old
December 7th, 2010 at 12:21 pm
307. Arlechino
I’ve been in school for way too long, and have been slowly building up debt over the years. My first priority is to try to keep my debt growing as slowly as possible. My second is to make the minimum contributions to programs, like my son’s RESP, which give extra benefits to low-income families. Once I actually start to earn a salary, I think I’ll focus more on building a few months of savings in a TFSA rather than paying down my debt early- the peace of mind of knowing that I have some security is worth the extra interest.
December 7th, 2010 at 12:27 pm
308. bettyvee
My goal in 2010 was to pool some savings and learn as much as possible. My goal for 2011 will be to start investing.
December 7th, 2010 at 12:28 pm
309. Rich
Thanks for the contest!
My priority is pay down mortgage
December 7th, 2010 at 12:56 pm
310. RJ
Congrats. My goal is to consolidate my investment accounts and build my porfolio.
December 7th, 2010 at 12:58 pm
311. Johnny S
Building wealth… debt pretty much paid off :-)
December 7th, 2010 at 1:15 pm
312. geoff
Already newsletter subscriber.
But planning on maximizing my tfsa contribution at the beginning of the 2011 calendar. With Reits and bond funds.
December 7th, 2010 at 1:16 pm
313. Alex
My priority for the new year, avoid lifestyle inflation. I’m getting a raise so I should be able to increase my savings significantly. Thanks for the contest
December 7th, 2010 at 1:44 pm
314. str8jkt
Ugh, working on paying down the brand new (much too high) mortgage on the new house we just built.
December 7th, 2010 at 1:44 pm
315. Sarlock
Pay off mortgage in 4 years… slowly getting there!
December 7th, 2010 at 1:48 pm
316. Ryan
My #1 goal is not eliminate all consumer debt. Then I will focus on mortgage.
Congrats on the 4 year milestone!
December 7th, 2010 at 1:51 pm
317. DoNotWait
Signed up! But only wanted to say : CONGRATS! Very very nice.
December 7th, 2010 at 1:52 pm
318. Victor
Compounding investments by reinvesting on a continuous monthly basis and letting all interest re-invest.
December 7th, 2010 at 2:04 pm
319. Andre
Congrats. My current goal is build my retirement portfolio with dividend paying stocks and ETF’s.
December 7th, 2010 at 2:10 pm
320. Antoine
Congratulations, 4 years is quite an achievement! And I’m sure you must be thrilled already to think about next year with a symbolic 5 years birthday coming.
As for my priorities, I’d say that since kid #1 has arrived 6 months ago and considering I’m debt free, I’d like to improve my “money efficiency”, i.e. take advantage of all fiscal possibilities to save dimes and pennies (or more) to build up a solid education fund for my child.
Oh and, btw, Merry Christmas and happy new year to all MDJ readers!
December 7th, 2010 at 2:20 pm
321. UpNorth
Great work. Currently building an emergency fund and saving for around the world plane tickets.
December 7th, 2010 at 2:22 pm
322. Romeo
Congrats on 4 years. My priority is to pay down consumer debt. Then tackle the mortgage.
December 7th, 2010 at 2:29 pm
323. Ed
Priority is to save up more cash for a downpayment on a condo.
December 7th, 2010 at 2:31 pm
324. stacey
My priority is to build up my emergency fund.
December 7th, 2010 at 2:53 pm
325. EC
Congratulation MDJ!
My priority is to pay down mortgage and build SM portfolio.
December 7th, 2010 at 3:01 pm
326. DividendMan
My priority is to build up my portfolio so that when I’m 35 I can have all my basic expenses (rent, food, etc.) covered by passive income, so I could quit my job… although even if I make that goal I doubt I’ll quit working :)
December 7th, 2010 at 3:11 pm
327. rq
build up emergency savings and pay down mortgage
December 7th, 2010 at 3:12 pm
328. jjmclell
Just got engaged and bought a house and now finding myself over-extended. My short-term goal is to have my higher interest bank loans cleared up by Feb. 2013. After that I’d like to focus more on my investments.
December 7th, 2010 at 3:31 pm
329. ahmad
Congrats FT!
Currently I am focusing on building our RRSP portfolio for retirement. All debt paid off last year.
December 7th, 2010 at 4:01 pm
330. Roger G
Hey, great blog man!
Recently graduated, so focusing on paying off high interest student loans for now.
December 7th, 2010 at 4:05 pm
331. Matt Sheldon
Long time reader, sometimes highly critical of your postings, don’t exclude me because of that :)
Day trader for 2 years now building a healthy portfolio
Matt
December 7th, 2010 at 4:08 pm
332. Matt
Thanks for the great prizes!
I’m currently trying to save to put together a sizable down payment to buy a condo in the next couple years.
December 7th, 2010 at 4:19 pm
333. Crystal
Congrats!
I’ve been very inspired by your amazing blog..
My first goal is paying off all my debts.
December 7th, 2010 at 4:22 pm
334. Russell
Great site. Current priorities are to pay down debt and create a sensible exit strategy for two of the three properties that I own. Low intrest rates are hiding a huge risk potential on the horizon!
December 7th, 2010 at 4:30 pm
335. Brad
I’ve been following mdj for almost the entire 4 years – it’s been a great resource. My wife and I just moved to phase 2 of life and we’re re-adjusting things so we can still pay down debt.
December 7th, 2010 at 4:47 pm
336. Veronica
Congrats! My current goal is saving for a family trip to Europe in a few years.
December 7th, 2010 at 4:53 pm
337. Viv
Great site. My goal is to stop chasing the wrong trades
December 7th, 2010 at 5:26 pm
338. Colleen
Congratulations!! My current goal is saving for my wedding in less then a year!
December 7th, 2010 at 5:29 pm
339. Rob
Current priority is to pay off LOC and followed by mortgage
December 7th, 2010 at 5:30 pm
340. Steve
My priority is building wealth.
December 7th, 2010 at 5:35 pm
341. Dave
Congratulations FT!
Since I started following your site a couple years ago, I have started keeping track of my own financial journey. Thanks for leading the way!
December 7th, 2010 at 5:46 pm
342. N,
Congrats!!
Priorities:
Pay off mortgage and
Catch up on RRSP contributions
December 7th, 2010 at 5:50 pm
343. Cory
Congrats!
Current priority is building my RRSP portfolio
December 7th, 2010 at 6:05 pm
344. Marianne
Signed up thanks. 5 year priority to build equity so can send kids to university!
December 7th, 2010 at 6:10 pm
345. Andre
Build up my savings and emergency back up account
December 7th, 2010 at 6:16 pm
346. Christine
Thanks for the chance to win!
My current priorities are:
1) Saving – Increasing Net Worth
2) Mortgage Paydown
Thanks!
Christine
December 7th, 2010 at 6:19 pm
347. David
Paying down debt, build portfolio.
December 7th, 2010 at 6:25 pm
348. Joyce
Current priority: pay off debt
December 7th, 2010 at 6:29 pm
349. wx_junkie
Great contest! My immediate goal is to continue SM to pay off Mortgage, then sell equities, pay capital gains taxes and complete HELOC, and have a bit left over with no mortgage payments to boot.
December 7th, 2010 at 6:56 pm
350. Xander
Congratulations FT!!
My current priority is to build my financial portfolio .
December 7th, 2010 at 6:59 pm
351. Steve
Wow, hearing that made me realise how long I have been reading Million Dollar Journey! My current priority is saving, for my first house
December 7th, 2010 at 7:12 pm
352. Kevin M.
Congratulations on 4 years!
Current financial priority is to pay down debt.
December 7th, 2010 at 7:18 pm
353. Adam Poirier
4 years? Congratulations! Here’s to many more!
My current priority? Paying down the debt.
December 7th, 2010 at 7:35 pm
354. PuddleJumper
My plans are to use my re-advancable mortgage at a great rate to transform and build a portfolio and switch mortgage interest into tax deductable investment interest…Thanks FT for the site and the chance to win.
December 7th, 2010 at 7:40 pm
355. Kate
Build portfolio
December 7th, 2010 at 7:54 pm
356. Tin
Congratulations!
Current Priority: Pay off Student Loans
December 7th, 2010 at 8:34 pm
357. RL
Congrats on your accomplishment! I have greatly enjoyed your site and the info it has provided in helping me with being more financial responsible and tips on saving. My current priority is establishing more of an emergency fund.
December 7th, 2010 at 8:59 pm
358. Marc
I’m working on paying down the mortgage. I have a good rate and have been debating building my portfolio vs paying down my mortgage, but have decided on the mortgage.
Congrats on the 4 years! I’ve been reading it for over 3 years and have learned a lot of great info.
Marc
December 7th, 2010 at 9:12 pm
359. Patrick
Congrat’s on the 4 years – thanks for including us on your journey.
Priority is on paying down debt and building up our portfolio.
Thanks again.
Patrick
December 7th, 2010 at 9:30 pm
360. Rachel N
I would love to pay down my credit card and bills. being a single mom it’s really hard to keep up! Congrats on 4 years! and thank you for the giveaway
December 7th, 2010 at 9:32 pm
361. Shannon
Our goal is to pay off debt and build savings. 2 big goals. Congrats on 4 years!!
December 7th, 2010 at 9:37 pm
362. Stephen
Been a long time reader.
Great question. Right now my current priority is to save for a mortgage. My closing date is in about 8 months, and super excited. While I do have my current savings, I feel I need to increase it to prepare for the amount of expenses the new life will have :)
December 7th, 2010 at 9:46 pm
363. Maltese
Hey, I love your blog ….. lots of relevant posts!
My goal is to retire in 4 years at the age of 59 with enough money to live comfortably. I’ll be a very happy camper if I can achieve this.
December 7th, 2010 at 9:47 pm
364. Alfred
Great site and congratulations on 4 solid years. My goal is building my portfolio.
December 7th, 2010 at 9:48 pm
365. Mathew
My goal is to build my portfolio and save for a wedding at the same time. Impossible? We’ll see!
December 7th, 2010 at 9:51 pm
366. Terri Axani
Cheers to four fabulous years! My priority is getting that TFSA set up and preserving capital.
December 7th, 2010 at 10:13 pm
367. Archunan Mahadeva
Wow that was fast! It felt like just yesterday when I was congratulating MDJ on 3 years.
Congratulations on 4 years now!
My current financial goal is to graduate debt-free and then some. I am well on my way towards that goal, which I could partly attribute to MDJ! Thanks for the everything!
December 7th, 2010 at 10:19 pm
368. Tigger
Current goal is to pay off the mortgage as soon as possible.
December 7th, 2010 at 10:52 pm
369. Carol
My current goal is paying down my mortgage as quickly as possible.
December 7th, 2010 at 10:53 pm
370. Sarah
Pay off our mortgage in the next year or two…before our oldest starts college.
December 7th, 2010 at 11:18 pm
371. Financial Cents
A major congratulations to you FT on your anniversary. You should be very proud! My current priority is two-pronged: pay down the mortgage and build a solid retirement portfolio.
Keep up the great work and stay in touch.
Cheers,
My Own Advisor
December 7th, 2010 at 11:24 pm
372. KEO
I am looking to build my portfolio.
December 7th, 2010 at 11:24 pm
373. Jared Oldham
My wife and I are doing our best to pay off debt. Each month is another great step in our journey!!!
December 7th, 2010 at 11:52 pm
374. Chris
Thank you for the excellent blog. In 2011 I’d like to continue building my emergency fund and pay down my mortgage.
December 8th, 2010 at 12:29 am
375. Paul T
In 2011, I’d like to pay down my mortgage and get a good return on my investments
December 8th, 2010 at 12:43 am
376. Graham
My goal is saving for my wedding. :)
Thanks for an awesome site!
December 8th, 2010 at 1:13 am
377. Sameer Rizvi
Love this site ever since I landed on it 2.5 years ago! My current goal is to save enough money to get a Masters degree :)
December 8th, 2010 at 1:35 am
378. Sarah
Need to build that portfolio!!!!!
December 8th, 2010 at 1:39 am
379. Shirley
Congratulations!
Working slowly and steadily on emergency fund and rrsp.
December 8th, 2010 at 1:48 am
380. Min
Build the portfolio!
December 8th, 2010 at 1:57 am
381. Mr Mar
Goal to build portfolio. Big question for 2011…Can a portfolio have too much registered content?
December 8th, 2010 at 2:02 am
382. Paul
My present priority ? Get a more balanced portfolio, I’ve got a nice setup in Canada but was a bit chilly about investing outside our borders, but now it’ll take 2 years to get a balanced portfolio set up.
Hoping for the Ipod :-) (but a gift card is cool too !)
December 8th, 2010 at 2:58 am
383. Cindy Brick
Pay down unexpected medical bills – and not incur more!
December 8th, 2010 at 5:24 am
384. Dave
Congratulations on the 4 years. My Current priority is to save up a down-payment for a house!
December 8th, 2010 at 5:54 am
385. burk
signed up. thx. current priority: build portfolio. measure net worth regularly
December 8th, 2010 at 7:37 am
386. Elaine
Congratulations on your 4 year anniversary. My current goal is to pay off my student loan while trying to save.
December 8th, 2010 at 11:07 am
387. Jay
Increase Net Worth consistently by building portfolio and assets, and paying down debt.
December 8th, 2010 at 11:44 am
388. Cathy Beggs
Congratulations. My current goal is to save for retirement.
December 8th, 2010 at 12:00 pm
389. Vipin
Congratulations on completing 4 years….you are doing a great job…
Current priority: Maximize RRSP/TFSA
Pay off mortgage
Retire early :)
December 8th, 2010 at 12:26 pm
390. Michael
I am committed to paying down my mortgage in 11 years and building my RRSP and savings. Congratulations MDJ on 4 years. I’m looking forward for many more years to come.
December 8th, 2010 at 1:31 pm
391. Aurel
Signed up! My goal is to build my portfolio.
December 8th, 2010 at 1:37 pm
392. Andy
Congrats on 4th MDJ B’day.
I am going to save for down payment on house.
December 8th, 2010 at 3:41 pm
393. Pam
Congrats on the 4 years!! My priority is debt elimination
December 8th, 2010 at 3:48 pm
394. Greg
Pay off mortgage and become debt free!!!!
December 8th, 2010 at 3:51 pm
395. Ken
My current priority is to build portfolio up to point where it generates enough income for me to live on.
December 8th, 2010 at 4:11 pm
396. Chickeni
Congratulations!! Current goal is to build portfolio & bring mortgage to zero.
December 8th, 2010 at 5:11 pm
397. Chris Crawley
I’ve learned so much from your blog, I usually check your site once everyday to read any new articles, and read over past ones. My goal is to get rid of the bit of debt that I have, and invest in being able to retire while i’m young, and build up my financial IQ as much as possible. I learnt about Questrade from this site and have recently started up 2 accounts with them so far, I picked up a few books from your recommended books section (Garth Turner’s Money Road was really a great read). Million Dollar Journey is probably my current most favorite website/blog, and I check it almost more frequently than email!. Keep up the awesome work!
December 8th, 2010 at 5:43 pm
398. Vince
current priority: pay down mortgage, then build porfolio
December 8th, 2010 at 5:59 pm
399. Naletar
Congratulation on the first 4 years, hope there is many more to come :)
Our current priority is building up portfolio while reducing our mortgage (SM)
We have a rental property that we hadn’t been able to sell in 2009 after we fully renovated it (it’s paying itself and leave spare money sent toward SM) and we are always looking to sell and pass to a new projet flipping something bigger if a good opportunity arise.
December 8th, 2010 at 6:55 pm
400. Walter
Looking to invest…
December 8th, 2010 at 7:01 pm
401. Jim
Pay down mortgage is current priority.
December 8th, 2010 at 7:23 pm
402. Lynton
Paying down debt is our current priority.
Congrats on 4 years. I really enjoy reading this blog.
December 8th, 2010 at 7:35 pm
403. SophieW
My biggest priority right now is paying off my car loan. I have 3 years of payments remaining, but at the rate I’m going it will be gone in 10 months! :)
At the same time, I’m slowly building up an emergency fund. I could be putting that $100 a month on the car, but I don’t want to be stuck with additional debt if something catastrophic happens…
Oh, and a huge CONGRATS on continuing to create such interesting and informative blogs for a whole 4 years!
December 8th, 2010 at 7:45 pm
404. mtach
current priority: build portfolio.
December 8th, 2010 at 8:40 pm
405. Anthony
Save for retirement.
December 8th, 2010 at 8:41 pm
406. Sean
Thank you everyone involved with this site. My goal is to have a nice cushion (of cash).
December 8th, 2010 at 8:59 pm
407. Allan
Current priority is to save and build portfolio.
December 8th, 2010 at 9:41 pm
408. Linda
My current priority is to increase income – I became self employed earlier this year and my income has been cut substantially. As a result, we are not staying ahead of the cost of living :(
December 8th, 2010 at 10:20 pm
409. Sharkey
Our current priority is to build up our portfolio, with a focus on figuring out what to do with our defined benefit pensions, because we’ve left the government for the private sector.
Congrats on 4 years of MDJ, here’s to many more.
December 8th, 2010 at 10:24 pm
410. Mike
Goal is to payoff mortgage next year, and then to use the smith manouver to leverage my house to pay off a mortgage on an investment property that has a higher interest rate (commercial) in two years when the mortgage term expires. Once this occurs I will be financially free at 40. Yipee!
December 8th, 2010 at 10:37 pm
411. Amanda
Congratulations on four years! Our priority right now is paying down the mortgage. Boring but effective. :)
December 8th, 2010 at 11:46 pm
412. Jon
My priority is to pay down debt, then start splitting savings between a down payment fund, RRSP and TFSA investing!
December 9th, 2010 at 12:40 am
413. John
Buy a second home and rent out the first home.
December 9th, 2010 at 1:20 am
414. Chris
Current priority is to pay down debt. We are focussing on our paying down our secured line of credit rather than our higher-interest student loans, because we would prefer the “wiggle room” when we go down to one income next year.
December 9th, 2010 at 1:51 am
415. GTK
Reduce that mortgage and build that RESP!
December 9th, 2010 at 2:04 am
416. Veronica
My priority is to pay down debt – once the credit cards are down we will focus on the mortgage.
December 9th, 2010 at 10:14 am
417. Dutchie
Current priority is to pay off mortgage while borrowing money back to buy investments
December 9th, 2010 at 11:04 am
418. Rebecca
Saving towards a down payment on a house.
December 9th, 2010 at 12:01 pm
419. Craig
Priority is paying down debt.
December 9th, 2010 at 12:10 pm
420. Tanya
Thanks MDJ and congrats!
Current priority: focus on RSPs, Mortgage and RESPs in that order…for now. :)
December 9th, 2010 at 4:00 pm
421. Jeremy
My priority is developing multiple streams of income, your blog post about that is what drew me here just now.
December 9th, 2010 at 4:30 pm
422. Michael
Congrats on the 4 year anniversary.
Like many, my personal goal this year is to pay down debt.
December 9th, 2010 at 5:13 pm
423. Michael
Congrats on the milestone! Keep up the good work!
I am focusing on maxing out my TFSA and RRSP contributions with any excess going towards paying down the mortgage.
December 9th, 2010 at 7:07 pm
424. Tom @ Canadian Finance Blog
Congrats on the 4 year mark FT!
My priority is to increase my online income, lots of plans for 2011 to make that happen!
December 9th, 2010 at 8:03 pm
425. Marie
Congratulations FT on achieving a great milestone. Looking forward to see many more to come. Our priorities right now are to pay for kids education, reduce mortgage and Save bucks!
December 9th, 2010 at 9:38 pm
426. Varun
Can’t believe it is 4 years already.
December 9th, 2010 at 11:55 pm
427. darryl
My focus is paying down debt (mortgage)
December 10th, 2010 at 12:17 am
428. Canadian Capitalist
Congrats FT! Main priority continues to be building a portfolio.
December 10th, 2010 at 1:05 am
429. Sudip Adhikari
4 years eh!
Did not know when it happened. I knew that I have been reading your blog for a while, did not realize the clock ticked so fast.
If you ask me for my financial goals then there are many. I shall be writing them down but can not finish – because we change over time. Few years ago I did not think about RESP – now I do. My present priorities are as follows:-
1) Be debt free (various forms of debt).
2) Pay cash.
3) Save to buy.
4) Do not become obsessed with the idea of becoming debt free.
5) Spend as much time with family. No amount of money can buy me these precious hours – which I would pine for in future. (Time is money guys)
Wish you good luck and happy holidays.
December 10th, 2010 at 1:32 am
430. Irfan V
Nice giveaway, thanks! My goal is to build up a solid retirement portfolio. Looking forward to the newsletters!
December 10th, 2010 at 2:14 am
431. Karen
Great blog, count me in on the contest. Our priorities have always been:
1. save to buy and avoid debt – we have been mortgage-free for 6 years and are now in our late 40′s.
2. Put the future before the present – we try to max out on RRSP and RESP’s (and now TFSA’s too) before spending on discretionary items.
December 10th, 2010 at 2:40 am
432. jim
Well done on 4 years. I’ve been an avid reader for a couple of years now.
My priority is to pay down the home loan.
December 10th, 2010 at 9:16 am
433. Larry
Just signed up. My goal is to continue to build my portfolio to be in a position to retire in 6 years.
December 10th, 2010 at 10:19 am
434. Steve
Great work on the blog.
Just paid off the mortgage, now working towards building up the RRSP and TFSA and supporting daughter in college.
Struggling with whether to get back into equities after the last meltdown. Mainly in GICs right now.
December 10th, 2010 at 10:33 am
435. Michael
Thanks! My goal is the pay off the mortgage!
December 10th, 2010 at 11:34 am
436. Bobby Aves
Congrats!
1. Build portfolio. Have saved alot in the recent years and now to build something from it
December 10th, 2010 at 12:07 pm
437. Yves Blais
Congrats, and thanks for providing so much usefull informations.
December 10th, 2010 at 12:08 pm
438. Ludger
Financial Priority = diversifying investments / income streams, perhaps using some income properties. I’m solely invested in paper assets as it stands. I’m considering taking on some long-term investment debt at these low rates; I might as well make inflation my friend instead of my foe!
December 10th, 2010 at 12:50 pm
439. Li
Paying down debt always comes first. If there were not any significant debt, build portfolio then.
December 10th, 2010 at 1:50 pm
440. Steve
Congrats on four years of blogging. That’s an impressive stat. My goal is to become a more astute investor and to take greater ownership over my investment portfolio instead of leaving it in the hands of my financial advisorSteve
December 10th, 2010 at 2:05 pm
441. Marcel
I’ve been delaying building that portfolio for too long.
December 10th, 2010 at 2:29 pm
442. Carlos
My goal is to reduce credit card debt and pay off my mortgage
December 10th, 2010 at 2:48 pm
443. Antonio Lopez
congrats! building a portfolio is my first priority!!
December 10th, 2010 at 3:06 pm
444. Newbie Investor
had been reading your blog for the past year just signed up now. THanks for all the great info.
Current priority : saving for down payment.
December 10th, 2010 at 3:32 pm
445. CanadianInvestor
Congratulations on your very successful blog! I am only 11,900 readers behind, but I don’t mind since my priority is to prosper by using my blog investigations to invest successfully.
Best of luck,
Jean
December 10th, 2010 at 4:11 pm
446. ib
Priority 1: pay of debt.
Congrats – I’ve learned a lot from the blog.
December 10th, 2010 at 4:40 pm
447. Kenny
Congrats on the 4 years! My highest priority is saving up for a down payment for a condo/house.
December 10th, 2010 at 4:48 pm
448. marek
Congratulations on the 4 years!!! I’ve moved from ‘hyper saving’ (working full time right out of school and living with my parents) to ‘maintaining’ since I’m now back in school part time, working part time and renting. No debt in sight so next step is saving up more for a nice down payment on a small 1st house. I ‘need’ to travel though so that complicates things a touch although I’d be crazy to complain about that.
December 10th, 2010 at 5:35 pm
449. Alsiem
I guess build a portfolio. I’m actually trying to address all 3.
December 10th, 2010 at 6:41 pm
450. Sam
Trying to find the Best Strategy to get a steady income from RRSPs without paying too much income tax.
December 10th, 2010 at 7:22 pm
451. js_cooldude
Signed up! as for my goal: setting up savings is where I’m at,
December 10th, 2010 at 11:20 pm
452. g-lucky
Congratulations! My priority is to maximize my RRSP and TFSA contributions annually while paying down debt (car and camper loans)
December 11th, 2010 at 12:39 am
453. S. Creighton
Congrats on 4 yrs! Lots of good info obtained from your blog.
My current goal is paying off our mortgage, and increasing retirement savings.
December 11th, 2010 at 12:53 am
454. cannon_fodder
Congrats FT! I can’t remember how long ago I found your site but it’s been a great ride from my perspective.
Primary goal is to accumulate retirement nest egg at an accelerated rate.
December 11th, 2010 at 3:46 am
455. Phil S
We’re currently drawing from our wealth but will start saving again once my wife returns to work.
December 11th, 2010 at 4:08 am
456. chris
great job after 4 yrs, it takes alot of determination to get this far!
December 11th, 2010 at 6:48 am
457. Larry
Congrats on your anniversary!
I make MDJ a daily read on my quest to:
- establish multiple streams of income
- reduce the money that leaves my pocket.
December 11th, 2010 at 10:51 am
458. Tracey H
We’re trying very hard to save enough for a comfortable retirement.
December 11th, 2010 at 11:43 am
459. Keith
We’re hooked on travel so we’re trying to save extra for our retirement so we can see the world.
December 11th, 2010 at 11:44 am
460. Jessica
Just subscribed… current priority: pay off that mortgage!
December 11th, 2010 at 3:56 pm
461. FB @ FabulouslyBroke.com
Congratulations! You started blogging at the same time I did, but clearly did far far far better than I have with my blog :)
My current financial priority is just to keep building wealth and staying around $1000/month for personal expenses.
Then I just need $10,000 for a trip and I’m good!
December 11th, 2010 at 4:56 pm
462. gene
Please disqualify the other entrants.
December 11th, 2010 at 7:51 pm
463. Ice cream on a stick
Congratulations! My priority is not to have other priorities, but stick with the plan
December 11th, 2010 at 10:37 pm
464. Mario
Current goal is to reach 500k in liquid net worth. Should get there by Feb 2011
December 11th, 2010 at 10:48 pm
465. Rebecca
My financial priority for the new year and the next few years is to pay off the new used car purchased today.
December 12th, 2010 at 12:01 am
466. gene
Whoops. sorry, I didn’t read the rules. Disregard comment 462. My financial priority is to outperform the stock market going forward. If I can’t do that, indexing makes sense.
December 12th, 2010 at 12:20 am
467. Ang
Priority is paying off the mortgage which should be within the year then building up rrsps.
December 12th, 2010 at 1:52 am
468. Jacq @ Single Mom Rich Mom
Goal for 2011 is to live for the rest of the year on the income from 3 months of working and travel a ton to boot. Oh – and to not lose money on a single one of my stocks would be nice. Also to rebalance properly.
December 12th, 2010 at 2:46 am
469. Karin
My priority is saving up for early retirement (50).
December 12th, 2010 at 10:54 am
470. Mom 2 Three
Congrats on the milestone! My goal is to pay down our line of credit and increase our emergency fund.
December 12th, 2010 at 12:32 pm
471. Heather
Congratulations! Thank you so much for the wealth of information received over the years.
For the contest, my current financial priority is that of so many of us: pay off the mortgage and continue to build our retirement portfolio….thanks again!
December 12th, 2010 at 3:16 pm
472. chun
my priority is to build wealth so that I can I be semi-retired sooner rather than later
December 12th, 2010 at 4:31 pm
473. Linda
Congradulations! My current priority is to save and invest for early retirement.
December 12th, 2010 at 5:11 pm
474. nomis
congrats on 4 years! i’ve been reading you for almost that long.
current priority is to accumulate enough cash for a down payment on an overpriced vancouver home.
December 12th, 2010 at 5:36 pm
475. telefantastik
Congrats on the 4 years online!
My priority right now is to build an emergency fund.
December 12th, 2010 at 7:21 pm
476. James
grats on the 4 years, great blog.
My current priority is building my portfolio
December 12th, 2010 at 11:02 pm
477. Pigzfly
Financial Priority – pay down debt.
December 13th, 2010 at 12:18 am
478. Clark Danger
Congrats!
My current financial priority is to win a free iPod touch and sell it for cheap on Kijiji… and increase passive income/quit job!
December 13th, 2010 at 1:49 am
479. Rick
current priority it to pay down the mortgage. congrats on 4 years and great content.
December 13th, 2010 at 3:09 am
480. Jan
Wow! Almost 500 entries and it still has a week!
My priority right now? Figuring out how and when to take money out of retirement accounts. Should I start now and enjoy life- or sit on it and hope to never need it?
December 13th, 2010 at 3:58 am
481. Michael Zheng
Congratulations for the anniversary.
My current goal is building portfolios.
December 13th, 2010 at 5:00 am
482. Melissa D
Saving for a kitchen remodel. (We’re on track for everything else.)
December 13th, 2010 at 11:48 am
483. Al400
Current priority is to pay down debt. Thanks for the chance to win.
December 13th, 2010 at 2:43 pm
484. Ma
Trying to pay down my OSAP
December 13th, 2010 at 2:49 pm
485. Justin
Congrats on the milestone! My current goal is to build my portfolio.
December 13th, 2010 at 3:03 pm
486. Matt
I’ve been reading for just under a year now.
My financial plan at current is to build a portfolio over the next year, and then apply the dividends to reducing my student debt.
December 13th, 2010 at 3:32 pm
487. Troy
Current Priority is Paying down Mortgage, Building an Emergency Fund and buying out vehicle at end of a lease I took over…
December 13th, 2010 at 6:09 pm
488. Rich C
Congrats on the 4 years.
I actually just heard about this site a few days ago from a friend. I myself am just learning about investing right now and this is a great starting spot.
December 13th, 2010 at 8:59 pm
489. Carol
Definitely the priority right now is paying down the mortgage, and taking advantage of RRSP contributions.
December 13th, 2010 at 9:38 pm
490. Henry
Find a job after graduation.
December 13th, 2010 at 10:51 pm
491. LMD
Congratulations on your fourth anniversary.
My current financial priority is to reduce the amount of taxes I pay and to establish a realistic retirement plan for myself.
December 14th, 2010 at 7:23 am
492. Bayman
Priorities: pay down debt and build portfolio in TFSA
December 14th, 2010 at 10:51 am
493. Jacky Lam
Congrats on your website! My goal is to save and pay down debt!
December 14th, 2010 at 2:44 pm
494. Gen
Our current priority is to pay down the mortgage – it’s our only debt!
December 14th, 2010 at 3:44 pm
495. karen
Get a part-time job to up savings rate.
December 14th, 2010 at 7:30 pm
496. venter
Find a way to save money for my tax bill :(
December 14th, 2010 at 7:33 pm
497. sandra
Congratulations!
My financial priority is to continue my recently initiated activity of digging myself out of the financial hole that I constructed over many years using bad decision making mixed with a complete lack of financial knowledge and a modicum of stupidity!
December 15th, 2010 at 3:45 pm
498. Erlyn
I’ve subscribed!
My current financial priority is to pay down our mortgage.
December 15th, 2010 at 8:35 pm
499. Dustin M
Enjoy reading your journey and hope to follow it some day always a pleasure. Wouldn’t mind winning something though. always looking to better life with free things.
December 16th, 2010 at 12:17 pm
500. Michael Ketelaars
My priority is to pay down debt and buy gold/silver stocks
December 16th, 2010 at 6:51 pm
501. angie
My priority is to build back savings after using it to go back to school, and build a portfolio for retirement.
December 17th, 2010 at 12:58 am
502. Parkston
Congrats. Our goal is to build our investment portfolio and expand our knowledge base.
December 17th, 2010 at 1:55 am
503. Mike
Great articles, I enjoy this site alot. My goals are to pay down debt while saving. i’m living a pretty frugal life these days paying for my excessive college days.
December 17th, 2010 at 9:30 am
504. Rob
Hi
I’m a mostly new reader. Read a few of your posts from links in other blogs. Lots of good stuff here. Thanks,
December 17th, 2010 at 9:52 am
505. Benny Siu
current priority, build up my saving
December 17th, 2010 at 10:01 am
506. kipper
Excellent website!!! Been following it for close to a year now.
Priorities:
1) Pay off mortgage
2) Build non-registered investments
3) Build retirement savings
December 17th, 2010 at 10:31 am
507. cbez
My priority is to aggressively pay down the mortgage and LOC!
December 17th, 2010 at 10:44 am
508. Kathryn
Happy Anniversary.
My priority now is to be fully prepared for retirement — I am anticipating that the date will be in 7-10 years from now and I am looking forward to it.
December 17th, 2010 at 11:04 am
509. Rob
I want to build a portfolio for retirement.
December 17th, 2010 at 11:23 am
510. barb
my goal is to keep lifestyle simple, with the money i have. thanks!
December 17th, 2010 at 12:04 pm
511. sjm
Congratulations on the anniversary – been a subscriber for a few months, and have followed your blog for a year or two. We are quite a bit further along in life than you, but we got where we are financially with a lot of the same philosophies as you, so we can confirm that they work!
Currently debt free, and our goal is to build an income-producing portfolio to retire early, since we figure none of our taxes or CPP contributions are going to come back to us!
Best of luck on your journey.
December 17th, 2010 at 12:13 pm
512. Paul
Thanks for the great blog! Current financial priority is debt repayment and savings.
December 17th, 2010 at 12:22 pm
513. Ed
My current priority is to pay down debt.
December 17th, 2010 at 12:37 pm
514. Andrea
My goal is to pay down my debt
December 17th, 2010 at 12:39 pm
515. Fred
Focus is on growing net worth…strategically removing debt from the BS and adding equity where possible
December 17th, 2010 at 12:51 pm
516. Glenda Glenday
Congratulations! My current goal is paying off my mortgage and learning how to invest in dividend stocks. Thanks for a great newsletter!
December 17th, 2010 at 12:53 pm
517. Conrad B
Max out mine and my wifes TFSA’s. Thanks so much for the hardwork you put on your blog..!
December 17th, 2010 at 12:53 pm
518. Sundev Bal
Currently building up my emergency fund, so I guess that counts as savings.
December 17th, 2010 at 12:55 pm
519. Gags
I want to save for retirement. Congrats on your website.
December 17th, 2010 at 12:56 pm
520. GG
I am trying to pay off my mortgage as quickly as possible.
December 17th, 2010 at 12:57 pm
521. Marianne O
Current financial priority is writing wills (over the Christmas holiday — festive eh?) and bumping up out RRSP savings for the year.
Thanks for a great blog!
December 17th, 2010 at 12:58 pm
522. Aaron
Thank you for this blog. My current goal is to increase equities in order to open up some choices for planned retirement.
December 17th, 2010 at 12:59 pm
523. Philippe
Priority is to build a level of comfort that finances at retirement will not be only about tightening belts
December 17th, 2010 at 1:02 pm
524. michael
Congratulations on the anniversary!
Great service!
December 17th, 2010 at 1:03 pm
525. Michael
Current Priority is paying off the mortgage, along with using the Smith Manoeuvre to start saving up a nest egg.
December 17th, 2010 at 1:04 pm
526. Larry
I enjoy reading your articles each morning! My goal is continued growth within my portfolio.
December 17th, 2010 at 1:07 pm
527. Pearl
Congrats! My priority is to increase my retirement savings.
December 17th, 2010 at 1:11 pm
528. Mike B
Great job, look forward to reading your blog each day..
December 17th, 2010 at 1:14 pm
529. Maria B.
Congratulations and thank you for this great blog!
My current priority is to find a job:)) and then to build portfolio.
December 17th, 2010 at 1:21 pm
530. Shawn
Tax savings & Build profolio
December 17th, 2010 at 1:28 pm
531. The Passive Income Earner
Congrats! My goals are to setup my investments to generate income for retirement.
December 17th, 2010 at 1:38 pm
532. Marni
Hi, I’d love to learn more about the best investments (from a tax perspective & earnings potential) for RRSP’s, TFSA’s and general investment accounts for a person who is self-employed as well as salaried (2 jobs). I’m done with brokers after the debacle of 2008 and interested in doing it myself through a self-directed account, which I’ve already set up with Scotia iTrade. Thanks and Merry Christmas/Happy Holidays!
December 17th, 2010 at 1:46 pm
533. Brian
Trying to find a balance between mortgage and investments
December 17th, 2010 at 1:51 pm
534. John
good job and congrats on 4 years!
financial priority is to increase savings while continuing to pay down debt
December 17th, 2010 at 2:03 pm
535. JL
signed up thx, current priority is saving $$ for a downpayment and looking for a house in toronto
December 17th, 2010 at 2:04 pm
536. Hemen Modi
My current priority is to finish our Mortgage at the earliest and to build and independent business…
Regards,
December 17th, 2010 at 2:14 pm
537. TC
Great website. I check it every day.
My goal is to plan and build a retirement portfolio
Keep up the great work
December 17th, 2010 at 2:37 pm
538. TN
My priority is to pay off mortgage, save and invest wisely.
December 17th, 2010 at 2:46 pm
539. dorra
debt debt debt…pay down debt
December 17th, 2010 at 2:51 pm
540. Brett
Pay off minimal debt and build my portfolio
Thanks for all the advice!
December 17th, 2010 at 3:00 pm
541. Ho Yee Low
Great work, always enjoy reading. Current priority is to balance my portfolio as I look toward retirement in about 5-6 years.
December 17th, 2010 at 3:00 pm
542. katrina
pay down mortgage, happy anniversary mdj! many more years to come!
December 17th, 2010 at 3:06 pm
543. Sarah
We want to pay down debt too!
December 17th, 2010 at 3:12 pm
544. chris
save up for a 20%+ down payment on my first place
December 17th, 2010 at 3:23 pm
545. smartcasher
Current priority is paying down my $160,000 mortgage. Cheers.
December 17th, 2010 at 3:32 pm
546. Mark
(1) Save for a new fridge (ours is 1950′s and broken); (2) Add a bedroom for baby.
December 17th, 2010 at 3:41 pm
547. Shaun
1) Pay down my o/s Line of Credit (2) Expand Cottage
December 17th, 2010 at 3:43 pm
548. Lindsay
Build portfolio and generate a $10 K surplus income. Thanks for all the great info!
December 17th, 2010 at 3:48 pm
549. Ken
Currently, paying off debts. Start a DIY account for trading.
December 17th, 2010 at 4:01 pm
550. Jamie
Love the blog, thanks. My current financial priority is a combination of paying of the mortgage as fast as possible (8 yrs instead of 25!) while still building a retirement (RRSP + TFSA) portfolio. Balance!
December 17th, 2010 at 4:17 pm
551. Gene Wesley
Current Financial Priorities:
1. Being Frugal in every way possible
2. Gaining rewards wherever possible
3. Building and Emergency Fund and supplies
4. Building recession-proof investments
5, Paying off Mortgage
6. Retirement.
December 17th, 2010 at 4:18 pm
552. Gaurav
I would like to pay down my school. Just finishing up my undergrad.
December 17th, 2010 at 4:21 pm
553. Solowoman
Hey MDJ
Happy anniversary!
This blog has provided a valuable resource to so many – thankyou!! I’m building my portfolio & paying down my mortgage.
December 17th, 2010 at 4:43 pm
554. Tighe
Joined the list! My priority is to save for 3D animation school.
December 17th, 2010 at 4:58 pm
555. Bob Medlock
Congrats on your four years
December 17th, 2010 at 5:05 pm
556. Big-D
Gaining wealth for early retirement.
December 17th, 2010 at 5:53 pm
557. Gaurav Rajasekar
Well my priority currently is and has always been first and foremost to pay off any debt I have – especially if its student debt.
Happy anniversary. And I’ve subscribed to your mail updates with this very same e-mail ID too.
December 17th, 2010 at 6:11 pm
558. Kelly Clark
We have managed to pay down all non-mortgage debt, mostly by being discriminating about acquiring it to begin with. So, our current financial priority is paying down our mortgage in order to emass enough equity to allow us to invest in other property (for investment & hopefully one day recreational).
That being said, we do not totally ignore either our savings nor retirement investing. We contribute monthly to RRSPs & a TFSA. The TFSA is our “emergency fund” & the RRSPs are a back-up strategy, if our property investment strategy does not turn as high of returns as we require to retire on.
December 17th, 2010 at 6:16 pm
559. Peter
My current goal is to pay off debt.
December 17th, 2010 at 6:20 pm
560. Kel
Build up portfolio so I can retire earlier.
December 17th, 2010 at 6:33 pm
561. Michael
I would like to pay down debt
December 17th, 2010 at 7:05 pm
562. red
Our current priorities are to pay down debt and accumulate savings for our retirement!
December 17th, 2010 at 7:17 pm
563. Jube
My priority is to save for retirement
December 17th, 2010 at 7:18 pm
564. Tearglove
Build portfolio
December 17th, 2010 at 7:19 pm
565. Dave
Whew, that’s a lot of people. I’m currently working on expanding my portfolio, hoping to make some money for university with it.
December 17th, 2010 at 7:23 pm
566. Andrew Newby
Saving, saving, saving!
December 17th, 2010 at 7:26 pm
567. kristy
thanks all the tips and info have been great
December 17th, 2010 at 8:09 pm
568. rob_23
Saving for my first house down payment
December 17th, 2010 at 8:16 pm
569. John
Congrats of 4 years :D
I think I’ve completed my goal of building up an emergency fund these past two years, so it’s time to start investing so that my money works for me. I also need to open up an RRSP; I hear all kids on here are doing that these days >___>
I don’t make much, but I hope I can become a millionaire too someday. Maybe a little slower than you, but surely ;p
December 17th, 2010 at 9:00 pm
570. Rocky Martin
My current priorities are to build my stock portfolio and pay off my car loan.
Great Site. Keep up the good work.
Rocky
December 17th, 2010 at 9:32 pm
571. Nav
Priority – pay off student debt (OSAP!)
December 17th, 2010 at 10:01 pm
572. Bhaskar Naik
My name is Bhaskar and I came across your blog only recently. Per your recommendation have started using Questrade. Priority is to save enough to be able to retire early — by 60.
December 17th, 2010 at 10:45 pm
573. Susan
I am trying to eliminate debt with Dave Ramsey. Also working on building my business net profit margin.
Susan
December 17th, 2010 at 11:50 pm
574. Moben
Increase portfolio
December 18th, 2010 at 12:30 am
575. MrSmith
Congrats on 4yrs.
My financial goals are to pay off my mortgage and to build my personal finance knowledge up.
December 18th, 2010 at 12:47 am
576. Abdul Nuray
Current goal is to pay down mortgage.
December 18th, 2010 at 1:27 am
577. Peter B
Congratulations. Count me in.
December 18th, 2010 at 1:27 am
578. Barry
pay off mortgage as fast as i can
December 18th, 2010 at 2:42 am
579. mary
I’d like to open a discount brokerage account to start investing
December 18th, 2010 at 2:50 am
580. Chris
Congrats on the 4 years. I’m working on building passive income, and paying down my mortgage.
December 18th, 2010 at 3:30 am
581. Lucie
C O N G R A T U L A T I O N S ! !
WOW!! Already 4 years… thanks for the wonderful journey.
Financial goals & Priorities: Add more DRIPs to my portfolio, help pay for my kids education, max out on my TFSA, purchase another income property.
Thanks for all your wisdom!
Here’s to good health and happiness always… Cheers!
December 18th, 2010 at 4:19 am
582. Lucie
Congratulations!
Financial priorities:
1) Continue to add more DRIPS to my portfolio.
2) Help pay for kids education.
3) Max out on my TFSA
4) Purchase another income property.
Thanks for the wonderful journey… CHEERS!
December 18th, 2010 at 4:23 am
583. Richard
build diversified portfolio to achieve average or better return.
December 18th, 2010 at 4:51 am
584. Jennifer Murphy
Pay down new Mortgage by 20 % in 3 years.
December 18th, 2010 at 10:00 am
585. edward
Trying to pay off my student debts and accumulate some savings to help with either my first car or a down payment on a house
December 18th, 2010 at 10:27 am
586. Joyce @Joyful Creations at Home
Awesome giveaway! I am a new subscriber and we are working to pay off our mortgage!
December 18th, 2010 at 11:11 am
587. Marc
Long live MDJ!
Priority is building portfolio and “bad debt” repayment
December 18th, 2010 at 1:25 pm
588. Dianna G
my goal is to save up enough for a home
December 18th, 2010 at 1:26 pm
589. Maxime
Contratulations!
My priority is to save for retirement.
December 18th, 2010 at 1:39 pm
590. steve
Congratulations on four years, but more importantly getting your financial house in order. Doesn’t it feel good? You should apply to be the Finance Minister.
December 18th, 2010 at 2:33 pm
591. Chris
Congratulations on the anniversary. I’ve been following you for a few years. My current goal is to pay off the mortgage. Probably done within 5 years.
December 18th, 2010 at 2:52 pm
592. OBK
Happy anniversary :) Current goals: keep burning the mortgage and saving for a future mat leave!
December 18th, 2010 at 4:29 pm
593. Mallory
My current goal is to start investments and retirement savings. I like visiting this blog as all of the saving strategies books I have read are either out-of-date or not Canadian. Congratulations on four years of useful advice.
December 18th, 2010 at 4:39 pm
594. Khrys
Happy anniversary!!!
My current goal is to build enough passive income & capital to retire young and invest full time, and teach my friends and family how to become independent investors too.
December 18th, 2010 at 4:55 pm
595. Eric
Hope I’m not to late
December 18th, 2010 at 10:07 pm
596. Eric
goal is to Pay off mtg by 2021 and have portfolio that brings in $2000 / mth
December 18th, 2010 at 10:18 pm
597. TK
need to increase income through pay or investment return. wish me luck!
December 19th, 2010 at 1:31 am
598. J P
Current goal? Retire early! :) But what does retire mean, that’s for another day.
December 19th, 2010 at 2:23 am
599. Fishhy
Pay off Mortgage, Build Retirement Portfolio
December 19th, 2010 at 10:40 am
600. Ivan Saley
Want to build my portfolio.
December 19th, 2010 at 12:12 pm
601. Andrea
My goal it to pay off my credit cards and become debt free by the end of next year.
December 19th, 2010 at 6:39 pm
602. Ken
Signed up. Great site. My goal is wealth accumulation.
December 19th, 2010 at 9:00 pm
603. warren
Doing well. Thanks to advice from MDJ
December 19th, 2010 at 10:50 pm
604. Jay Patel
Current goal is to make enough money to survive
December 20th, 2010 at 1:49 am
605. Ron
To continuously increase my net worth, and have enough for a good retirement.
Excellent site.
December 20th, 2010 at 12:09 pm
606. melissa
Congrats on the anniversary and thanks for this giveaway.
My goal – pay off the mortgage, then travel!
December 21st, 2010 at 6:08 pm
607. Greg
Congratulations on the 4 years.
Current priority is to start learning about the path I should take on my own finical journey.
December 21st, 2010 at 8:15 pm
608. Lisa
Curious who won…don’t see it anywhere??
December 23rd, 2010 at 9:13 pm
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