Celebrating 4 Years of Million Dollar Journey
Yes, you read right, it’s already been four years since Million Dollar Journey kicked off! It all started in early Dec 2006, just over three years after graduating from University and in the progress of turning around our personal finance situation towards building wealth.
Million Dollar Journey started zero readers. In fact, for a while it felt like I was the only one reading the blog. With time, the community slowly grew into what you see today. A strong and loyal readership who is as passionate about personal finance and investing as I am. Proudly, we have grown to over 12,000 subscribers and have received several millions of hits over the past four years.
As a token of my appreciation, I’d like to again give something back to the readers. This year, we have one company sponsoring the grand prize, with us sponsoring multiple gift cards to increase the chances of winning something.
Without further delay, here are the prizes for our fourth year anniversary celebration:
1. The newest iPod Touch 32GB (sponsored by RedFlagDeals)
Derek, the entrepreneur behind RedFlagDeals, has once again generously offered to sponsor a great prize. What is RFD? It’s Canada’s most popular “deal/bargain” portal with millions of visitors per month. If you enjoy finding deals (like I do), then you’ll find great value in RFD, it’s one of the sites that I visit daily.
Now, back to what you’ve all been waiting for, the prize. The iPod Touch 32GB, which retails for $299, has been known as the top portable MP3 player in the market which has continued to improve with every annual update. The previous version of the iPod Touch was amazing, but the latest version really steps it up another notch.
Besides being a market leading MP3 player, here are incremental features:
- Facetime – This iPod has a camera in the front (in addition to the back) so you can video chat with your friends/family using your favorite messenger program or skype.
- HD Video Recording – As we have a toddler, you can never have too many cameras around. Not only can the iPod take stills, it can record video in 720p. Yes, that is High Definition.
- Retina Display – This is the fancy marketing term they use for their super high resolution screen (for the mobile format) which gives up to 960×640 pixels.
- Better Gaming – Game Center is a new app that allows multi player action. For example, race against your friends, or have a game of cards. Apparently, using the iPod touch for games is getting huge.
If you’re looking for deals, make sure to check out the RedFlagDeals forums.
2. $25 x 8 Amazon.ca (or .com) Gift Cards!
To expand the contest a little and readers a greater opportunity to win something, we’re offering $25 Amazon gift cards – eight to be exact. Winning one of these cards could be an incentive to purchase those financial books you’ve been meaning to read.
How to Enter:
To be eligible for the prizes above, simply:
1. Sign up for the MDJ Money Tips Newsletter (free) at the bottom of this post. If you don’t see the sign up form, click here. (+1 Entry)
What is the Money Tips Newsletter?
The Money Tips Newsletter is a free email newsletter that I will send out once or twice a month.
The content includes highlighted articles on Million Dollar Journey, exclusive offers for Million Dollar Journey readers, and original content that doesn’t make it to the front page of this blog. Thus far, I have 5 scheduled Newsletters editions that all subscribers will see. The topics range from the basics of investing, the Smith Manoeuvre, to the top credit cards in Canada.
As mentioned above, your privacy is important to us. We will never sell your information to third parties, as well, you can unsubscribe from the newsletter at any time.
2. Leave a comment indicating your current financial priority (pay down debt, build portfolio, savings etc.) (+1 Entry)
The Giveaway Rules:
Lets go over some of the rules. All contestant entries will be shoved into an electronic hat and drawn at random.
- Only confirmed (new and existing) newsletter subscribers on the date of draw are eligible.
- Only one comment per person and please include a valid email address.
- To be fair to all contestants, each winner can only win once.
- Only those with a North American mailing address may enter.
- Contest will end Sat 5pm EST Dec 18, 2010 and the winners announced shortly after!
Good luck!
608 Comments, Comment or Ping
1. Amit Bhatnagar
signed up. thx. current priority: build portfolio.
Dec 6th, 2010 @ 9:12 am
2. Chris
My current priority is to build passive income and reduce expenses so that my wife can hopefully stop working and stay home with our children.
Dec 6th, 2010 @ 9:32 am
3. Michael
Congratulations on the anniversary. My current goal to pay down the stubborn debt!
Dec 6th, 2010 @ 9:34 am
4. Brett | Investing Part Time
My current goal is to build that portfolio! Fortunate to have very little debt right now!
Dec 6th, 2010 @ 9:47 am
5. Bonnie
I have learned a lot from your blog since I started reading about a year ago. My current goal is to be mortgage free Feb. 2012. I’m still contributing to RRSP’s, using the tax refund as lump sum and will use my TFSA’s as final payout.
Dec 6th, 2010 @ 9:56 am
6. Brandon Bewza
Congratulations! My current goal is to build my portfolio.
Dec 6th, 2010 @ 10:04 am
7. Ian C. Thompson
Congratulations.
I first goal is get to back to work and reduce our debt that has increased while unemployed.
Dec 6th, 2010 @ 10:11 am
8. No Debt Guy
Paying off our mortgage to be debt free is still our main priority. Our plan was to pay off our entire mortgage in 5 years. We are at the half way point and still on track.
Dec 6th, 2010 @ 10:15 am
9. Blair Conrad
Congratulations. My current goal is to build my retirement portfolio.
Dec 6th, 2010 @ 10:16 am
10. Glenn Tucker
Current goal is to pay off the mortgage while the interest rates are low. Love reading the postings on this site.
Dec 6th, 2010 @ 10:22 am
11. $teve
Great work. My goal is to build my nest egg for retirement over the next 20 yrs.
Dec 6th, 2010 @ 10:25 am
12. Potato
My current priority is to stay out of debt while things are tight, and then start aggressively saving again when things get better…
Dec 6th, 2010 @ 10:26 am
13. Brian
My Current priority is to pay off debt, I hope to be done ( excluding my house) on January 1st, 2011.
Dec 6th, 2010 @ 10:48 am
14. Alex
With Debt paid off, and our first child on the way my priority is building an emergency savings fund.
Keep up the Good work
Dec 6th, 2010 @ 10:50 am
15. Dimitri
Enjoy reading your blog. Current priority is to pay down debt (i.e. mortgage and student loans).
Dec 6th, 2010 @ 10:53 am
16. Canadian Couch Potato
Congratulations on four years in the blogosphere! My current financial priority: Hijack a nuclear warhead and hold the world ransom for… one meeellion dollars.
Dec 6th, 2010 @ 11:02 am
17. Sputs
Congratulations on the 4 years. Current priority is to pay off the mortgage by 2012.
Dec 6th, 2010 @ 11:05 am
18. SavingMentor
Already a newsletter subscriber! My current financial priority is getting the mortgage paid off on our house so we can then have a sizable down payment to move into a bigger house. Should be able to accomplish this within a 2 or 3 years.
Great job with MDJ over these past four years!
Dec 6th, 2010 @ 11:12 am
19. KC
Congratulations on 4 years of blogging! Current financial priority is paying off debt.
Dec 6th, 2010 @ 11:12 am
20. Simon
Nice giveaway! My goal is to build a DIVERSIFIED portfolio by adding new pieces everytime I have enough money saved.
Dec 6th, 2010 @ 11:14 am
21. Evan
Congrats on four years – this site has helped me a ton in my trip of getting out of debt and into control.
My main goal right now is paying off my house. I spent a few years getting out of debt and my wife and I want our house paid off before our first kid arrives. We’ve got at least 9 months and I’m pretty confident we can get it done by August or September with our current path.
Dec 6th, 2010 @ 11:15 am
22. Money Smarts Blog
Congrats!
My main goal is to pay off the mortgage and get the wife back to work so I can quit my job. ;)
Dec 6th, 2010 @ 11:18 am
23. Charles
congrats and more power! My goal is to pay off my mortgage in the next 10 yrs.
Dec 6th, 2010 @ 11:22 am
24. Subversive
Hey FT, our financial goals are pretty straightforward in 2011. Get out of debt! We intend to be fully debt free, save for our mortgage, by the end of 2011.
Dec 6th, 2010 @ 11:24 am
25. Dave
Congrats on the success.
Although I don’t post a lot, I have this site hooked up to my google reader and find your topics to especially relevant to a fellow canuck.
My main goal currently is keeping up our RRSP and RESP contributions while the wife is on maternity leave.
Dec 6th, 2010 @ 11:28 am
26. YYC
My current priority is to pay down my mortgage as much as possible.
Dec 6th, 2010 @ 11:28 am
27. Aaron
My financial priority is to save (and invest and pay down mortgage) enough so that I can retire in 11 years at the age of 45. A quick calculation of my cash flow reveals that I’m putting 50% of my before tax income to all three. My spreadsheet says I’m on track!
Dec 6th, 2010 @ 11:33 am
28. sophie
pay off mortgage!
Dec 6th, 2010 @ 11:45 am
29. Jason R
Thanks for the excellent writing. 4 years is quite the milestone.
We are currently aggressively paying down our mortgage and trying to build a small saving fund.
Dec 6th, 2010 @ 11:46 am
30. Paul
thanks for the opportunity, MDJ! My current goal is to save, save, and save!
Dec 6th, 2010 @ 11:57 am
31. Suresh
Current Priority, Pay down Mortgage and build RSP
Dec 6th, 2010 @ 11:58 am
32. Echo
Congratulations FT, reading your journey has inspired me to start my own blog and path towards financial freedom.
We are getting ready to build a house, so my current financial priority is to save as much cash as I can to use as a downpayment and contingency fund for upgrades, etc.
Dec 6th, 2010 @ 12:01 pm
33. Jason M
Excellent job, paying off a line of credit.
Dec 6th, 2010 @ 12:05 pm
34. Sustainable PF
Our priorities, yes, more than one (in no particular order)
- pay down personal debt
- pay down student debt
- pay down mortgage debt
- no not pay down HELOC debt
- home improvements
- build portfolio
Congrats on 4 great years. Your blog is one of the reasons we started one of our own!
Dec 6th, 2010 @ 12:06 pm
35. Antony Pranata
Congratulations! Please include me in the draw too… :)
My current financial priority is to build a portfolio with proper assets allocation. I have lost a lot of money during last crash due to bad asset allocation; too much high-risky stocks and no diversification.
Dec 6th, 2010 @ 12:08 pm
36. Alice
Congratz! I’m graduating and will be starting full time work soon. I have no debt to pay off, so I want to start building a long term RRSP portfolio for retirement and to defer tax. I also want to start saving for a downpayment for a condo within 5 yrs.
Dec 6th, 2010 @ 12:10 pm
37. Sam
Congratulations! Thanks for the great work for the past 4 years!
Dec 6th, 2010 @ 12:16 pm
38. geoff
Priority – contribute to investments and paying down mortgage while not picking up any consumer debt. Not one dollar. Not easy with daycare costs being what they are in TO.
Dec 6th, 2010 @ 12:25 pm
39. BillT
Congrats on your entertaining blog and its continued success. Priority – Build a passive income portfolio.
Dec 6th, 2010 @ 12:27 pm
40. Daryl
Pay Off Debt
Pay Off Mortgage/Max TFSA/Max RRSP
Build Non Registered Portfolio
Dec 6th, 2010 @ 12:28 pm
41. Col
Congratulations. Priority is Mortgage
Dec 6th, 2010 @ 12:30 pm
42. James
I found the blog last year and I am thankfull that I did. Since I am young and have no debt, my current priority is to continue to save for a substancial downpayment and to continue investing 10% of my net income.
Dec 6th, 2010 @ 12:31 pm
43. Catherine
My current priority is to pay off my student loan and continue to put small amounts into my RRSP each month.
Thanks!
Dec 6th, 2010 @ 12:32 pm
44. joe
Great general information for someone getting close to retirement, your links are very high quality no need to worry about there intentions are information not sales
Dec 6th, 2010 @ 12:33 pm
45. Steve Zussino
Current priority is to support my wife. She is starting her new role as a mortgage broker in Victoria. Like any new business it takes time to develop referrals and I know she will be a success.
Dec 6th, 2010 @ 12:34 pm
46. Jon
Congrats on 4 years. I’ve been visiting here for over three years myself.
My current priority is to retire my mortgage, and increase my passive income by way of dividends.
Dec 6th, 2010 @ 12:34 pm
47. Miilionaireby45
Pay down debt is my number one priority. I am also very focused on building my portfolio.
Dec 6th, 2010 @ 12:35 pm
48. bcrmt
Hey MDJ, thanks for 4 years. A lot of very good info from here has helped us out. We are further ahead thanks to your blog! Priorities are:
pay down mortgage
max out TFSA’s
freedom 55 or younger
Dec 6th, 2010 @ 12:37 pm
49. Chris D
I have learned alot from your site. My goal is to get a Smith Manoeuvre set-up on our mortgage this year.
Dec 6th, 2010 @ 12:39 pm
50. Uncle El
Hello there and congrats on a good four years eventhough I have only been a reader since March 2010. But now to matter of hand, my financial priority is to pay down my school loans and then save for at least 5 months of expenses after that.
Dec 6th, 2010 @ 12:42 pm
51. Joel
congrats on 4 years.
my priorities.
1) live frugally
2) pay down debt
3) save save save.
Dec 6th, 2010 @ 12:44 pm
52. Pete
Priority: Build retirement portfolio
Dec 6th, 2010 @ 12:49 pm
53. BluenoserinCowtown
congrats on all of the progress over the last 4 years, I have learned a lot reading your blog…thanks!
my priority is to pay off our mortgage
Dec 6th, 2010 @ 12:53 pm
54. k
Way to go!! What a milestone!!
Priority —> decrease the debt while the rates stay low
Dec 6th, 2010 @ 12:55 pm
55. Todd F
Signed up, current priority is to pay down debt.
Dec 6th, 2010 @ 12:57 pm
56. chantl01
Love this blog – it’s one of the websites I visit daily. In addition to RFD, of course! Smartcanucks is another good one.
My financial priorities are all about paying down the mortgage. I’ve dropped my remaining amortization from 20 to 6 years so far, by increasing payments and adding lump sums. I have about 2 1/2 years left on my current term, on a variable, so the way things are looking, I’m hoping I might actually get it paid off within that term. Mortgage free at last!!
Dec 6th, 2010 @ 12:59 pm
57. Jason
Good job MTJ! My biggest priority is getting as much paid down on our (admittedly large) mortgage.
Dec 6th, 2010 @ 1:07 pm
58. Finance_Addict
build portfolio as mortgage payed off in Oct 2010.
Congrats on 4 yrs.
Dec 6th, 2010 @ 1:12 pm
59. Jane Smith
Trying to pay down debt and save for my children’s education. I love your blog – it keeps me focussed on what’s important for when I’m ready to build wealth.
Dec 6th, 2010 @ 1:12 pm
60. Luc Richard
Another great contest. My priority is to pay down debt
Dec 6th, 2010 @ 1:12 pm
61. Chao
Congratulations. My current goal is to quit my full time job!!!!
Dec 6th, 2010 @ 1:12 pm
62. Jonathan Simon
My current goal is to save as much as I can for my retirement and vacation while still putting enough away to add value to our home and pay down the mortgage faster.
Dec 6th, 2010 @ 1:13 pm
63. Jim Yih
Congratulations on your anniversary. You should be very proud of your achievements. My goal is to build the income in my new business.
Cheers!
Jim
Dec 6th, 2010 @ 1:14 pm
64. Nathan
Hello there and congrats on a good four years! All these years I enjoyed your blog. Keep up the good work.
My priorities are,
Consolidate all registered account with one brokerage account.
Improve my trading skills and enjoy my wonderful life.
Dec 6th, 2010 @ 1:14 pm
65. Chad
I’ve been following for about a year and really enjoy the posts and discussion. As my mortgage is almost paid off now, I am focusing on maxing out my TFSA’s and creating passive investment income.
Dec 6th, 2010 @ 1:14 pm
66. andrewbpaterson
Congrats…I’ve been following for several years now!
Current priority: pay down debt within 6 months, then accumulate a 4 month savings reserve by the summer of 2012.
Dec 6th, 2010 @ 1:14 pm
67. Doug
Working on building wealth…TFSA first and then RRSP.
Dec 6th, 2010 @ 1:15 pm
68. Saver
Great post MDJ, keep up the good work. For the contest entry our priorities are:
Pay down debt
Increase savings through TFSA and stock porfolio
Dec 6th, 2010 @ 1:16 pm
69. Rod
Great job!
Our priority is to build our real estate portfolio.
Dec 6th, 2010 @ 1:16 pm
70. Elaine M Tarrant
Build a portfolio, asap!
Dec 6th, 2010 @ 1:16 pm
71. Shelly
My goal for 2011 is to continue to save for a down payment!
Dec 6th, 2010 @ 1:16 pm
72. Brian
My priority is to pay down our debt, continue to build our portfolio’s and savings.
Dec 6th, 2010 @ 1:17 pm
73. Jeff
Gret website.
Priority arrange finances to cover all retirement cost for next 30 years.
Dec 6th, 2010 @ 1:18 pm
74. James
My priority is to pay down our mortgage, develop an RESP for our child, and continue to build on our portfolio and savings.
Dec 6th, 2010 @ 1:18 pm
75. Linda R
Excellent reading – thanks! Currently on disability recovering from illness. Hopefully back to work in the new year, then priority is to catch up and pay down debt, including mortgage.
Dec 6th, 2010 @ 1:19 pm
76. Senk
My financial priority is making pre-payment on my mortgage.
Dec 6th, 2010 @ 1:20 pm
77. Chris
Congrats on 4 years! Great Website! Current Priority: Pay down debt.
Dec 6th, 2010 @ 1:20 pm
78. PoorFella
Congrats on the 4 years! Current goal: pay down debt
Dec 6th, 2010 @ 1:21 pm
79. RI
Congratulations, wish you ever success!
Dec 6th, 2010 @ 1:21 pm
80. Phong
Congrats on 4 big years. I’ve enjoyed reading the blog for almost that long. My current priority is to build a portfolio and get some passive income.
Dec 6th, 2010 @ 1:23 pm
81. Pat
Great site. Been following for about 2 years now and keep coming back for more tips. Current priority for us right now is to complete some home reno’s and get portfolio adjusted for the when the economy strengthens some more.
Dec 6th, 2010 @ 1:23 pm
82. Miss T
Congratulations on your anniversary. 4 years of blogging is definitely something to celebrate. My current financial goal is to pay off our LOC and save for a baby.
Dec 6th, 2010 @ 1:23 pm
83. Stephen
Crush the mortgage!
Dec 6th, 2010 @ 1:23 pm
84. Alyson
Enjoy reading your blog daily. Keep up the good work.
Dec 6th, 2010 @ 1:24 pm
85. Patrick
Long-time reader, but have never signed up till now. Goals right now are paying off the mortgage and getting the retirement maximized
Dec 6th, 2010 @ 1:26 pm
86. George
Our number one priority is to burn the mortgage. Only 20 months to go!
Dec 6th, 2010 @ 1:26 pm
87. Stacey
1. Pay off the student debt.
2. Double up the mortgage payments.
Dec 6th, 2010 @ 1:27 pm
88. Michelle
Congrats on four years!
In 2010 we filled our emergency fund and maxed out the rrsp. Our goal for 2011 is filling our tfsas and paying for some home renos.
Dec 6th, 2010 @ 1:27 pm
89. Mike from Toronto
Congratulations on the anniversary. My current goal is to pay down the stubborn debt!
Dec 6th, 2010 @ 1:27 pm
90. Denise
Congratulations! My current priority is paying of my mortgage while trying to build a portfolio.
Dec 6th, 2010 @ 1:30 pm
91. Adam
Priority: dividend stocks
Dec 6th, 2010 @ 1:30 pm
92. Kirk
My financial priority is to pay off our mortgage. It is our first one, but we are hoping to pay the entire thing off by the end of the term (5 years). So far so good.
Dec 6th, 2010 @ 1:30 pm
93. Darren
We’re maxing out our RRSP’s, TFSA’s and putting as much against the mortgage as possible.
Dec 6th, 2010 @ 1:31 pm
94. Astrid Moise
Signed up. Hope I win. On the investing track. Wish we were doing as well as you guys are.
Dec 6th, 2010 @ 1:33 pm
95. Steve Winters
Congratulations!! It’s been a great 4 years of reading and education.
My priority is to keep paying extra payments on my mortgage and have it paid off in a few years.
Dec 6th, 2010 @ 1:33 pm
96. Alison
Congrats on four years of blogging! I enjoy your posts. My current financial priority is putting a dent in my mortgage as I have just purchased a home as well as maxing out my TFSA.
Dec 6th, 2010 @ 1:34 pm
97. Emily
Congrats FT!
Our priorities are to pay off all existing debt (exc mortgage) max TFSA and RESPs…ahh yes and bring our net worth out of the negative! About -$2300 now and going strong.
Dec 6th, 2010 @ 1:36 pm
98. Florence
signed up for newsletter! my priority is to pay off debt!
Dec 6th, 2010 @ 1:37 pm
99. Rick
Current financial priority – growing the portfolio to retire within 10 years.
Dec 6th, 2010 @ 1:39 pm
100. sneeker
Priority – Pay off debt! Thanks!
Dec 6th, 2010 @ 1:42 pm
101. Trevor
Current goals are building portfolio and saving for down payment on triplex.
Thanks.
Dec 6th, 2010 @ 1:43 pm
102. KLM
Priorities:
1. Building my portfolio. Continue taking full advantage of TFSA and RESP (our continued saving habits always enable this).
Dec 6th, 2010 @ 1:43 pm
103. Janis
Congrats on 4 years!
My current goal is to build my downpayment.
Dec 6th, 2010 @ 1:43 pm
104. Willie
Congrats! My current goal is all about saving up enough to put a 20 to 25 percent down on my first home.
Dec 6th, 2010 @ 1:43 pm
105. James
Currently I am looking at paying down debt
Dec 6th, 2010 @ 1:43 pm
106. RobW
Congratulations on the anniversary. Building RRSPs is top priority right now.
Dec 6th, 2010 @ 1:44 pm
107. Richard
My goal is to have no debt and a portfolio of 1 million in stocks and fixed income securities
Dec 6th, 2010 @ 1:46 pm
108. Craig
Looking to build my income generating portfolio within my TFSA
Dec 6th, 2010 @ 1:46 pm
109. Peter
Currently I would like to pay down debt and then pump my my money into investments.
Dec 6th, 2010 @ 1:47 pm
110. Christy
Would love to be debt free in 5 years!
Dec 6th, 2010 @ 1:48 pm
111. Raj
Our family’s (of 4) current priority is to build our portfolio and achieve a $1M Networth by Year 2013.
Cheers,
Raj
Dec 6th, 2010 @ 1:49 pm
112. Kevin Bundscho
Hi FT, longtime reader, first time poster. Congratulations on 4 year milestone. Longterm financial priority is FI, short-term priority is to save 10K in time for new home closing Sept/2011.
Dec 6th, 2010 @ 1:50 pm
113. Kevin
Since starting reading your blog, I too have been calculating net worth monthly. What a great eye opener! I’m happy to say that my priority is no longer paying off debt (as it’s all paid off except for the mortgage) and saving up for a replacement car…something with more room for the golden retriever.
Dec 6th, 2010 @ 1:51 pm
114. rob remmer
Currently looking to pay down Home line of credit but still have money to enjoy some of the finer things in life – like an ipod touch- This could help with my savings plan. Thanks
Dec 6th, 2010 @ 1:51 pm
115. Ell
Max out my TFSA
Dec 6th, 2010 @ 1:55 pm
116. Will
Paying down debt for me.
Dec 6th, 2010 @ 1:56 pm
117. ROBERT SCOTT
sIGNED UP cURRENT FINANCIAL PRIORITY — SAVING
Dec 6th, 2010 @ 1:57 pm
118. Ryan
Current priority is paying down our upcoming mortgage, hope to do so within 11 years…time to crack down on expenses!
Dec 6th, 2010 @ 1:58 pm
119. DavidV
Paying off my mortgage (my only debt) while also saving. But, I’m putting more money towards debt.
Dec 6th, 2010 @ 1:59 pm
120. Jamas
Pay down mortgage! I’m jealous you are now mortgage free.
Dec 6th, 2010 @ 2:00 pm
121. maureen C
Congratulations! My goal is to pay down debt and then save for retirement
Dec 6th, 2010 @ 2:03 pm
122. Jeff_S
Paying down the mortgage – we’re living on my paycheque and putting my wife’s directly against the mortgage.
Dec 6th, 2010 @ 2:03 pm
123. Chet
Pay down debt on principal residence.
Dec 6th, 2010 @ 2:04 pm
124. Susan
Really enjoying your blog. I’m on a similar journey (though later in life, so a little more time pressure). Started 7 yrs ago with $35K, now have net worth of $650K. Going for the million within 2 years (by the time I’m 50). Thanks for the inspiration!
Dec 6th, 2010 @ 2:04 pm
125. Brian
Congrats on 4 years! I’m saving to buy my first house.
Dec 6th, 2010 @ 2:05 pm
126. Scott
Paying down debt is our first priority for the new year. Having low interest rates at this time is helping us to achieve this goal faster.
Dec 6th, 2010 @ 2:06 pm
127. qubikal
Congratulations! and thank you for sharing your financial knowledge! I remember finding out about your site 4 years ago when I was trying to figure out how to implement the Smith Manueover.
Current priority is to finish off paying down the mortgage within the next 2-3 years.
Dec 6th, 2010 @ 2:06 pm
128. Mike Fuellbrandt
My current financial priority is to pay down my mortgage, and increase our family savings.
Dec 6th, 2010 @ 2:07 pm
129. Lanette
Congrats on making it to four years! I’m already a MDJ newsletter subscriber. My current financial priority (aside from selling a house and buying one in a far more expensive market) is building my emergency fund
Dec 6th, 2010 @ 2:07 pm
130. Jusebastien
Priorities:
-Finish paying off mortgage (ends in 10 months)
-Complete product prototype to start my own company
Dec 6th, 2010 @ 2:08 pm
131. nobleea
congrats FT, i think i’ve been following you for close to 4 years. maybe 3.5
priorities for 2011:
refinance mortgage into a lower rate
finish home renos
increase net worth by 35%.
Dec 6th, 2010 @ 2:14 pm
132. RJ
Just signed up – love your blog. My current priority is to pay down my LOC (used to finance the down payment on our new house to avoid CMHC premiums).
Dec 6th, 2010 @ 2:14 pm
133. bdelaur
Congrats on 4 years, been following your progress, well done. Me: max RRSP/TFSA every year, pay down mortgage thereafter.
Dec 6th, 2010 @ 2:18 pm
134. dannycanuck
Our priorities:
-Max out RRSP contributions 2010
-Invest tax return in TFSA
-Pay down mortgage $20,000 in 2011
Great site!
Dec 6th, 2010 @ 2:18 pm
135. Debbie
Current goal: pay down debt on home. Secondary goal, quit obsessing about paying down debt and purchase some new appliances that aren’t white and discoloured yellow on certain parts.
Dec 6th, 2010 @ 2:20 pm
136. J Oakley
Interesting. Just signed up for the new newsletter. Always enjoy reading this blog, especially since it has Canadian information.
My priority is savings, and learning to manage them.
Dec 6th, 2010 @ 2:20 pm
137. Gerry
1) Diversify investments out of cash
Dec 6th, 2010 @ 2:21 pm
138. Judy
congrats on 4 years! priority is to simplify finances and get ready for retirement- 2 years away
Dec 6th, 2010 @ 2:22 pm
139. Jon
Congrats on 4 years. I’ve found a lot of value in your blog. Keep it up!
My priority is to build a passive income stream to reduce my dependency on traditional employment (while preserving and ideally growing capital, of course).
Dec 6th, 2010 @ 2:29 pm
140. Sean
Build savings/portfolio.
Dec 6th, 2010 @ 2:29 pm
141. Marianne O
Wow – 4 years – that’s a long time in cyberland! Good for you!
My current priority is building up our TFSAs for 3 purposes: emergency fund, expected expenses (e.g. replacing our car), and funding a family vacation. We’re already on track with our retirement savings, but way behind on the three items above.
Dec 6th, 2010 @ 2:30 pm
142. Elbyron
Congrats! My main focus right now is to put every extra dollar towards paying down the mortgage.
Dec 6th, 2010 @ 2:34 pm
143. Doug
signed up – priority is currently paying down the mortgage…well mine is. my wifes priority is adding cash to her bank account! She loves having “safe” money
Dec 6th, 2010 @ 2:35 pm
144. Lisa
My current priority is to pay down debt…
Congrats on 4 years!
Dec 6th, 2010 @ 2:36 pm
145. No Fees For Me
My priority – get off my butt and invest the cash sitting in my trading account.
Dec 6th, 2010 @ 2:36 pm
146. Roberto
Thanks for all the great content! I enjoy the blog everyday. My current financial priority is to increase my savings! Thanks for all the help:)
Dec 6th, 2010 @ 2:40 pm
147. Susan
Congratulations!!
I’m a newsletter subscriber from before, and my priority is paying down my mortgage.
Dec 6th, 2010 @ 2:48 pm
148. RRS
My main priority is to pay down our mortgage with some leveraged investments (Smith Maneouvre).
Dec 6th, 2010 @ 2:53 pm
149. Raf
Priority: Pay down debt.
Dec 6th, 2010 @ 2:54 pm
150. Garrett
Pay down debt (student loans + mortgage)
Dec 6th, 2010 @ 2:55 pm
151. Marypat
Congratulations! My priority is increasing our portfolio as retirement is just around the corner.I have become increasingly interested in dividend investing as I read the financial blogs.
Dec 6th, 2010 @ 2:55 pm
152. Neeraj
Current priority: pay off the mortgage and increase RRSP contribution to save taxes.
Dec 6th, 2010 @ 2:58 pm
153. Anu
my priority is to save taxes
Dec 6th, 2010 @ 3:02 pm
154. Mark
Current Priority: Eliminate all non-mortgage debt. On target to be done by end of 2011.
Dec 6th, 2010 @ 3:02 pm
155. Mary M
Retirement planning.
Dec 6th, 2010 @ 3:06 pm
156. Slacker
Current Priority: Maintain budget discipline, reduce frivolous spending (lattes and eating out), and increase higher-quality spending (travelling)
Dec 6th, 2010 @ 3:14 pm
157. Graeme Hussey
Current priority-building wealth through real estate
Dec 6th, 2010 @ 3:18 pm
158. L. Yang
Current Priority: Paying off all line of credit debt and re-building emergency fund.
Dec 6th, 2010 @ 3:21 pm
159. Future Money-Bags
4 years, look at all you have accomplished!!
4 years ago is when I started seriously saving money as well.
Now I am well ahead of most people my age (financially) due to saving and being frugal and living below my means.
Never had debt, and I hope the only debt I will ever have is a mortgage. :)
Thanks for helping me on my personal Journey!
Dec 6th, 2010 @ 3:26 pm
160. Heather
Wow – what a great giveaway!
Thanks for four years of fun (even though I’ve only been reading for one!).
My priority is maxing out my TFSA for 2011 (2010 is already done!).
Thanks again,
Heather
Dec 6th, 2010 @ 3:27 pm
161. J Li
Congratulations on the milestone. My current priority is to eliminate the balance on my line of credit, and also to pay down the mortgage taking advantage of the low fixed rate.
Dec 6th, 2010 @ 3:31 pm
162. Big E
Congrats on the 4 year mark! My priority – pay down mortgage while slowly building portfolio at the same time.
Dec 6th, 2010 @ 3:34 pm
163. sean
Congrats on the anniversary and thanks for all the solid financial advice. It’s been a pretty wild four years.
My top priority: Continue growing that down payment for a home.
Dec 6th, 2010 @ 3:36 pm
164. TomC
pay off mortgage, then all $$ into RSPs!
Dec 6th, 2010 @ 3:38 pm
165. Bill
Congratulation , my current priority is to pay off the mortgage .
Dec 6th, 2010 @ 3:39 pm
166. Dean
Our current priority is to continue maxing out our TFSA’s and to pay down non-deductible debt. Congrats on 4 years already!
Dec 6th, 2010 @ 3:39 pm
167. Eric
Congrats on your 4th year. MDJ is a core holding in my financial blog portfolio.
Priority – pay down the non-deductible portion of our mortgage and establish a well diversified index-based retirement portfolio.
Dec 6th, 2010 @ 3:44 pm
168. Joel
My current goal is a very simple one: create an actual budget and do a better job or tracking all expenses – every last dollar! My wife and I are very good savers, are aggressive with our mortgage, and both earn very good salaries. However, I always feel as though we should have more to show for it at the end of the year. I think we spend too much on things that we otherwise would not if we did a better job of tracking where all our money went.
Dec 6th, 2010 @ 3:47 pm
169. youngandthrifty
Congratulations on your amazing success MDJ!
Happy 4 year Blogiversary!
I guess a lot of PF blogs start up around this time, eh? (me, you, The Financial Blogger)
Here’s to many many more years and working a 4 hour workweek with your website!
My current most important financial goal is… pay off my mortgage, because I just got one! :)
Dec 6th, 2010 @ 3:51 pm
170. Erik
Congrats! My current financial priority is to review my investment strategy while building my portfolio and increasing my savings.
Dec 6th, 2010 @ 3:52 pm
171. Chris
Congratulations on the 4 years. I enjoy reading all of your articles (current and past postings). Current priorities are to build passive income and reduce our debt.
Dec 6th, 2010 @ 3:54 pm
172. Gene
Currently trying to build my portfolio! Thanks MDJ!
Dec 6th, 2010 @ 3:54 pm
173. Bud Davidge
Congratulations. Continue to build wealth and learn as much from
sites like MDJ as possible to make it happen.
Dec 6th, 2010 @ 3:55 pm
174. LB
Current financial goals are:
1) Build up emergency savings again
2) Pay off all credit cards (remaining debt)
3) Put more money into savings
4) Go back to College and finish with no debt!!!!!
Dec 6th, 2010 @ 3:56 pm
175. Darren
priority= paying off mortgage, building retirement portfolio
Dec 6th, 2010 @ 3:56 pm
176. Marie Soulsby
Congrats on 4 years headed in the right direction. I have several interests in the newsletter – but my most important one right now is tax reduction.
Dec 6th, 2010 @ 3:56 pm
177. Jason
Congrats on 4 years, heres to many more!
Our current household goal is to pay off the mortgage by Xmas 2014.
Dec 6th, 2010 @ 4:01 pm
178. Peter
Congrats on the 4 years! My goal is to win the lottery! But failing that which I am sure I will since I don’t even buy tickets, portfolio building is my main goal.
Dec 6th, 2010 @ 4:05 pm
179. ethan
congrats ! Wow 4 years. My goal is to pay off my mortgage.
Dec 6th, 2010 @ 4:10 pm
180. mcmatterson
More than all other personal finance blogs, I have gone back to the archives on yours anytime I need clarification or insightful opinions on a topic. This stuff is gold. Thank you.
Dec 6th, 2010 @ 4:10 pm
181. David
current goal – build portfolio
Dec 6th, 2010 @ 4:13 pm
182. isabella nat
good job with this!
Dec 6th, 2010 @ 4:17 pm
183. Mateo
Hi! Finally subscribed to your newsletter after two years of following your blog. Keep up the work, it’s a great community here!
My priority for the last two years has been paying off our giant Canadian student loans. It’s been rather boring really, but looking forward to being in the plus and then really having some fun! :-) One more year hopefully!
Dec 6th, 2010 @ 4:19 pm
184. ASH 37
Nice giveaway! My goal is to build a DIVERSIFIED portfolio by adding new pieces everytime I have enough money saved.
Dec 6th, 2010 @ 4:20 pm
185. Onil
I’m looking for ways to save more and I’m going to work on a portfolio soon. Just about everything I have is in cash right now.
Dec 6th, 2010 @ 4:22 pm
186. joncosmo
Saving 20% down-payment for first home.
Dec 6th, 2010 @ 4:27 pm
187. Frog of Finance
My priority right now is putting money aside to purchase my next car — cash. I plan on buying next year.
I may end up getting a car loan anyway, if the terms make sense. But I’ll know when I go shopping that I can pay the car in full and not rely on a loan.
Dec 6th, 2010 @ 4:28 pm
188. Marc
Good Job on the blog :)
Dec 6th, 2010 @ 4:41 pm
189. DanP
4 yrs..wow, congrats!
I have some lower interest loans, but right now im attempting to save up for a house. Avoid as many CMHC fees as i can!
Dec 6th, 2010 @ 4:45 pm
190. Marc
My priority – building up emergency cash :)
Dec 6th, 2010 @ 4:48 pm
191. andy
Congrats on the 4 year journey
been reading your site a few months ago, signed up for the newsletter just now and my financial priority is to save up for my first home, got my downpayment but working towards extra savings for the rainy day funds
Dec 6th, 2010 @ 4:49 pm
192. Steve
Paying down the mortgage is #1 for us currently.
Dec 6th, 2010 @ 4:50 pm
193. tripleBottomLine
Thank you for continuing the MDJ blog! My financial priority is paying down debt (my mortgage) whilst maximizing my RRSP contributions.
Dec 6th, 2010 @ 4:50 pm
194. Erick
Current financial priority: Save up enough to ease into semi-retirement in the next few years.
Dec 6th, 2010 @ 4:53 pm
195. Alice
building retirement portfolio is my current priority.
Dec 6th, 2010 @ 4:56 pm
196. Brad
I’m trying to pay off debt and build our saving account at the same time. We’ll see how that goes. I might just dump it onto the debt but would rather have a “fall back” account just in case I get fired :-)
Dec 6th, 2010 @ 4:58 pm
197. Brian C
Pay off Mtg in next 26 months and then continue to build my retirement portfolio focussing on income. Hopefully in the next decade it can replace my current work income so I can retire!
Dec 6th, 2010 @ 4:59 pm
198. Chris
Woo 4 years! My priority is to invest like crazy so I can retire early
Dec 6th, 2010 @ 5:06 pm
199. flying dutchman
Love the posts, learning lots, my main focus is paying down mortgage.
Dec 6th, 2010 @ 5:07 pm
200. Jamie
My priority is to build up a retirement portfolio by making the right investment.
Dec 6th, 2010 @ 5:14 pm
201. dnaman
CONGRATS! From this site, i created and tracked our own net worth. Currently we have a mortgage as the largest debt (220k) but also have substantial RRSPs (200k) and equity not too bad (200k). The rest (savings/TFSA, etc..) are all minor numbers relatively speaking.
Dec 6th, 2010 @ 5:15 pm
202. JED
Wow! Congratulations on the 4 years. My current interest is learning how to build more income. I have most of my debt under control for now.
Dec 6th, 2010 @ 5:16 pm
203. Mel
Congrats on 4 years! I have been a long time reader and wish you nothing but future success!!
Our current priority is to pay down the mortgage and catch up on available contribution room for the RRSP. Now that we have no other consumer debt, these two goals are much more attainable.
Dec 6th, 2010 @ 5:17 pm
204. Caitlin
Congratulations on 4 years!!
I’m already subscribed to your newsletter! ^_^
Right now my goal is to pay off debt.
Dec 6th, 2010 @ 5:18 pm
205. AM
My priority – get rid of the mortgage
Dec 6th, 2010 @ 5:21 pm
206. Richard
Right now my goal is to pay off my mortgage.
Dec 6th, 2010 @ 5:22 pm
207. Amy
my priority right now is to build up our portfolios and paying down our mortgage
Dec 6th, 2010 @ 5:43 pm
208. Jeff G
We are just about to finish paying off our mortgage so we are now focusing on saving for retirement.
Dec 6th, 2010 @ 5:55 pm
209. QCash
My priority is to catch up on all the past articles of MDJ that I have missed because I have been so busy :-)
PS FT – note my new email address.
Dec 6th, 2010 @ 5:56 pm
210. Mike
Current priority is retirement and newborn education fund!
Dec 6th, 2010 @ 5:58 pm
211. Feizal
Priority right now is paying down our mortgage and building up my Smith Manoeuvre portfolio.
Thanks for a great 4 years and many more!
Dec 6th, 2010 @ 5:59 pm
212. Tim
Looking to get into the “green” in the stock market and purchase a house.
Dec 6th, 2010 @ 6:04 pm
213. Greg
Congratulations on 4 years.
2 priorities: pay down line of credit and pump money into RRSP.
Dec 6th, 2010 @ 6:08 pm
214. Leanne
Biggest financial goal – to balance retirement income with desired retirement activities.
Dec 6th, 2010 @ 6:15 pm
215. Murugesan M
priorities: learn and stock trading
Dec 6th, 2010 @ 6:16 pm
216. Zip
Congrats, MDJ!
Wish you many more years of successful blogging, FT.
My priority? SAVE, SAVE SAVE.. :)
Dec 6th, 2010 @ 6:23 pm
217. Mark F
Congratulations on 4 yrs. My priority is to build up my portfolio.
Dec 6th, 2010 @ 6:25 pm
218. Briana @ GBR
Congratulations on 4 years strong!! I’m sure it’s been hard but I see it’s done great things for your financial situation.
My current priorities are to pay down my debt and save up an emergency fund. It’s going to take a while, but no one said it’d be easy. I just have to be determined and dedicated.
Dec 6th, 2010 @ 6:36 pm
219. Allawi
Congratulations!
Top priority this year is paying down my debt.
Dec 6th, 2010 @ 6:40 pm
220. Ashleigh Grange
Congratulations on your 4-year milestone! What an exciting time for you, and the success you have achieved to date is impressive.
My current priority is to pay down debt. I have a car loan that I got in March of this year that I am aggressively trying to pay down. Once that’s done, I’m putting the pedal to the metal to pay off my outstanding student loans. Hopefully within the next 1-2 years will be debt free.
Dec 6th, 2010 @ 6:49 pm
221. Frank
Congratulations !
always an entertaining and informative read which many times echoes things I did years ago – before the internet existed!
My priority is to maintain my nestegg an achieve a perpetual passive income stream to maintain my financial freedom.
Dec 6th, 2010 @ 6:53 pm
222. Sarah T
Congrats on 4 years!
I’ve been reading for at least 2 of them… maybe more. :)
Current priority – building portfolio
Dec 6th, 2010 @ 6:56 pm
223. Phil
Paying down debt is the current priority
Dec 6th, 2010 @ 6:57 pm
224. JG
Congrats on 4 years. Keep up the good work!
Priority #1: Pay down debt!
Thanks.
Dec 6th, 2010 @ 7:15 pm
225. Jenifer
My current priority is to preserve my capital and to further increase my saving so I can retire in 5 years.
Dec 6th, 2010 @ 7:20 pm
226. Daria
Our financial priority is to contribute monthly to our RESP. Congrats on 4 years! Great newsletter!
Dec 6th, 2010 @ 7:26 pm
227. BadCaleb
Congrats and thanks for continuing to provide great Canadian financial content. Our top priority is to build our investment portfolio through dividend growth stocks and index etfs/funds.
Dec 6th, 2010 @ 7:33 pm
228. Chris Tringham
Wow, some great prizes.
My priority is to create and follow my first budget in 2011.
Dec 6th, 2010 @ 7:38 pm
229. Norman
Create a balanced portfolio.
Dec 6th, 2010 @ 7:41 pm
230. Siva
Create a Dividend Growth Portfolio!
Dec 6th, 2010 @ 7:43 pm
231. Ayesha
Learn about investing and build a porfolio
Dec 6th, 2010 @ 7:43 pm
232. Ethan
The priority that my wife and I created was to start working on our savings account. This meant actually having cash available that was liquid for the first time in our lives! We now have nearly 1/3 of our desired 6 month savings thanks to smart savings techniques after only 6 months!
Dec 6th, 2010 @ 7:43 pm
233. Rob
I’d like to start paying down the debt then the mortgage but my priority right now is my upcoming wedding.
Dec 6th, 2010 @ 8:09 pm
234. Guri
current priority is to pay off the mortgage.
Dec 6th, 2010 @ 8:11 pm
235. Zdad
congrats on your 4th year. Always find your posts very informative. Would have signed up for the Money Tips Newsletter regardless but winning a prize would be icing on the cake! (please sign me up)
My Priority: fortunate that we don’t carry debt so my priority is on building a dividend portfolio as well as maxing out my newborn daughters RESP.
Dec 6th, 2010 @ 8:20 pm
236. Adam
Thank you for helping me feel optimistic. My priority is to pay off the debt from my student loan.
Dec 6th, 2010 @ 8:29 pm
237. Melanie Samson
Thanks for the great content!
Dec 6th, 2010 @ 8:48 pm
238. Kashif
Curent priority is to pay down my debt
Dec 6th, 2010 @ 8:56 pm
239. Taylor
Congrats on your blogiversary!
My priority is to pay off my student debt!
Dec 6th, 2010 @ 8:57 pm
240. Natalie
current priority, make it through maternity leave on the savings I have set aside. Then once back at work in 8 months my priority is to get rid of my remaining student loan.
Dec 6th, 2010 @ 9:09 pm
241. Kenny
Current priority: save! (with the help of your blog of course)
Dec 6th, 2010 @ 9:13 pm
242. Brian
Priority – Building Savings
Dec 6th, 2010 @ 9:18 pm
243. Kyle
Great Contest: My current priority is to save up enough to begin the Smith Manuevre.
Dec 6th, 2010 @ 9:35 pm
244. Bryce
Priorities:
1. Pay down student loans
2. Save up down payment for my first house
3. Save up for an engagement ring
In any order.
Dec 6th, 2010 @ 9:48 pm
245. Kevin
1. Invest
2. Pay down Home
3. Invest
Dec 6th, 2010 @ 9:55 pm
246. John Lee
Congrats on the 4 years. Without a doubt, one of the best PF blogs around.
My current financial priority is to pay down my mortgage.
Dec 6th, 2010 @ 10:00 pm
247. Patrick
I currently have three priorities for investing, all with different portfolios. My first is to earn more interest than a high interest savings account; this will be used as down payment on my condo in 8 months (fingers crossed!). Second is long-term vacation planning: I’m planning a trip to Antarctica in 2014. The third is retirement: starting early = more savings.
Dec 6th, 2010 @ 10:05 pm
248. Jamie Stevenson
Currently working on paying my way through school. Cheers
Dec 6th, 2010 @ 10:21 pm
249. Nick
Congrats! Currently my priority is to increase my registered portfolio.
Dec 6th, 2010 @ 10:24 pm
250. Nicolas
Current goal is to decide how much is worth a better job that pays less than the present one. How does one calculate that.
Dec 6th, 2010 @ 10:35 pm
251. Ben
Top priority is to eliminate the mortgage.
Dec 6th, 2010 @ 10:36 pm
252. Steph
Congrats on this anniversary !
My top priority in 2011 is to keep investing in my RRSP, TFSA and RESP for my two kids at the same rate as 2010.
Dec 6th, 2010 @ 10:42 pm
253. Jenny B
Paying down debt is my priority right now.
Dec 6th, 2010 @ 10:45 pm
254. Neal
Love the site, been reading your blog for awhile now.
My current plan is start building a portfolio after having secured a full time position. Currently looking at the couch potato strategy, contributing to my RRSP, and maxing out my TFSA.
Dec 6th, 2010 @ 10:50 pm
255. Luc.s
My current financial priority is to start an rrsp and fund a 6 month emergency account.
Dec 6th, 2010 @ 10:57 pm
256. Bobby
Paying off schoooool. Bahhhh
Dec 6th, 2010 @ 11:07 pm
257. Dane
My goal is to get rid of my 150K mortgage as soon as humanly possible!! :)
Dec 6th, 2010 @ 11:18 pm
258. John
Goal – preserve what I have during retirement.
Dec 6th, 2010 @ 11:28 pm
259. Colin
Congratulations on 4 years.
My goal is for my wife and I to retire at 50. In order to accomplish this, our priorities are:
1. Pay off mortgage – only 30k left
2. Maximize RRSP, TFSA, RESP contributions
That is it.
Dec 6th, 2010 @ 11:40 pm
260. Imad
Congrats for the great work, I only knew the basics with investing and you helped me leverage alot more on my current investment. No wonder there is that many people subscribed!
As for my financial goal in 2011 and my priority, save 25% of the price of the new house I am planning to move into so I can avoid any mortgage insurance.
Keep up the great work and looking forward to you next posts!
Dec 6th, 2010 @ 11:41 pm
261. Ken Sidloski
Current priority; set up DRIP plans for Canadian companies (about 10 or so) and make quarterly payments to my favorites to avoid MERs and fees. currently have 7 started with 1 OCP, planning to make the other 6 OCP’s by end of December.
Next is to set up TFSA for myself and wife (hopefully by end of 2010)
and sometime in 2011 set up a leveraged account (similar to Smith Manouvre) to invest through an online broker to capialize on capital gains AND dividends TAX FREE.
Dec 6th, 2010 @ 11:51 pm
262. Scott
I’ve learned a lot since I started reading. Thanks!
My priority – get rid of that dang old mortgage!!
Dec 7th, 2010 @ 12:05 am
263. Illest Sniper
Awesome blog – my favourite financial blog by far.
Top financial priority – build up savings in order to make a solid down payment for a house.
Dec 7th, 2010 @ 12:08 am
264. Judy
Congratulations on your success.
My priority is to be completely consumer debt free by April 2011. You are an inspiration.
Dec 7th, 2010 @ 12:12 am
265. Triple_Eh
Congrats! My goal is to build my portfolio and net worth.
Dec 7th, 2010 @ 12:13 am
266. Birdie
My goal is to save for a 20% downpayment on my first home.
Dec 7th, 2010 @ 12:14 am
267. Mehul
Congratulation MDJ. I am reading your blog since a year. It is very helpful. My priority is to pay down my mortgage as well as increase my RRSP and RESP portfolio. Thank you very much for you information. Keep it up!!! :)
Dec 7th, 2010 @ 12:16 am
268. E.A
I don’t normally register at websites but for this occasion I have.
Dec 7th, 2010 @ 12:29 am
269. guinness416
Yay – happy birthday!!! Top priority for me is banking a big raise when they’re announced at my place at the end of this week (wish me luck y’all)! After that – socking tons o’ cash away for an expensive buy I’ve got coming in early 2012.
Dec 7th, 2010 @ 12:29 am
270. Jared
Paying off Mortgage
Dec 7th, 2010 @ 12:32 am
271. DawgeR
My goal is to enjoy life and stop worrying about the money I’ve lost
Dec 7th, 2010 @ 12:41 am
272. Stevie
Congrats FT! Current priority is to save for my wedding which is next year.
Dec 7th, 2010 @ 1:00 am
273. Sampson
Good job FT. Highest priority now is probably paying down debt.
Dec 7th, 2010 @ 1:05 am
274. Michael
Pay off my student loans and max my TFSA’s are my two main priorities.
Thanks MDJ. This site has been getting better every year. Keep it up
Dec 7th, 2010 @ 1:10 am
275. $ave
Congrats FT: I hope to buy 20 dividend paying stocks paying close to 5%
Dec 7th, 2010 @ 1:14 am
276. ZeFrench
Joyeux anniversaire MDJ!
Our current financial/personal priority is to finish our extensive renovations on time and on budget. So far so good!
Dec 7th, 2010 @ 1:15 am
277. AL
build portfolio
Dec 7th, 2010 @ 1:18 am
278. Michael Smith
Congrats on 4 years and love the articles/insight. I would like to build a portfolio.
Dec 7th, 2010 @ 1:37 am
279. Nate
Congrats! My priority is to keep building up my portfolio and max out my tfsa contribution.
Dec 7th, 2010 @ 1:46 am
280. Eric
Congratulations!
My primary goal is debt reduction. Although, I am not neglecting optimizing my RRSP and RESP.
Dec 7th, 2010 @ 2:14 am
281. coffeeordeath
Happy Anniversary,
Our priority is to build our portfolio through the Smith Manouevre – which we could not have implemented without this site!
Dec 7th, 2010 @ 2:23 am
282. Jerry Wu
Congratulations FT on the 4 year anniversary!
Came across MDJ a couple of months ago and realized we have the same goal – get to a million dollar net worth by 35 – I got 5 more years to go. After reading more articles I found out we both are frugal engineers at early 30’s.
Also congrats on being mortgage free. I still have 240K to pay off on my first home (in Vancouver).
First priority be building up solid portfolio in the meantime paying off mortgage slowly (taking advantage of the low interest rate).
Dec 7th, 2010 @ 2:28 am
283. Jungle
Happy Anniversary!
Our main focus right now is to pay off the rest of our car which is on 0% cc. We are currently making extra mortgage payments. I am keeping my eyes on a couple stocks to add for our SM account.
Thanks all, I hope I win!
Dec 7th, 2010 @ 2:59 am
284. Darryl
1. Invest in TSFA
2. Pay down Mortgage
3. Invest non-registered account
Congrats for 4 years! Keep up the great work!
Dec 7th, 2010 @ 3:02 am
285. Cuong
Happy Anniversary!
My priority – Pay off the line of credit before the rates go up, so I can spend it on vacations and do it all over again!
Dec 7th, 2010 @ 3:06 am
286. Flyguy1ca
Great site
Current goal: pay off mortgage :)
Dec 7th, 2010 @ 3:11 am
287. Elaine
I’ve been enjoying this blog for the past 2 years. Keep up the great work. My goals are to keep plugging away at that mortgage and to learn more about investing and retirement planning… thanks to this site!
Dec 7th, 2010 @ 3:41 am
288. Mag
Congratulations on 4 great years!
Right now my financial priority is to build a portfolio.
Dec 7th, 2010 @ 3:54 am
289. Ken
Congrats!
My main goal is to build up a portfolio. I was aiming at trying my own million dollar journey, but I don’t think that’s going to happen before I’m 35 … ;)
Dec 7th, 2010 @ 4:05 am
290. Noor
Happy Anniversary!
My current priority is to build my portfolio.
Dec 7th, 2010 @ 4:33 am
291. Marc
save up for house :)
congratulations1
Dec 7th, 2010 @ 5:17 am
292. Henry
My financial priority is to save for retirement.
Dec 7th, 2010 @ 5:44 am
293. dustin
i want to pay off all my debts, top off my chilld’s resp and my rrsp, and retire well while i stil have the ability to be physicl
Dec 7th, 2010 @ 7:17 am
294. Ron
Happy 4th anniversary!
My current goal is to build my portfolio and save enough money for down payment of my future house.
Dec 7th, 2010 @ 8:27 am
295. Warren Xavier
My current priority is to build build build (and hopefully grow) that portfolio.
Dec 7th, 2010 @ 8:36 am
296. BethO
Congrats on 4 years!
Paying off mortage July 2011!
Dec 7th, 2010 @ 8:56 am
297. Andrew
Congratulations, your blog has been a great aid to us.
Our current priority is 60% pay off mortgage and 40% passive income.
Dec 7th, 2010 @ 9:08 am
298. Frank
Looking forward to reading the newsletter. My current priority is to build a portfolio.
Dec 7th, 2010 @ 9:35 am
299. Lallyn
Current goal – to pay down debt and get the lowest interest rates and to continue to save.
Dec 7th, 2010 @ 10:11 am
300. Lisa J McK
Congratulations on your 4th anniversary and your progres to date toward your goal. We should all have been so wise in our twenties! My financial goal: to increase the value of my investments by 20% within 5 years.
Dec 7th, 2010 @ 10:34 am
301. Ann
My financial Priority: finish paying off my car loan in March and then start throwing all that money on our LOC to try to pay it down so we can run it up again on new windows and a deck replacement! Arrggh!
Dec 7th, 2010 @ 11:17 am
302. Peter
Congrats~
My current goal is to build my portfolio.
Dec 7th, 2010 @ 11:39 am
303. Nathan
Congrats! Really enjoyed your blog and viewpoints as well as the other contributors.
Currently building out a portfolio, would love to see more of your dividend picks and progress. Enrolled in CFA program.
Dec 7th, 2010 @ 11:52 am
304. DG
Congrats!
Working on my mortgage.
Dec 7th, 2010 @ 11:59 am
305. Play the odds
Portfolio building + savings
Dec 7th, 2010 @ 12:11 pm
306. ITS
I would like to retire from 9-5 at 45 years old
Dec 7th, 2010 @ 12:21 pm
307. Arlechino
I’ve been in school for way too long, and have been slowly building up debt over the years. My first priority is to try to keep my debt growing as slowly as possible. My second is to make the minimum contributions to programs, like my son’s RESP, which give extra benefits to low-income families. Once I actually start to earn a salary, I think I’ll focus more on building a few months of savings in a TFSA rather than paying down my debt early- the peace of mind of knowing that I have some security is worth the extra interest.
Dec 7th, 2010 @ 12:27 pm
308. bettyvee
My goal in 2010 was to pool some savings and learn as much as possible. My goal for 2011 will be to start investing.
Dec 7th, 2010 @ 12:28 pm
309. Rich
Thanks for the contest!
My priority is pay down mortgage
Dec 7th, 2010 @ 12:56 pm
310. RJ
Congrats. My goal is to consolidate my investment accounts and build my porfolio.
Dec 7th, 2010 @ 12:58 pm
311. Johnny S
Building wealth… debt pretty much paid off :-)
Dec 7th, 2010 @ 1:15 pm
312. geoff
Already newsletter subscriber.
But planning on maximizing my tfsa contribution at the beginning of the 2011 calendar. With Reits and bond funds.
Dec 7th, 2010 @ 1:16 pm
313. Alex
My priority for the new year, avoid lifestyle inflation. I’m getting a raise so I should be able to increase my savings significantly. Thanks for the contest
Dec 7th, 2010 @ 1:44 pm
314. str8jkt
Ugh, working on paying down the brand new (much too high) mortgage on the new house we just built.
Dec 7th, 2010 @ 1:44 pm
315. Sarlock
Pay off mortgage in 4 years… slowly getting there!
Dec 7th, 2010 @ 1:48 pm
316. Ryan
My #1 goal is not eliminate all consumer debt. Then I will focus on mortgage.
Congrats on the 4 year milestone!
Dec 7th, 2010 @ 1:51 pm
317. DoNotWait
Signed up! But only wanted to say : CONGRATS! Very very nice.
Dec 7th, 2010 @ 1:52 pm
318. Victor
Compounding investments by reinvesting on a continuous monthly basis and letting all interest re-invest.
Dec 7th, 2010 @ 2:04 pm
319. Andre
Congrats. My current goal is build my retirement portfolio with dividend paying stocks and ETF’s.
Dec 7th, 2010 @ 2:10 pm
320. Antoine
Congratulations, 4 years is quite an achievement! And I’m sure you must be thrilled already to think about next year with a symbolic 5 years birthday coming.
As for my priorities, I’d say that since kid #1 has arrived 6 months ago and considering I’m debt free, I’d like to improve my “money efficiency”, i.e. take advantage of all fiscal possibilities to save dimes and pennies (or more) to build up a solid education fund for my child.
Oh and, btw, Merry Christmas and happy new year to all MDJ readers!
Dec 7th, 2010 @ 2:20 pm
321. UpNorth
Great work. Currently building an emergency fund and saving for around the world plane tickets.
Dec 7th, 2010 @ 2:22 pm
322. Romeo
Congrats on 4 years. My priority is to pay down consumer debt. Then tackle the mortgage.
Dec 7th, 2010 @ 2:29 pm
323. Ed
Priority is to save up more cash for a downpayment on a condo.
Dec 7th, 2010 @ 2:31 pm
324. stacey
My priority is to build up my emergency fund.
Dec 7th, 2010 @ 2:53 pm
325. EC
Congratulation MDJ!
My priority is to pay down mortgage and build SM portfolio.
Dec 7th, 2010 @ 3:01 pm
326. DividendMan
My priority is to build up my portfolio so that when I’m 35 I can have all my basic expenses (rent, food, etc.) covered by passive income, so I could quit my job… although even if I make that goal I doubt I’ll quit working :)
Dec 7th, 2010 @ 3:11 pm
327. rq
build up emergency savings and pay down mortgage
Dec 7th, 2010 @ 3:12 pm
328. jjmclell
Just got engaged and bought a house and now finding myself over-extended. My short-term goal is to have my higher interest bank loans cleared up by Feb. 2013. After that I’d like to focus more on my investments.
Dec 7th, 2010 @ 3:31 pm
329. ahmad
Congrats FT!
Currently I am focusing on building our RRSP portfolio for retirement. All debt paid off last year.
Dec 7th, 2010 @ 4:01 pm
330. Roger G
Hey, great blog man!
Recently graduated, so focusing on paying off high interest student loans for now.
Dec 7th, 2010 @ 4:05 pm
331. Matt Sheldon
Long time reader, sometimes highly critical of your postings, don’t exclude me because of that :)
Day trader for 2 years now building a healthy portfolio
Matt
Dec 7th, 2010 @ 4:08 pm
332. Matt
Thanks for the great prizes!
I’m currently trying to save to put together a sizable down payment to buy a condo in the next couple years.
Dec 7th, 2010 @ 4:19 pm
333. Crystal
Congrats!
I’ve been very inspired by your amazing blog..
My first goal is paying off all my debts.
Dec 7th, 2010 @ 4:22 pm
334. Russell
Great site. Current priorities are to pay down debt and create a sensible exit strategy for two of the three properties that I own. Low intrest rates are hiding a huge risk potential on the horizon!
Dec 7th, 2010 @ 4:30 pm
335. Brad
I’ve been following mdj for almost the entire 4 years – it’s been a great resource. My wife and I just moved to phase 2 of life and we’re re-adjusting things so we can still pay down debt.
Dec 7th, 2010 @ 4:47 pm
336. Veronica
Congrats! My current goal is saving for a family trip to Europe in a few years.
Dec 7th, 2010 @ 4:53 pm
337. Viv
Great site. My goal is to stop chasing the wrong trades
Dec 7th, 2010 @ 5:26 pm
338. Colleen
Congratulations!! My current goal is saving for my wedding in less then a year!
Dec 7th, 2010 @ 5:29 pm
339. Rob
Current priority is to pay off LOC and followed by mortgage
Dec 7th, 2010 @ 5:30 pm
340. Steve
My priority is building wealth.
Dec 7th, 2010 @ 5:35 pm
341. Dave
Congratulations FT!
Since I started following your site a couple years ago, I have started keeping track of my own financial journey. Thanks for leading the way!
Dec 7th, 2010 @ 5:46 pm
342. N,
Congrats!!
Priorities:
Pay off mortgage and
Catch up on RRSP contributions
Dec 7th, 2010 @ 5:50 pm
343. Cory
Congrats!
Current priority is building my RRSP portfolio
Dec 7th, 2010 @ 6:05 pm
344. Marianne
Signed up thanks. 5 year priority to build equity so can send kids to university!
Dec 7th, 2010 @ 6:10 pm
345. Andre
Build up my savings and emergency back up account
Dec 7th, 2010 @ 6:16 pm
346. Christine
Thanks for the chance to win!
My current priorities are:
1) Saving – Increasing Net Worth
2) Mortgage Paydown
Thanks!
Christine
Dec 7th, 2010 @ 6:19 pm
347. David
Paying down debt, build portfolio.
Dec 7th, 2010 @ 6:25 pm
348. Joyce
Current priority: pay off debt
Dec 7th, 2010 @ 6:29 pm
349. wx_junkie
Great contest! My immediate goal is to continue SM to pay off Mortgage, then sell equities, pay capital gains taxes and complete HELOC, and have a bit left over with no mortgage payments to boot.
Dec 7th, 2010 @ 6:56 pm
350. Xander
Congratulations FT!!
My current priority is to build my financial portfolio .
Dec 7th, 2010 @ 6:59 pm
351. Steve
Wow, hearing that made me realise how long I have been reading Million Dollar Journey! My current priority is saving, for my first house
Dec 7th, 2010 @ 7:12 pm
352. Kevin M.
Congratulations on 4 years!
Current financial priority is to pay down debt.
Dec 7th, 2010 @ 7:18 pm
353. Adam Poirier
4 years? Congratulations! Here’s to many more!
My current priority? Paying down the debt.
Dec 7th, 2010 @ 7:35 pm
354. PuddleJumper
My plans are to use my re-advancable mortgage at a great rate to transform and build a portfolio and switch mortgage interest into tax deductable investment interest…Thanks FT for the site and the chance to win.
Dec 7th, 2010 @ 7:40 pm
355. Kate
Build portfolio
Dec 7th, 2010 @ 7:54 pm
356. Tin
Congratulations!
Current Priority: Pay off Student Loans
Dec 7th, 2010 @ 8:34 pm
357. RL
Congrats on your accomplishment! I have greatly enjoyed your site and the info it has provided in helping me with being more financial responsible and tips on saving. My current priority is establishing more of an emergency fund.
Dec 7th, 2010 @ 8:59 pm
358. Marc
I’m working on paying down the mortgage. I have a good rate and have been debating building my portfolio vs paying down my mortgage, but have decided on the mortgage.
Congrats on the 4 years! I’ve been reading it for over 3 years and have learned a lot of great info.
Marc
Dec 7th, 2010 @ 9:12 pm
359. Patrick
Congrat’s on the 4 years – thanks for including us on your journey.
Priority is on paying down debt and building up our portfolio.
Thanks again.
Patrick
Dec 7th, 2010 @ 9:30 pm
360. Rachel N
I would love to pay down my credit card and bills. being a single mom it’s really hard to keep up! Congrats on 4 years! and thank you for the giveaway
Dec 7th, 2010 @ 9:32 pm
361. Shannon
Our goal is to pay off debt and build savings. 2 big goals. Congrats on 4 years!!
Dec 7th, 2010 @ 9:37 pm
362. Stephen
Been a long time reader.
Great question. Right now my current priority is to save for a mortgage. My closing date is in about 8 months, and super excited. While I do have my current savings, I feel I need to increase it to prepare for the amount of expenses the new life will have :)
Dec 7th, 2010 @ 9:46 pm
363. Maltese
Hey, I love your blog ….. lots of relevant posts!
My goal is to retire in 4 years at the age of 59 with enough money to live comfortably. I’ll be a very happy camper if I can achieve this.
Dec 7th, 2010 @ 9:47 pm
364. Alfred
Great site and congratulations on 4 solid years. My goal is building my portfolio.
Dec 7th, 2010 @ 9:48 pm
365. Mathew
My goal is to build my portfolio and save for a wedding at the same time. Impossible? We’ll see!
Dec 7th, 2010 @ 9:51 pm
366. Terri Axani
Cheers to four fabulous years! My priority is getting that TFSA set up and preserving capital.
Dec 7th, 2010 @ 10:13 pm
367. Archunan Mahadeva
Wow that was fast! It felt like just yesterday when I was congratulating MDJ on 3 years.
Congratulations on 4 years now!
My current financial goal is to graduate debt-free and then some. I am well on my way towards that goal, which I could partly attribute to MDJ! Thanks for the everything!
Dec 7th, 2010 @ 10:19 pm
368. Tigger
Current goal is to pay off the mortgage as soon as possible.
Dec 7th, 2010 @ 10:52 pm
369. Carol
My current goal is paying down my mortgage as quickly as possible.
Dec 7th, 2010 @ 10:53 pm
370. Sarah
Pay off our mortgage in the next year or two…before our oldest starts college.
Dec 7th, 2010 @ 11:18 pm
371. Financial Cents
A major congratulations to you FT on your anniversary. You should be very proud! My current priority is two-pronged: pay down the mortgage and build a solid retirement portfolio.
Keep up the great work and stay in touch.
Cheers,
My Own Advisor
Dec 7th, 2010 @ 11:24 pm
372. KEO
I am looking to build my portfolio.
Dec 7th, 2010 @ 11:24 pm
373. Jared Oldham
My wife and I are doing our best to pay off debt. Each month is another great step in our journey!!!
Dec 7th, 2010 @ 11:52 pm
374. Chris
Thank you for the excellent blog. In 2011 I’d like to continue building my emergency fund and pay down my mortgage.
Dec 8th, 2010 @ 12:29 am
375. Paul T
In 2011, I’d like to pay down my mortgage and get a good return on my investments
Dec 8th, 2010 @ 12:43 am
376. Graham
My goal is saving for my wedding. :)
Thanks for an awesome site!
Dec 8th, 2010 @ 1:13 am
377. Sameer Rizvi
Love this site ever since I landed on it 2.5 years ago! My current goal is to save enough money to get a Masters degree :)
Dec 8th, 2010 @ 1:35 am
378. Sarah
Need to build that portfolio!!!!!
Dec 8th, 2010 @ 1:39 am
379. Shirley
Congratulations!
Working slowly and steadily on emergency fund and rrsp.
Dec 8th, 2010 @ 1:48 am
380. Min
Build the portfolio!
Dec 8th, 2010 @ 1:57 am
381. Mr Mar
Goal to build portfolio. Big question for 2011…Can a portfolio have too much registered content?
Dec 8th, 2010 @ 2:02 am
382. Paul
My present priority ? Get a more balanced portfolio, I’ve got a nice setup in Canada but was a bit chilly about investing outside our borders, but now it’ll take 2 years to get a balanced portfolio set up.
Hoping for the Ipod :-) (but a gift card is cool too !)
Dec 8th, 2010 @ 2:58 am
383. Cindy Brick
Pay down unexpected medical bills – and not incur more!
Dec 8th, 2010 @ 5:24 am
384. Dave
Congratulations on the 4 years. My Current priority is to save up a down-payment for a house!
Dec 8th, 2010 @ 5:54 am
385. burk
signed up. thx. current priority: build portfolio. measure net worth regularly
Dec 8th, 2010 @ 7:37 am
386. Elaine
Congratulations on your 4 year anniversary. My current goal is to pay off my student loan while trying to save.
Dec 8th, 2010 @ 11:07 am
387. Jay
Increase Net Worth consistently by building portfolio and assets, and paying down debt.
Dec 8th, 2010 @ 11:44 am
388. Cathy Beggs
Congratulations. My current goal is to save for retirement.
Dec 8th, 2010 @ 12:00 pm
389. Vipin
Congratulations on completing 4 years….you are doing a great job…
Current priority: Maximize RRSP/TFSA
Pay off mortgage
Retire early :)
Dec 8th, 2010 @ 12:26 pm
390. Michael
I am committed to paying down my mortgage in 11 years and building my RRSP and savings. Congratulations MDJ on 4 years. I’m looking forward for many more years to come.
Dec 8th, 2010 @ 1:31 pm
391. Aurel
Signed up! My goal is to build my portfolio.
Dec 8th, 2010 @ 1:37 pm
392. Andy
Congrats on 4th MDJ B’day.
I am going to save for down payment on house.
Dec 8th, 2010 @ 3:41 pm
393. Pam
Congrats on the 4 years!! My priority is debt elimination
Dec 8th, 2010 @ 3:48 pm
394. Greg
Pay off mortgage and become debt free!!!!
Dec 8th, 2010 @ 3:51 pm
395. Ken
My current priority is to build portfolio up to point where it generates enough income for me to live on.
Dec 8th, 2010 @ 4:11 pm
396. Chickeni
Congratulations!! Current goal is to build portfolio & bring mortgage to zero.
Dec 8th, 2010 @ 5:11 pm
397. Chris Crawley
I’ve learned so much from your blog, I usually check your site once everyday to read any new articles, and read over past ones. My goal is to get rid of the bit of debt that I have, and invest in being able to retire while i’m young, and build up my financial IQ as much as possible. I learnt about Questrade from this site and have recently started up 2 accounts with them so far, I picked up a few books from your recommended books section (Garth Turner’s Money Road was really a great read). Million Dollar Journey is probably my current most favorite website/blog, and I check it almost more frequently than email!. Keep up the awesome work!
Dec 8th, 2010 @ 5:43 pm
398. Vince
current priority: pay down mortgage, then build porfolio
Dec 8th, 2010 @ 5:59 pm
399. Naletar
Congratulation on the first 4 years, hope there is many more to come :)
Our current priority is building up portfolio while reducing our mortgage (SM)
We have a rental property that we hadn’t been able to sell in 2009 after we fully renovated it (it’s paying itself and leave spare money sent toward SM) and we are always looking to sell and pass to a new projet flipping something bigger if a good opportunity arise.
Dec 8th, 2010 @ 6:55 pm
400. Walter
Looking to invest…
Dec 8th, 2010 @ 7:01 pm
401. Jim
Pay down mortgage is current priority.
Dec 8th, 2010 @ 7:23 pm
402. Lynton
Paying down debt is our current priority.
Congrats on 4 years. I really enjoy reading this blog.
Dec 8th, 2010 @ 7:35 pm
403. SophieW
My biggest priority right now is paying off my car loan. I have 3 years of payments remaining, but at the rate I’m going it will be gone in 10 months! :)
At the same time, I’m slowly building up an emergency fund. I could be putting that $100 a month on the car, but I don’t want to be stuck with additional debt if something catastrophic happens…
Oh, and a huge CONGRATS on continuing to create such interesting and informative blogs for a whole 4 years!
Dec 8th, 2010 @ 7:45 pm
404. mtach
current priority: build portfolio.
Dec 8th, 2010 @ 8:40 pm
405. Anthony
Save for retirement.
Dec 8th, 2010 @ 8:41 pm
406. Sean
Thank you everyone involved with this site. My goal is to have a nice cushion (of cash).
Dec 8th, 2010 @ 8:59 pm
407. Allan
Current priority is to save and build portfolio.
Dec 8th, 2010 @ 9:41 pm
408. Linda
My current priority is to increase income – I became self employed earlier this year and my income has been cut substantially. As a result, we are not staying ahead of the cost of living :(
Dec 8th, 2010 @ 10:20 pm
409. Sharkey
Our current priority is to build up our portfolio, with a focus on figuring out what to do with our defined benefit pensions, because we’ve left the government for the private sector.
Congrats on 4 years of MDJ, here’s to many more.
Dec 8th, 2010 @ 10:24 pm
410. Mike
Goal is to payoff mortgage next year, and then to use the smith manouver to leverage my house to pay off a mortgage on an investment property that has a higher interest rate (commercial) in two years when the mortgage term expires. Once this occurs I will be financially free at 40. Yipee!
Dec 8th, 2010 @ 10:37 pm
411. Amanda
Congratulations on four years! Our priority right now is paying down the mortgage. Boring but effective. :)
Dec 8th, 2010 @ 11:46 pm
412. Jon
My priority is to pay down debt, then start splitting savings between a down payment fund, RRSP and TFSA investing!
Dec 9th, 2010 @ 12:40 am
413. John
Buy a second home and rent out the first home.
Dec 9th, 2010 @ 1:20 am
414. Chris
Current priority is to pay down debt. We are focussing on our paying down our secured line of credit rather than our higher-interest student loans, because we would prefer the “wiggle room” when we go down to one income next year.
Dec 9th, 2010 @ 1:51 am
415. GTK
Reduce that mortgage and build that RESP!
Dec 9th, 2010 @ 2:04 am
416. Veronica
My priority is to pay down debt – once the credit cards are down we will focus on the mortgage.
Dec 9th, 2010 @ 10:14 am
417. Dutchie
Current priority is to pay off mortgage while borrowing money back to buy investments
Dec 9th, 2010 @ 11:04 am
418. Rebecca
Saving towards a down payment on a house.
Dec 9th, 2010 @ 12:01 pm
419. Craig
Priority is paying down debt.
Dec 9th, 2010 @ 12:10 pm
420. Tanya
Thanks MDJ and congrats!
Current priority: focus on RSPs, Mortgage and RESPs in that order…for now. :)
Dec 9th, 2010 @ 4:00 pm
421. Jeremy
My priority is developing multiple streams of income, your blog post about that is what drew me here just now.
Dec 9th, 2010 @ 4:30 pm
422. Michael
Congrats on the 4 year anniversary.
Like many, my personal goal this year is to pay down debt.
Dec 9th, 2010 @ 5:13 pm
423. Michael
Congrats on the milestone! Keep up the good work!
I am focusing on maxing out my TFSA and RRSP contributions with any excess going towards paying down the mortgage.
Dec 9th, 2010 @ 7:07 pm
424. Tom @ Canadian Finance Blog
Congrats on the 4 year mark FT!
My priority is to increase my online income, lots of plans for 2011 to make that happen!
Dec 9th, 2010 @ 8:03 pm
425. Marie
Congratulations FT on achieving a great milestone. Looking forward to see many more to come. Our priorities right now are to pay for kids education, reduce mortgage and Save bucks!
Dec 9th, 2010 @ 9:38 pm
426. Varun
Can’t believe it is 4 years already.
Dec 9th, 2010 @ 11:55 pm
427. darryl
My focus is paying down debt (mortgage)
Dec 10th, 2010 @ 12:17 am
428. Canadian Capitalist
Congrats FT! Main priority continues to be building a portfolio.
Dec 10th, 2010 @ 1:05 am
429. Sudip Adhikari
4 years eh!
Did not know when it happened. I knew that I have been reading your blog for a while, did not realize the clock ticked so fast.
If you ask me for my financial goals then there are many. I shall be writing them down but can not finish – because we change over time. Few years ago I did not think about RESP – now I do. My present priorities are as follows:-
1) Be debt free (various forms of debt).
2) Pay cash.
3) Save to buy.
4) Do not become obsessed with the idea of becoming debt free.
5) Spend as much time with family. No amount of money can buy me these precious hours – which I would pine for in future. (Time is money guys)
Wish you good luck and happy holidays.
Dec 10th, 2010 @ 1:32 am
430. Irfan V
Nice giveaway, thanks! My goal is to build up a solid retirement portfolio. Looking forward to the newsletters!
Dec 10th, 2010 @ 2:14 am
431. Karen
Great blog, count me in on the contest. Our priorities have always been:
1. save to buy and avoid debt – we have been mortgage-free for 6 years and are now in our late 40’s.
2. Put the future before the present – we try to max out on RRSP and RESP’s (and now TFSA’s too) before spending on discretionary items.
Dec 10th, 2010 @ 2:40 am
432. jim
Well done on 4 years. I’ve been an avid reader for a couple of years now.
My priority is to pay down the home loan.
Dec 10th, 2010 @ 9:16 am
433. Larry
Just signed up. My goal is to continue to build my portfolio to be in a position to retire in 6 years.
Dec 10th, 2010 @ 10:19 am
434. Steve
Great work on the blog.
Just paid off the mortgage, now working towards building up the RRSP and TFSA and supporting daughter in college.
Struggling with whether to get back into equities after the last meltdown. Mainly in GICs right now.
Dec 10th, 2010 @ 10:33 am
435. Michael
Thanks! My goal is the pay off the mortgage!
Dec 10th, 2010 @ 11:34 am
436. Bobby Aves
Congrats!
1. Build portfolio. Have saved alot in the recent years and now to build something from it
Dec 10th, 2010 @ 12:07 pm
437. Yves Blais
Congrats, and thanks for providing so much usefull informations.
Dec 10th, 2010 @ 12:08 pm
438. Ludger
Financial Priority = diversifying investments / income streams, perhaps using some income properties. I’m solely invested in paper assets as it stands. I’m considering taking on some long-term investment debt at these low rates; I might as well make inflation my friend instead of my foe!
Dec 10th, 2010 @ 12:50 pm
439. Li
Paying down debt always comes first. If there were not any significant debt, build portfolio then.
Dec 10th, 2010 @ 1:50 pm
440. Steve
Congrats on four years of blogging. That’s an impressive stat. My goal is to become a more astute investor and to take greater ownership over my investment portfolio instead of leaving it in the hands of my financial advisorSteve
Dec 10th, 2010 @ 2:05 pm
441. Marcel
I’ve been delaying building that portfolio for too long.
Dec 10th, 2010 @ 2:29 pm
442. Carlos
My goal is to reduce credit card debt and pay off my mortgage
Dec 10th, 2010 @ 2:48 pm
443. Antonio Lopez
congrats! building a portfolio is my first priority!!
Dec 10th, 2010 @ 3:06 pm
444. Newbie Investor
had been reading your blog for the past year just signed up now. THanks for all the great info.
Current priority : saving for down payment.
Dec 10th, 2010 @ 3:32 pm
445. CanadianInvestor
Congratulations on your very successful blog! I am only 11,900 readers behind, but I don’t mind since my priority is to prosper by using my blog investigations to invest successfully.
Best of luck,
Jean
Dec 10th, 2010 @ 4:11 pm
446. ib
Priority 1: pay of debt.
Congrats – I’ve learned a lot from the blog.
Dec 10th, 2010 @ 4:40 pm
447. Kenny
Congrats on the 4 years! My highest priority is saving up for a down payment for a condo/house.
Dec 10th, 2010 @ 4:48 pm
448. marek
Congratulations on the 4 years!!! I’ve moved from ‘hyper saving’ (working full time right out of school and living with my parents) to ‘maintaining’ since I’m now back in school part time, working part time and renting. No debt in sight so next step is saving up more for a nice down payment on a small 1st house. I ‘need’ to travel though so that complicates things a touch although I’d be crazy to complain about that.
Dec 10th, 2010 @ 5:35 pm
449. Alsiem
I guess build a portfolio. I’m actually trying to address all 3.
Dec 10th, 2010 @ 6:41 pm
450. Sam
Trying to find the Best Strategy to get a steady income from RRSPs without paying too much income tax.
Dec 10th, 2010 @ 7:22 pm
451. js_cooldude
Signed up! as for my goal: setting up savings is where I’m at,
Dec 10th, 2010 @ 11:20 pm
452. g-lucky
Congratulations! My priority is to maximize my RRSP and TFSA contributions annually while paying down debt (car and camper loans)
Dec 11th, 2010 @ 12:39 am
453. S. Creighton
Congrats on 4 yrs! Lots of good info obtained from your blog.
My current goal is paying off our mortgage, and increasing retirement savings.
Dec 11th, 2010 @ 12:53 am
454. cannon_fodder
Congrats FT! I can’t remember how long ago I found your site but it’s been a great ride from my perspective.
Primary goal is to accumulate retirement nest egg at an accelerated rate.
Dec 11th, 2010 @ 3:46 am
455. Phil S
We’re currently drawing from our wealth but will start saving again once my wife returns to work.
Dec 11th, 2010 @ 4:08 am
456. chris
great job after 4 yrs, it takes alot of determination to get this far!
Dec 11th, 2010 @ 6:48 am
457. Larry
Congrats on your anniversary!
I make MDJ a daily read on my quest to:
- establish multiple streams of income
- reduce the money that leaves my pocket.
Dec 11th, 2010 @ 10:51 am
458. Tracey H
We’re trying very hard to save enough for a comfortable retirement.
Dec 11th, 2010 @ 11:43 am
459. Keith
We’re hooked on travel so we’re trying to save extra for our retirement so we can see the world.
Dec 11th, 2010 @ 11:44 am
460. Jessica
Just subscribed… current priority: pay off that mortgage!
Dec 11th, 2010 @ 3:56 pm
461. FB @ FabulouslyBroke.com
Congratulations! You started blogging at the same time I did, but clearly did far far far better than I have with my blog :)
My current financial priority is just to keep building wealth and staying around $1000/month for personal expenses.
Then I just need $10,000 for a trip and I’m good!
Dec 11th, 2010 @ 4:56 pm
462. gene
Please disqualify the other entrants.
Dec 11th, 2010 @ 7:51 pm
463. Ice cream on a stick
Congratulations! My priority is not to have other priorities, but stick with the plan
Dec 11th, 2010 @ 10:37 pm
464. Mario
Current goal is to reach 500k in liquid net worth. Should get there by Feb 2011
Dec 11th, 2010 @ 10:48 pm
465. Rebecca
My financial priority for the new year and the next few years is to pay off the new used car purchased today.
Dec 12th, 2010 @ 12:01 am
466. gene
Whoops. sorry, I didn’t read the rules. Disregard comment 462. My financial priority is to outperform the stock market going forward. If I can’t do that, indexing makes sense.
Dec 12th, 2010 @ 12:20 am
467. Ang
Priority is paying off the mortgage which should be within the year then building up rrsps.
Dec 12th, 2010 @ 1:52 am
468. Jacq @ Single Mom Rich Mom
Goal for 2011 is to live for the rest of the year on the income from 3 months of working and travel a ton to boot. Oh – and to not lose money on a single one of my stocks would be nice. Also to rebalance properly.
Dec 12th, 2010 @ 2:46 am
469. Karin
My priority is saving up for early retirement (50).
Dec 12th, 2010 @ 10:54 am
470. Mom 2 Three
Congrats on the milestone! My goal is to pay down our line of credit and increase our emergency fund.
Dec 12th, 2010 @ 12:32 pm
471. Heather
Congratulations! Thank you so much for the wealth of information received over the years.
For the contest, my current financial priority is that of so many of us: pay off the mortgage and continue to build our retirement portfolio….thanks again!
Dec 12th, 2010 @ 3:16 pm
472. chun
my priority is to build wealth so that I can I be semi-retired sooner rather than later
Dec 12th, 2010 @ 4:31 pm
473. Linda
Congradulations! My current priority is to save and invest for early retirement.
Dec 12th, 2010 @ 5:11 pm
474. nomis
congrats on 4 years! i’ve been reading you for almost that long.
current priority is to accumulate enough cash for a down payment on an overpriced vancouver home.
Dec 12th, 2010 @ 5:36 pm
475. telefantastik
Congrats on the 4 years online!
My priority right now is to build an emergency fund.
Dec 12th, 2010 @ 7:21 pm
476. James
grats on the 4 years, great blog.
My current priority is building my portfolio
Dec 12th, 2010 @ 11:02 pm
477. Pigzfly
Financial Priority – pay down debt.
Dec 13th, 2010 @ 12:18 am
478. Clark Danger
Congrats!
My current financial priority is to win a free iPod touch and sell it for cheap on Kijiji… and increase passive income/quit job!
Dec 13th, 2010 @ 1:49 am
479. Rick
current priority it to pay down the mortgage. congrats on 4 years and great content.
Dec 13th, 2010 @ 3:09 am
480. Jan
Wow! Almost 500 entries and it still has a week!
My priority right now? Figuring out how and when to take money out of retirement accounts. Should I start now and enjoy life- or sit on it and hope to never need it?
Dec 13th, 2010 @ 3:58 am
481. Michael Zheng
Congratulations for the anniversary.
My current goal is building portfolios.
Dec 13th, 2010 @ 5:00 am
482. Melissa D
Saving for a kitchen remodel. (We’re on track for everything else.)
Dec 13th, 2010 @ 11:48 am
483. Al400
Current priority is to pay down debt. Thanks for the chance to win.
Dec 13th, 2010 @ 2:43 pm
484. Ma
Trying to pay down my OSAP
Dec 13th, 2010 @ 2:49 pm
485. Justin
Congrats on the milestone! My current goal is to build my portfolio.
Dec 13th, 2010 @ 3:03 pm
486. Matt
I’ve been reading for just under a year now.
My financial plan at current is to build a portfolio over the next year, and then apply the dividends to reducing my student debt.
Dec 13th, 2010 @ 3:32 pm
487. Troy
Current Priority is Paying down Mortgage, Building an Emergency Fund and buying out vehicle at end of a lease I took over…
Dec 13th, 2010 @ 6:09 pm
488. Rich C
Congrats on the 4 years.
I actually just heard about this site a few days ago from a friend. I myself am just learning about investing right now and this is a great starting spot.
Dec 13th, 2010 @ 8:59 pm
489. Carol
Definitely the priority right now is paying down the mortgage, and taking advantage of RRSP contributions.
Dec 13th, 2010 @ 9:38 pm
490. Henry
Find a job after graduation.
Dec 13th, 2010 @ 10:51 pm
491. LMD
Congratulations on your fourth anniversary.
My current financial priority is to reduce the amount of taxes I pay and to establish a realistic retirement plan for myself.
Dec 14th, 2010 @ 7:23 am
492. Bayman
Priorities: pay down debt and build portfolio in TFSA
Dec 14th, 2010 @ 10:51 am
493. Jacky Lam
Congrats on your website! My goal is to save and pay down debt!
Dec 14th, 2010 @ 2:44 pm
494. Gen
Our current priority is to pay down the mortgage – it’s our only debt!
Dec 14th, 2010 @ 3:44 pm
495. karen
Get a part-time job to up savings rate.
Dec 14th, 2010 @ 7:30 pm
496. venter
Find a way to save money for my tax bill :(
Dec 14th, 2010 @ 7:33 pm
497. sandra
Congratulations!
My financial priority is to continue my recently initiated activity of digging myself out of the financial hole that I constructed over many years using bad decision making mixed with a complete lack of financial knowledge and a modicum of stupidity!
Dec 15th, 2010 @ 3:45 pm
498. Erlyn
I’ve subscribed!
My current financial priority is to pay down our mortgage.
Dec 15th, 2010 @ 8:35 pm
499. Dustin M
Enjoy reading your journey and hope to follow it some day always a pleasure. Wouldn’t mind winning something though. always looking to better life with free things.
Dec 16th, 2010 @ 12:17 pm
500. Michael Ketelaars
My priority is to pay down debt and buy gold/silver stocks
Dec 16th, 2010 @ 6:51 pm
501. angie
My priority is to build back savings after using it to go back to school, and build a portfolio for retirement.
Dec 17th, 2010 @ 12:58 am
502. Parkston
Congrats. Our goal is to build our investment portfolio and expand our knowledge base.
Dec 17th, 2010 @ 1:55 am
503. Mike
Great articles, I enjoy this site alot. My goals are to pay down debt while saving. i’m living a pretty frugal life these days paying for my excessive college days.
Dec 17th, 2010 @ 9:30 am
504. Rob
Hi
I’m a mostly new reader. Read a few of your posts from links in other blogs. Lots of good stuff here. Thanks,
Dec 17th, 2010 @ 9:52 am
505. Benny Siu
current priority, build up my saving
Dec 17th, 2010 @ 10:01 am
506. kipper
Excellent website!!! Been following it for close to a year now.
Priorities:
1) Pay off mortgage
2) Build non-registered investments
3) Build retirement savings
Dec 17th, 2010 @ 10:31 am
507. cbez
My priority is to aggressively pay down the mortgage and LOC!
Dec 17th, 2010 @ 10:44 am
508. Kathryn
Happy Anniversary.
My priority now is to be fully prepared for retirement — I am anticipating that the date will be in 7-10 years from now and I am looking forward to it.
Dec 17th, 2010 @ 11:04 am
509. Rob
I want to build a portfolio for retirement.
Dec 17th, 2010 @ 11:23 am
510. barb
my goal is to keep lifestyle simple, with the money i have. thanks!
Dec 17th, 2010 @ 12:04 pm
511. sjm
Congratulations on the anniversary – been a subscriber for a few months, and have followed your blog for a year or two. We are quite a bit further along in life than you, but we got where we are financially with a lot of the same philosophies as you, so we can confirm that they work!
Currently debt free, and our goal is to build an income-producing portfolio to retire early, since we figure none of our taxes or CPP contributions are going to come back to us!
Best of luck on your journey.
Dec 17th, 2010 @ 12:13 pm
512. Paul
Thanks for the great blog! Current financial priority is debt repayment and savings.
Dec 17th, 2010 @ 12:22 pm
513. Ed
My current priority is to pay down debt.
Dec 17th, 2010 @ 12:37 pm
514. Andrea
My goal is to pay down my debt
Dec 17th, 2010 @ 12:39 pm
515. Fred
Focus is on growing net worth…strategically removing debt from the BS and adding equity where possible
Dec 17th, 2010 @ 12:51 pm
516. Glenda Glenday
Congratulations! My current goal is paying off my mortgage and learning how to invest in dividend stocks. Thanks for a great newsletter!
Dec 17th, 2010 @ 12:53 pm
517. Conrad B
Max out mine and my wifes TFSA’s. Thanks so much for the hardwork you put on your blog..!
Dec 17th, 2010 @ 12:53 pm
518. Sundev Bal
Currently building up my emergency fund, so I guess that counts as savings.
Dec 17th, 2010 @ 12:55 pm
519. Gags
I want to save for retirement. Congrats on your website.
Dec 17th, 2010 @ 12:56 pm
520. GG
I am trying to pay off my mortgage as quickly as possible.
Dec 17th, 2010 @ 12:57 pm
521. Marianne O
Current financial priority is writing wills (over the Christmas holiday — festive eh?) and bumping up out RRSP savings for the year.
Thanks for a great blog!
Dec 17th, 2010 @ 12:58 pm
522. Aaron
Thank you for this blog. My current goal is to increase equities in order to open up some choices for planned retirement.
Dec 17th, 2010 @ 12:59 pm
523. Philippe
Priority is to build a level of comfort that finances at retirement will not be only about tightening belts
Dec 17th, 2010 @ 1:02 pm
524. michael
Congratulations on the anniversary!
Great service!
Dec 17th, 2010 @ 1:03 pm
525. Michael
Current Priority is paying off the mortgage, along with using the Smith Manoeuvre to start saving up a nest egg.
Dec 17th, 2010 @ 1:04 pm
526. Larry
I enjoy reading your articles each morning! My goal is continued growth within my portfolio.
Dec 17th, 2010 @ 1:07 pm
527. Pearl
Congrats! My priority is to increase my retirement savings.
Dec 17th, 2010 @ 1:11 pm
528. Mike B
Great job, look forward to reading your blog each day..
Dec 17th, 2010 @ 1:14 pm
529. Maria B.
Congratulations and thank you for this great blog!
My current priority is to find a job:)) and then to build portfolio.
Dec 17th, 2010 @ 1:21 pm
530. Shawn
Tax savings & Build profolio
Dec 17th, 2010 @ 1:28 pm
531. The Passive Income Earner
Congrats! My goals are to setup my investments to generate income for retirement.
Dec 17th, 2010 @ 1:38 pm
532. Marni
Hi, I’d love to learn more about the best investments (from a tax perspective & earnings potential) for RRSP’s, TFSA’s and general investment accounts for a person who is self-employed as well as salaried (2 jobs). I’m done with brokers after the debacle of 2008 and interested in doing it myself through a self-directed account, which I’ve already set up with Scotia iTrade. Thanks and Merry Christmas/Happy Holidays!
Dec 17th, 2010 @ 1:46 pm
533. Brian
Trying to find a balance between mortgage and investments
Dec 17th, 2010 @ 1:51 pm
534. John
good job and congrats on 4 years!
financial priority is to increase savings while continuing to pay down debt
Dec 17th, 2010 @ 2:03 pm
535. JL
signed up thx, current priority is saving $$ for a downpayment and looking for a house in toronto
Dec 17th, 2010 @ 2:04 pm
536. Hemen Modi
My current priority is to finish our Mortgage at the earliest and to build and independent business…
Regards,
Dec 17th, 2010 @ 2:14 pm
537. TC
Great website. I check it every day.
My goal is to plan and build a retirement portfolio
Keep up the great work
Dec 17th, 2010 @ 2:37 pm
538. TN
My priority is to pay off mortgage, save and invest wisely.
Dec 17th, 2010 @ 2:46 pm
539. dorra
debt debt debt…pay down debt
Dec 17th, 2010 @ 2:51 pm
540. Brett
Pay off minimal debt and build my portfolio
Thanks for all the advice!
Dec 17th, 2010 @ 3:00 pm
541. Ho Yee Low
Great work, always enjoy reading. Current priority is to balance my portfolio as I look toward retirement in about 5-6 years.
Dec 17th, 2010 @ 3:00 pm
542. katrina
pay down mortgage, happy anniversary mdj! many more years to come!
Dec 17th, 2010 @ 3:06 pm
543. Sarah
We want to pay down debt too!
Dec 17th, 2010 @ 3:12 pm
544. chris
save up for a 20%+ down payment on my first place
Dec 17th, 2010 @ 3:23 pm
545. smartcasher
Current priority is paying down my $160,000 mortgage. Cheers.
Dec 17th, 2010 @ 3:32 pm
546. Mark
(1) Save for a new fridge (ours is 1950’s and broken); (2) Add a bedroom for baby.
Dec 17th, 2010 @ 3:41 pm
547. Shaun
1) Pay down my o/s Line of Credit (2) Expand Cottage
Dec 17th, 2010 @ 3:43 pm
548. Lindsay
Build portfolio and generate a $10 K surplus income. Thanks for all the great info!
Dec 17th, 2010 @ 3:48 pm
549. Ken
Currently, paying off debts. Start a DIY account for trading.
Dec 17th, 2010 @ 4:01 pm
550. Jamie
Love the blog, thanks. My current financial priority is a combination of paying of the mortgage as fast as possible (8 yrs instead of 25!) while still building a retirement (RRSP + TFSA) portfolio. Balance!
Dec 17th, 2010 @ 4:17 pm
551. Gene Wesley
Current Financial Priorities:
1. Being Frugal in every way possible
2. Gaining rewards wherever possible
3. Building and Emergency Fund and supplies
4. Building recession-proof investments
5, Paying off Mortgage
6. Retirement.
Dec 17th, 2010 @ 4:18 pm
552. Gaurav
I would like to pay down my school. Just finishing up my undergrad.
Dec 17th, 2010 @ 4:21 pm
553. Solowoman
Hey MDJ
Happy anniversary!
This blog has provided a valuable resource to so many – thankyou!! I’m building my portfolio & paying down my mortgage.
Dec 17th, 2010 @ 4:43 pm
554. Tighe
Joined the list! My priority is to save for 3D animation school.
Dec 17th, 2010 @ 4:58 pm
555. Bob Medlock
Congrats on your four years
Dec 17th, 2010 @ 5:05 pm
556. Big-D
Gaining wealth for early retirement.
Dec 17th, 2010 @ 5:53 pm
557. Gaurav Rajasekar
Well my priority currently is and has always been first and foremost to pay off any debt I have – especially if its student debt.
Happy anniversary. And I’ve subscribed to your mail updates with this very same e-mail ID too.
Dec 17th, 2010 @ 6:11 pm
558. Kelly Clark
We have managed to pay down all non-mortgage debt, mostly by being discriminating about acquiring it to begin with. So, our current financial priority is paying down our mortgage in order to emass enough equity to allow us to invest in other property (for investment & hopefully one day recreational).
That being said, we do not totally ignore either our savings nor retirement investing. We contribute monthly to RRSPs & a TFSA. The TFSA is our “emergency fund” & the RRSPs are a back-up strategy, if our property investment strategy does not turn as high of returns as we require to retire on.
Dec 17th, 2010 @ 6:16 pm
559. Peter
My current goal is to pay off debt.
Dec 17th, 2010 @ 6:20 pm
560. Kel
Build up portfolio so I can retire earlier.
Dec 17th, 2010 @ 6:33 pm
561. Michael
I would like to pay down debt
Dec 17th, 2010 @ 7:05 pm
562. red
Our current priorities are to pay down debt and accumulate savings for our retirement!
Dec 17th, 2010 @ 7:17 pm
563. Jube
My priority is to save for retirement
Dec 17th, 2010 @ 7:18 pm
564. Tearglove
Build portfolio
Dec 17th, 2010 @ 7:19 pm
565. Dave
Whew, that’s a lot of people. I’m currently working on expanding my portfolio, hoping to make some money for university with it.
Dec 17th, 2010 @ 7:23 pm
566. Andrew Newby
Saving, saving, saving!
Dec 17th, 2010 @ 7:26 pm
567. kristy
thanks all the tips and info have been great
Dec 17th, 2010 @ 8:09 pm
568. rob_23
Saving for my first house down payment
Dec 17th, 2010 @ 8:16 pm
569. John
Congrats of 4 years :D
I think I’ve completed my goal of building up an emergency fund these past two years, so it’s time to start investing so that my money works for me. I also need to open up an RRSP; I hear all kids on here are doing that these days >___>
I don’t make much, but I hope I can become a millionaire too someday. Maybe a little slower than you, but surely ;p
Dec 17th, 2010 @ 9:00 pm
570. Rocky Martin
My current priorities are to build my stock portfolio and pay off my car loan.
Great Site. Keep up the good work.
Rocky
Dec 17th, 2010 @ 9:32 pm
571. Nav
Priority – pay off student debt (OSAP!)
Dec 17th, 2010 @ 10:01 pm
572. Bhaskar Naik
My name is Bhaskar and I came across your blog only recently. Per your recommendation have started using Questrade. Priority is to save enough to be able to retire early — by 60.
Dec 17th, 2010 @ 10:45 pm
573. Susan
I am trying to eliminate debt with Dave Ramsey. Also working on building my business net profit margin.
Susan
Dec 17th, 2010 @ 11:50 pm
574. Moben
Increase portfolio
Dec 18th, 2010 @ 12:30 am
575. MrSmith
Congrats on 4yrs.
My financial goals are to pay off my mortgage and to build my personal finance knowledge up.
Dec 18th, 2010 @ 12:47 am
576. Abdul Nuray
Current goal is to pay down mortgage.
Dec 18th, 2010 @ 1:27 am
577. Peter B
Congratulations. Count me in.
Dec 18th, 2010 @ 1:27 am
578. Barry
pay off mortgage as fast as i can
Dec 18th, 2010 @ 2:42 am
579. mary
I’d like to open a discount brokerage account to start investing
Dec 18th, 2010 @ 2:50 am
580. Chris
Congrats on the 4 years. I’m working on building passive income, and paying down my mortgage.
Dec 18th, 2010 @ 3:30 am
581. Lucie
C O N G R A T U L A T I O N S ! !
WOW!! Already 4 years… thanks for the wonderful journey.
Financial goals & Priorities: Add more DRIPs to my portfolio, help pay for my kids education, max out on my TFSA, purchase another income property.
Thanks for all your wisdom!
Here’s to good health and happiness always… Cheers!
Dec 18th, 2010 @ 4:19 am
582. Lucie
Congratulations!
Financial priorities:
1) Continue to add more DRIPS to my portfolio.
2) Help pay for kids education.
3) Max out on my TFSA
4) Purchase another income property.
Thanks for the wonderful journey… CHEERS!
Dec 18th, 2010 @ 4:23 am
583. Richard
build diversified portfolio to achieve average or better return.
Dec 18th, 2010 @ 4:51 am
584. Jennifer Murphy
Pay down new Mortgage by 20 % in 3 years.
Dec 18th, 2010 @ 10:00 am
585. edward
Trying to pay off my student debts and accumulate some savings to help with either my first car or a down payment on a house
Dec 18th, 2010 @ 10:27 am
586. Joyce @Joyful Creations at Home
Awesome giveaway! I am a new subscriber and we are working to pay off our mortgage!
Dec 18th, 2010 @ 11:11 am
587. Marc
Long live MDJ!
Priority is building portfolio and “bad debt” repayment
Dec 18th, 2010 @ 1:25 pm
588. Dianna G
my goal is to save up enough for a home
Dec 18th, 2010 @ 1:26 pm
589. Maxime
Contratulations!
My priority is to save for retirement.
Dec 18th, 2010 @ 1:39 pm
590. steve
Congratulations on four years, but more importantly getting your financial house in order. Doesn’t it feel good? You should apply to be the Finance Minister.
Dec 18th, 2010 @ 2:33 pm
591. Chris
Congratulations on the anniversary. I’ve been following you for a few years. My current goal is to pay off the mortgage. Probably done within 5 years.
Dec 18th, 2010 @ 2:52 pm
592. OBK
Happy anniversary :) Current goals: keep burning the mortgage and saving for a future mat leave!
Dec 18th, 2010 @ 4:29 pm
593. Mallory
My current goal is to start investments and retirement savings. I like visiting this blog as all of the saving strategies books I have read are either out-of-date or not Canadian. Congratulations on four years of useful advice.
Dec 18th, 2010 @ 4:39 pm
594. Khrys
Happy anniversary!!!
My current goal is to build enough passive income & capital to retire young and invest full time, and teach my friends and family how to become independent investors too.
Dec 18th, 2010 @ 4:55 pm
595. Eric
Hope I’m not to late
Dec 18th, 2010 @ 10:07 pm
596. Eric
goal is to Pay off mtg by 2021 and have portfolio that brings in $2000 / mth
Dec 18th, 2010 @ 10:18 pm
597. TK
need to increase income through pay or investment return. wish me luck!
Dec 19th, 2010 @ 1:31 am
598. J P
Current goal? Retire early! :) But what does retire mean, that’s for another day.
Dec 19th, 2010 @ 2:23 am
599. Fishhy
Pay off Mortgage, Build Retirement Portfolio
Dec 19th, 2010 @ 10:40 am
600. Ivan Saley
Want to build my portfolio.
Dec 19th, 2010 @ 12:12 pm
601. Andrea
My goal it to pay off my credit cards and become debt free by the end of next year.
Dec 19th, 2010 @ 6:39 pm
602. Ken
Signed up. Great site. My goal is wealth accumulation.
Dec 19th, 2010 @ 9:00 pm
603. warren
Doing well. Thanks to advice from MDJ
Dec 19th, 2010 @ 10:50 pm
604. Jay Patel
Current goal is to make enough money to survive
Dec 20th, 2010 @ 1:49 am
605. Ron
To continuously increase my net worth, and have enough for a good retirement.
Excellent site.
Dec 20th, 2010 @ 12:09 pm
606. melissa
Congrats on the anniversary and thanks for this giveaway.
My goal – pay off the mortgage, then travel!
Dec 21st, 2010 @ 6:08 pm
607. Greg
Congratulations on the 4 years.
Current priority is to start learning about the path I should take on my own finical journey.
Dec 21st, 2010 @ 8:15 pm
608. Lisa
Curious who won…don’t see it anywhere??
Dec 23rd, 2010 @ 9:13 pm
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