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	<title>Comments on: American Express Business Gold &#8211; Free Flight for Signing Up!</title>
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	<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm</link>
	<description>Building Wealth through Saving and Investing</description>
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		<title>By: FrugalTrader</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-110608</link>
		<dc:creator>FrugalTrader</dc:creator>
		<pubDate>Wed, 10 Feb 2010 00:40:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-110608</guid>
		<description>KT, I believe what they mean is that you need to spend at least $3k total on the card in 3 months.  Not a big deal for regular credit card users.</description>
		<content:encoded><![CDATA[<p>KT, I believe what they mean is that you need to spend at least $3k total on the card in 3 months.  Not a big deal for regular credit card users.</p>
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		<title>By: KT</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-110607</link>
		<dc:creator>KT</dc:creator>
		<pubDate>Wed, 10 Feb 2010 00:14:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-110607</guid>
		<description>Read the site and I see card  requires $3000.00 purchase in first 3 months.
Did I miss something?</description>
		<content:encoded><![CDATA[<p>Read the site and I see card  requires $3000.00 purchase in first 3 months.<br />
Did I miss something?</p>
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		<title>By: Tracy</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-110354</link>
		<dc:creator>Tracy</dc:creator>
		<pubDate>Wed, 03 Feb 2010 19:59:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-110354</guid>
		<description>RBC Avion Platinum people! If you are going to pay for a card it better be this one! $120 annual fee, all the perks, 1 RBC point per $1. Wait for the special offers to convert to BA miles at a rate of 1.5%... 23,500 RBC points converted to BA Miles is enough for an east coast Canada round trip flight to Hawaii. So if you spend around $23,500 a year you&#039;d get a $1,500 flight in return. No blackouts, can even travel and get flights in the high seasons. I go at the busiest times of the year and have never had a problem with getting seats. I&#039;ve been to Hawaii 3 times since I got this card. Takes me about a year for a round ticket flight to Hawaii, but my mother has this card as well and it only takes her 4 months. lol</description>
		<content:encoded><![CDATA[<p>RBC Avion Platinum people! If you are going to pay for a card it better be this one! $120 annual fee, all the perks, 1 RBC point per $1. Wait for the special offers to convert to BA miles at a rate of 1.5%&#8230; 23,500 RBC points converted to BA Miles is enough for an east coast Canada round trip flight to Hawaii. So if you spend around $23,500 a year you&#8217;d get a $1,500 flight in return. No blackouts, can even travel and get flights in the high seasons. I go at the busiest times of the year and have never had a problem with getting seats. I&#8217;ve been to Hawaii 3 times since I got this card. Takes me about a year for a round ticket flight to Hawaii, but my mother has this card as well and it only takes her 4 months. lol</p>
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		<title>By: Pete</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-110162</link>
		<dc:creator>Pete</dc:creator>
		<pubDate>Sat, 30 Jan 2010 16:51:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-110162</guid>
		<description>Dave,

That is exactly what I do.  Why would anyone pay for a renewal without getting the free aeroplan miles.</description>
		<content:encoded><![CDATA[<p>Dave,</p>
<p>That is exactly what I do.  Why would anyone pay for a renewal without getting the free aeroplan miles.</p>
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		<title>By: Dave</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-107937</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Mon, 07 Dec 2009 06:13:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-107937</guid>
		<description>i have had both CIBC Aeroplan and AMEX..I rotate every year to get the signup bonus.  In 5 years we have had 3 trips to Europe and are going business class next fall.  I always pay my account in full and pay no interest.  The total cost per ticket to Nice to Victoria is $500.00. This plus my annual $120.00 is a cheap business class ticket.  If you want to get a seat you have to book months in advance..Next spring I will cancel my CIBC card and get the AMEX card which is free for a year plus 25,000 miles towards my next trip.</description>
		<content:encoded><![CDATA[<p>i have had both CIBC Aeroplan and AMEX..I rotate every year to get the signup bonus.  In 5 years we have had 3 trips to Europe and are going business class next fall.  I always pay my account in full and pay no interest.  The total cost per ticket to Nice to Victoria is $500.00. This plus my annual $120.00 is a cheap business class ticket.  If you want to get a seat you have to book months in advance..Next spring I will cancel my CIBC card and get the AMEX card which is free for a year plus 25,000 miles towards my next trip.</p>
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		<title>By: whadoiknow</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-85029</link>
		<dc:creator>whadoiknow</dc:creator>
		<pubDate>Sun, 31 May 2009 20:10:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-85029</guid>
		<description>25,000 points equals a free flight?  Maybe if you don&#039;t mind flying to tampa through pittsburgh, charlotte and staying overnight.  As a long time Aeroplan customer, I can tell you one thing.  The only flights 25,000 points gets you these days are the high traffic, multiple flights a day routes.  And even then it&#039;s often for the undesirable times (ie long weekend, flying back at 7am on the holiday).  Stick to Montreal, Chicago, New York etc and you may find 25,000 points will get you there.  Oh...and a couple hundred bucks a ticket in fees.  Do I sound like someone using a remotely connected topic to vent about Air Canada?  Yes, yes I do.  And I&#039;m ok with it.</description>
		<content:encoded><![CDATA[<p>25,000 points equals a free flight?  Maybe if you don&#8217;t mind flying to tampa through pittsburgh, charlotte and staying overnight.  As a long time Aeroplan customer, I can tell you one thing.  The only flights 25,000 points gets you these days are the high traffic, multiple flights a day routes.  And even then it&#8217;s often for the undesirable times (ie long weekend, flying back at 7am on the holiday).  Stick to Montreal, Chicago, New York etc and you may find 25,000 points will get you there.  Oh&#8230;and a couple hundred bucks a ticket in fees.  Do I sound like someone using a remotely connected topic to vent about Air Canada?  Yes, yes I do.  And I&#8217;m ok with it.</p>
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		<title>By: Jono</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-84740</link>
		<dc:creator>Jono</dc:creator>
		<pubDate>Fri, 29 May 2009 16:59:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-84740</guid>
		<description>I just called up CIBC Aerogold and told them I was going to bail. 

They gave me 5k bonus points, one time only.  Better than nothing.</description>
		<content:encoded><![CDATA[<p>I just called up CIBC Aerogold and told them I was going to bail. </p>
<p>They gave me 5k bonus points, one time only.  Better than nothing.</p>
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		<title>By: wags_in_the_peg</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-75915</link>
		<dc:creator>wags_in_the_peg</dc:creator>
		<pubDate>Fri, 03 Apr 2009 12:49:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-75915</guid>
		<description>well i applied and got myself and wife a card.  i have never paid a fee for a card before so i may cancel when it comes up. ($230 bcuz of the xtra card).  I received the card yesterday, we put a lot on our card (presently we use a PC Mastercard), and am looking forward to collecting MIles for some free flights.  They are transferable to Delta so that is all good for me.  I have already transfered my Y membership, daughters Y daycare, phone bill and hopefully alot more soon.  When it comes to renewal time, I&#039;ll judge to see how many miles i collected and see if it is worth renewing (after some negotiation of course)</description>
		<content:encoded><![CDATA[<p>well i applied and got myself and wife a card.  i have never paid a fee for a card before so i may cancel when it comes up. ($230 bcuz of the xtra card).  I received the card yesterday, we put a lot on our card (presently we use a PC Mastercard), and am looking forward to collecting MIles for some free flights.  They are transferable to Delta so that is all good for me.  I have already transfered my Y membership, daughters Y daycare, phone bill and hopefully alot more soon.  When it comes to renewal time, I&#8217;ll judge to see how many miles i collected and see if it is worth renewing (after some negotiation of course)</p>
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		<title>By: LuLu</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-75666</link>
		<dc:creator>LuLu</dc:creator>
		<pubDate>Wed, 01 Apr 2009 02:52:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-75666</guid>
		<description>Exactly Jason.  As FT said, the more you spend, the happier the CC company feels.  This AMEX Business Gold (I have it) is a charge-card, meaning there&#039;s no limit how much you spend per month, but you have to pay the balance in full every month.  Otherwise the interest charge is huge (I think it&#039;s 29.9%)</description>
		<content:encoded><![CDATA[<p>Exactly Jason.  As FT said, the more you spend, the happier the CC company feels.  This AMEX Business Gold (I have it) is a charge-card, meaning there&#8217;s no limit how much you spend per month, but you have to pay the balance in full every month.  Otherwise the interest charge is huge (I think it&#8217;s 29.9%)</p>
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		<title>By: FrugalTrader</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-75645</link>
		<dc:creator>FrugalTrader</dc:creator>
		<pubDate>Tue, 31 Mar 2009 23:52:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-75645</guid>
		<description>Jason, I think the only restrictions are with the merchant and not the credit card companies.  If it were up to CC companies, they would have you use their cards on everything.</description>
		<content:encoded><![CDATA[<p>Jason, I think the only restrictions are with the merchant and not the credit card companies.  If it were up to CC companies, they would have you use their cards on everything.</p>
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		<title>By: Jason</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-75643</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Tue, 31 Mar 2009 23:19:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-75643</guid>
		<description>Do credit card companies place restrictions on what you can and can not use them for.  I am asking in regard to accumulating points.  IE Major Purchases such as cars or mortgage payments. (wouldn&#039;t spend more than I could afford to cover for any given payment)</description>
		<content:encoded><![CDATA[<p>Do credit card companies place restrictions on what you can and can not use them for.  I am asking in regard to accumulating points.  IE Major Purchases such as cars or mortgage payments. (wouldn&#8217;t spend more than I could afford to cover for any given payment)</p>
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		<title>By: LuLu</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-75248</link>
		<dc:creator>LuLu</dc:creator>
		<pubDate>Sat, 28 Mar 2009 03:02:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-75248</guid>
		<description>Merchandise as well.  There&#039;s a reward page, and you do the transfer yourself.</description>
		<content:encoded><![CDATA[<p>Merchandise as well.  There&#8217;s a reward page, and you do the transfer yourself.</p>
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		<title>By: Daniel Morel</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-75245</link>
		<dc:creator>Daniel Morel</dc:creator>
		<pubDate>Sat, 28 Mar 2009 02:17:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-75245</guid>
		<description>Can you get merchandise with your points?  Or only flights?</description>
		<content:encoded><![CDATA[<p>Can you get merchandise with your points?  Or only flights?</p>
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		<title>By: LuLu</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-74083</link>
		<dc:creator>LuLu</dc:creator>
		<pubDate>Thu, 19 Mar 2009 17:26:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-74083</guid>
		<description>cannon_fodder, agreed with you.  For a flight from Toronto-New York (JFK), it&#039;s 15,000 pts + C$149 tax.  You could have spent $320 (tax included) for other airline (and collect points).  So the 15,000 pts is worth $171.  Not a very sweet deal to me.  

Last Christmas (2008), I redeemed my 75,000 Aeroplan points + $410 (fuel charge + tax) for Asia.  I could have bought via Continential ticket for $1,000.  So my 75,000 was even worth less (75,000 = $590), and I lost the opportunity to collect Continential points.</description>
		<content:encoded><![CDATA[<p>cannon_fodder, agreed with you.  For a flight from Toronto-New York (JFK), it&#8217;s 15,000 pts + C$149 tax.  You could have spent $320 (tax included) for other airline (and collect points).  So the 15,000 pts is worth $171.  Not a very sweet deal to me.  </p>
<p>Last Christmas (2008), I redeemed my 75,000 Aeroplan points + $410 (fuel charge + tax) for Asia.  I could have bought via Continential ticket for $1,000.  So my 75,000 was even worth less (75,000 = $590), and I lost the opportunity to collect Continential points.</p>
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		<title>By: cannon_fodder</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-74069</link>
		<dc:creator>cannon_fodder</dc:creator>
		<pubDate>Thu, 19 Mar 2009 16:25:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-74069</guid>
		<description>Actually, the 25,000 points doesn&#039;t really get you a free flight.  You have to pay for taxes and surcharges which will probably be in the $150 to $250 range.

Of course, that&#039;s assuming that you can even find a flight available for only 25,000 points. Aeroplan has been criticized for making it tougher and tougher to get flights at the lowest point levels.</description>
		<content:encoded><![CDATA[<p>Actually, the 25,000 points doesn&#8217;t really get you a free flight.  You have to pay for taxes and surcharges which will probably be in the $150 to $250 range.</p>
<p>Of course, that&#8217;s assuming that you can even find a flight available for only 25,000 points. Aeroplan has been criticized for making it tougher and tougher to get flights at the lowest point levels.</p>
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		<title>By: cannon_fodder</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-74065</link>
		<dc:creator>cannon_fodder</dc:creator>
		<pubDate>Thu, 19 Mar 2009 16:23:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-74065</guid>
		<description>When my CIBC Aerogold was up for renewal last summer I negotiated with them to reduce the annual fee by $75 to $45 just like mentioned above.</description>
		<content:encoded><![CDATA[<p>When my CIBC Aerogold was up for renewal last summer I negotiated with them to reduce the annual fee by $75 to $45 just like mentioned above.</p>
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		<title>By: FrugalTrader</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-74055</link>
		<dc:creator>FrugalTrader</dc:creator>
		<pubDate>Thu, 19 Mar 2009 15:55:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-74055</guid>
		<description>LuLu,  thanks for the clarification.  It&#039;s debatable whether or not being a chargecard is a drawback.  Personally, I think that forcing someone to pay off the balance every month is a good thing!</description>
		<content:encoded><![CDATA[<p>LuLu,  thanks for the clarification.  It&#8217;s debatable whether or not being a chargecard is a drawback.  Personally, I think that forcing someone to pay off the balance every month is a good thing!</p>
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		<title>By: LuLu</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-74052</link>
		<dc:creator>LuLu</dc:creator>
		<pubDate>Thu, 19 Mar 2009 15:47:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-74052</guid>
		<description>I signed up for American Express Business Gold in January.  You *DO NOT* need to be a business owner.  You can use your own name as your business name (self proprietary).  One drawback is that it&#039;s a charge card, not a credit card.  That means you have to pay the balance in full every month, or the interest is ridiculously high.</description>
		<content:encoded><![CDATA[<p>I signed up for American Express Business Gold in January.  You *DO NOT* need to be a business owner.  You can use your own name as your business name (self proprietary).  One drawback is that it&#8217;s a charge card, not a credit card.  That means you have to pay the balance in full every month, or the interest is ridiculously high.</p>
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		<title>By: canabiz</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-73310</link>
		<dc:creator>canabiz</dc:creator>
		<pubDate>Fri, 13 Mar 2009 02:28:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-73310</guid>
		<description>I already have AMEX Airmiles so no I won&#039;t apply for this one and besides we typically only flight to Asia/Europe and we try to drive/bus/ride the train to other North American spots to truly appreciate and enjoy the beauty of this continent so this one doesn&#039;t really help us.

I also do not like to pay annual fee for credit cards. The banks already make a ton of money off the interest, there&#039;s no need to give them more.</description>
		<content:encoded><![CDATA[<p>I already have AMEX Airmiles so no I won&#8217;t apply for this one and besides we typically only flight to Asia/Europe and we try to drive/bus/ride the train to other North American spots to truly appreciate and enjoy the beauty of this continent so this one doesn&#8217;t really help us.</p>
<p>I also do not like to pay annual fee for credit cards. The banks already make a ton of money off the interest, there&#8217;s no need to give them more.</p>
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		<title>By: FrugalTrader</title>
		<link>http://www.milliondollarjourney.com/american-express-business-gold-free-flight-for-signing-up.htm/comment-page-1#comment-73153</link>
		<dc:creator>FrugalTrader</dc:creator>
		<pubDate>Wed, 11 Mar 2009 15:58:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=818#comment-73153</guid>
		<description>Kathryn, I have the same policies as you, however, this one is tempting!  I haven&#039;t pulled the trigger on this one yet as I&#039;m not an Aeroplan collector.  However, it is enticing as it gives enough aeroplan points for a free flight right away.</description>
		<content:encoded><![CDATA[<p>Kathryn, I have the same policies as you, however, this one is tempting!  I haven&#8217;t pulled the trigger on this one yet as I&#8217;m not an Aeroplan collector.  However, it is enticing as it gives enough aeroplan points for a free flight right away.</p>
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