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	<title>Comments on: 6 Ways to Lower Your Phone Bill</title>
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	<description>Building Wealth through Saving and Investing</description>
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		<title>By: Doug Bradley</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-115285</link>
		<dc:creator>Doug Bradley</dc:creator>
		<pubDate>Thu, 09 Sep 2010 17:52:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-115285</guid>
		<description>I use &quot;On Line Tel&quot;. The cost is $42.38 a year (includes tax) You are allowed to put in 3 numbers. You dial an access number and can call anywhere in Canada.
You must be in a location that has access to an access number. i.e.Barrie Calgary Toronto etc. there are 15 locations. Just Google on line tel and get all info</description>
		<content:encoded><![CDATA[<p>I use &#8220;On Line Tel&#8221;. The cost is $42.38 a year (includes tax) You are allowed to put in 3 numbers. You dial an access number and can call anywhere in Canada.<br />
You must be in a location that has access to an access number. i.e.Barrie Calgary Toronto etc. there are 15 locations. Just Google on line tel and get all info</p>
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		<title>By: KCG</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-112574</link>
		<dc:creator>KCG</dc:creator>
		<pubDate>Sun, 25 Apr 2010 03:53:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-112574</guid>
		<description>If you&#039;ve looked over your bills and cut down your talking and you&#039;re still dealing with a high bill, switching from a contract carrier to a prepaid one might be a great option. I was in the same dilemma with AT&amp;T for over a years before I swallowed the contract fees and went over to Net10 prepaid and the savings are huge. I&#039;m saving more than $70 a month in terms of plans and my phone purchase was hardly the cost of my IPhone. I don&#039;t miss my calling network or customer service since Net10 is top notch in both departments. If you need tos save and can cut yourself down in terms of talking, Net10 is a great option.</description>
		<content:encoded><![CDATA[<p>If you&#8217;ve looked over your bills and cut down your talking and you&#8217;re still dealing with a high bill, switching from a contract carrier to a prepaid one might be a great option. I was in the same dilemma with AT&amp;T for over a years before I swallowed the contract fees and went over to Net10 prepaid and the savings are huge. I&#8217;m saving more than $70 a month in terms of plans and my phone purchase was hardly the cost of my IPhone. I don&#8217;t miss my calling network or customer service since Net10 is top notch in both departments. If you need tos save and can cut yourself down in terms of talking, Net10 is a great option.</p>
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		<title>By: Colourful Money</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-82911</link>
		<dc:creator>Colourful Money</dc:creator>
		<pubDate>Sun, 17 May 2009 08:30:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-82911</guid>
		<description>Just want to add another dimension to this, but to those that don&#039;t mind not speaking to each other and being OVERLY frugal, IM and emails may work. Especially so for the younger generation who have Blackberries with push email and are logged on to various IM programs where you can stay connected.</description>
		<content:encoded><![CDATA[<p>Just want to add another dimension to this, but to those that don&#8217;t mind not speaking to each other and being OVERLY frugal, IM and emails may work. Especially so for the younger generation who have Blackberries with push email and are logged on to various IM programs where you can stay connected.</p>
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		<title>By: melvin</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-76192</link>
		<dc:creator>melvin</dc:creator>
		<pubDate>Mon, 06 Apr 2009 00:37:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-76192</guid>
		<description>I have been a vonage customer since the beginning.
How can you beat it.
I take my phone wherever I go when I travel and no long distance bills to pay when I get home.
I use it with wireless voip even when im in florida for the winter
I wouldnt go back to any of the second rate phone companies in canada ever again.</description>
		<content:encoded><![CDATA[<p>I have been a vonage customer since the beginning.<br />
How can you beat it.<br />
I take my phone wherever I go when I travel and no long distance bills to pay when I get home.<br />
I use it with wireless voip even when im in florida for the winter<br />
I wouldnt go back to any of the second rate phone companies in canada ever again.</p>
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		<title>By: Ms Save Money</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75943</link>
		<dc:creator>Ms Save Money</dc:creator>
		<pubDate>Fri, 03 Apr 2009 17:33:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75943</guid>
		<description>I&#039;ve totally eliminated the land line from my life since I was 18 years old. The only thing I need in my life is a cell phone, a lap top, and internet.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve totally eliminated the land line from my life since I was 18 years old. The only thing I need in my life is a cell phone, a lap top, and internet.</p>
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		<title>By: Eric</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75822</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Thu, 02 Apr 2009 15:00:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75822</guid>
		<description>Dude,

Vonage is amazing. I&#039;ve had it for 3 years now and I can&#039;t believe it hasn&#039;t become the standard.</description>
		<content:encoded><![CDATA[<p>Dude,</p>
<p>Vonage is amazing. I&#8217;ve had it for 3 years now and I can&#8217;t believe it hasn&#8217;t become the standard.</p>
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		<title>By: Stephen</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75812</link>
		<dc:creator>Stephen</dc:creator>
		<pubDate>Thu, 02 Apr 2009 12:59:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75812</guid>
		<description>All you lucky bums in major cities ... you get all the cheap VoIP servies.  Neway.  @ previous posters who mentioned Skype and headsets.  Skype can work like other VoIP where you buy an adapter which you hook up to your PC which hooks up to a cordless phone (or regular phone) system and you can make your calls from anywhere in the house just like a regular phone.  I paid $13 for mine on sale at Staples.  $3 a month isn&#039;t bad for unlimited local &amp; long distance.  If you need an incoming number then it&#039;s a bit more.  If you have Grand Central and you don&#039;t need to make daytime calls on your cell much, then even better ... no landline required.

http://www.staples.ca/ENG/Catalog/cat_sku.asp?CatIds=&amp;webid=655480&amp;affixedcode=WW

There are lots of different types available on Ebay as well.</description>
		<content:encoded><![CDATA[<p>All you lucky bums in major cities &#8230; you get all the cheap VoIP servies.  Neway.  @ previous posters who mentioned Skype and headsets.  Skype can work like other VoIP where you buy an adapter which you hook up to your PC which hooks up to a cordless phone (or regular phone) system and you can make your calls from anywhere in the house just like a regular phone.  I paid $13 for mine on sale at Staples.  $3 a month isn&#8217;t bad for unlimited local &amp; long distance.  If you need an incoming number then it&#8217;s a bit more.  If you have Grand Central and you don&#8217;t need to make daytime calls on your cell much, then even better &#8230; no landline required.</p>
<p><a href="http://www.staples.ca/ENG/Catalog/cat_sku.asp?CatIds=&amp;webid=655480&amp;affixedcode=WW" rel="nofollow">http://www.staples.ca/ENG/Catalog/cat_sku.asp?CatIds=&amp;webid=655480&amp;affixedcode=WW</a></p>
<p>There are lots of different types available on Ebay as well.</p>
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		<title>By: Novice</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75811</link>
		<dc:creator>Novice</dc:creator>
		<pubDate>Thu, 02 Apr 2009 12:59:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75811</guid>
		<description>@ Casey --  I live in Toronto ON and use rogers cable.</description>
		<content:encoded><![CDATA[<p>@ Casey &#8212;  I live in Toronto ON and use rogers cable.</p>
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		<title>By: S.W.</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75783</link>
		<dc:creator>S.W.</dc:creator>
		<pubDate>Thu, 02 Apr 2009 03:42:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75783</guid>
		<description>I switched to iTalkBB (VOIP) 3 months ago and so far I&#039;m happy. For C$8.99 (+tax) a month it provides all the basic features, a lot less than Bell, plus it&#039;s free to call anywhere in Canada and N. America.  Only occasionally the long-D calls will have a little delay which is tolerable. For C$24.99 a month you can call with unlimited minutes to over 20 countries. Not bad.</description>
		<content:encoded><![CDATA[<p>I switched to iTalkBB (VOIP) 3 months ago and so far I&#8217;m happy. For C$8.99 (+tax) a month it provides all the basic features, a lot less than Bell, plus it&#8217;s free to call anywhere in Canada and N. America.  Only occasionally the long-D calls will have a little delay which is tolerable. For C$24.99 a month you can call with unlimited minutes to over 20 countries. Not bad.</p>
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		<title>By: TJ</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75776</link>
		<dc:creator>TJ</dc:creator>
		<pubDate>Wed, 01 Apr 2009 23:24:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75776</guid>
		<description>Eccentric Rogue - quality is great - no problems, issues at all.  yes, i believe it can be used outside the US.  calls to the US would be free but it seems to have a slight charge for different countries.</description>
		<content:encoded><![CDATA[<p>Eccentric Rogue &#8211; quality is great &#8211; no problems, issues at all.  yes, i believe it can be used outside the US.  calls to the US would be free but it seems to have a slight charge for different countries.</p>
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		<title>By: Eccentric Rogue</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75764</link>
		<dc:creator>Eccentric Rogue</dc:creator>
		<pubDate>Wed, 01 Apr 2009 21:06:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75764</guid>
		<description>TJ, Can Ooma be used outside the US. It looks like a fantastic product. What is the quality like?</description>
		<content:encoded><![CDATA[<p>TJ, Can Ooma be used outside the US. It looks like a fantastic product. What is the quality like?</p>
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		<title>By: Jack</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75761</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Wed, 01 Apr 2009 20:52:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75761</guid>
		<description>My strategy was to get a job with Bell Aliant. Free cell phone with free long distance. Also, since I&#039;m allowed (even encouraged) to telecommute to work they give me free DSL internet access as well. I didn&#039;t bother with a landline since I&#039;m a bachelor and don&#039;t need it. My only bill is for Aliant TV, but I get 40% off because I&#039;m an employee. Gotta love it!</description>
		<content:encoded><![CDATA[<p>My strategy was to get a job with Bell Aliant. Free cell phone with free long distance. Also, since I&#8217;m allowed (even encouraged) to telecommute to work they give me free DSL internet access as well. I didn&#8217;t bother with a landline since I&#8217;m a bachelor and don&#8217;t need it. My only bill is for Aliant TV, but I get 40% off because I&#8217;m an employee. Gotta love it!</p>
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		<title>By: Craig</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75750</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Wed, 01 Apr 2009 18:55:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75750</guid>
		<description>Voip seems to be the way to go now, and costs a lot less.  Do you think land lines are going extinct though with all these family plans on cell phones?</description>
		<content:encoded><![CDATA[<p>Voip seems to be the way to go now, and costs a lot less.  Do you think land lines are going extinct though with all these family plans on cell phones?</p>
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		<title>By: TJ</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75749</link>
		<dc:creator>TJ</dc:creator>
		<pubDate>Wed, 01 Apr 2009 18:45:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75749</guid>
		<description>I have to agree with DG (second post).  I&#039;ve been using les.net for almost 3 years now..  $3.50/mo plus 1.5c/min north america, 1.1c incoming (I think $15/mo for local unlimited).   Great service, and I&#039;ve switched my parents, who used to be paying $35+ with MTS for their landline.</description>
		<content:encoded><![CDATA[<p>I have to agree with DG (second post).  I&#8217;ve been using les.net for almost 3 years now..  $3.50/mo plus 1.5c/min north america, 1.1c incoming (I think $15/mo for local unlimited).   Great service, and I&#8217;ve switched my parents, who used to be paying $35+ with MTS for their landline.</p>
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		<title>By: Canadian Finance</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75746</link>
		<dc:creator>Canadian Finance</dc:creator>
		<pubDate>Wed, 01 Apr 2009 18:04:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75746</guid>
		<description>@ casey5 - check this link for area codes / cities...

http://www.primustel.ca/en/residential/talkbroadband/talkBroadband-availability.htm</description>
		<content:encoded><![CDATA[<p>@ casey5 &#8211; check this link for area codes / cities&#8230;</p>
<p><a href="http://www.primustel.ca/en/residential/talkbroadband/talkBroadband-availability.htm" rel="nofollow">http://www.primustel.ca/en/residential/talkbroadband/talkBroadband-availability.htm</a></p>
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		<title>By: Canadian Finance</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75745</link>
		<dc:creator>Canadian Finance</dc:creator>
		<pubDate>Wed, 01 Apr 2009 18:01:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75745</guid>
		<description>@Novice - I never had a problem with the box... I wonder if they warranty it? Only slightly related, but when I bought my cable modem from Shaw, they&#039;ll still replace it or upgrade it as if it was a rental... I wonder if Primus would do the same?</description>
		<content:encoded><![CDATA[<p>@Novice &#8211; I never had a problem with the box&#8230; I wonder if they warranty it? Only slightly related, but when I bought my cable modem from Shaw, they&#8217;ll still replace it or upgrade it as if it was a rental&#8230; I wonder if Primus would do the same?</p>
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		<title>By: casey5</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75741</link>
		<dc:creator>casey5</dc:creator>
		<pubDate>Wed, 01 Apr 2009 17:01:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75741</guid>
		<description>Novice &amp; Neeraj: 

Where are you guys located? I&#039;m thinking of switching to Primus too.</description>
		<content:encoded><![CDATA[<p>Novice &amp; Neeraj: </p>
<p>Where are you guys located? I&#8217;m thinking of switching to Primus too.</p>
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		<title>By: TJ</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75739</link>
		<dc:creator>TJ</dc:creator>
		<pubDate>Wed, 01 Apr 2009 16:30:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75739</guid>
		<description>was on vonage for 5 years but just recently switched to Ooma.  $220 for the device - they never any monthly fees.

http://www.costco.com/Browse/Product.aspx?Prodid=11337740&amp;search=ooma&amp;Mo=0&amp;cm_re=1_en-_-Top_Left_Nav-_-Top_search&amp;lang=en-US&amp;Nr=P_CatalogName:BC&amp;Sp=S&amp;N=5000043&amp;whse=BC&amp;Dx=mode+matchallpartial&amp;Ntk=Text_Search&amp;Dr=P_CatalogName:BC&amp;Ne=4000000&amp;D=ooma&amp;Ntt=ooma&amp;No=0&amp;Ntx=mode+matchallpartial&amp;Nty=1&amp;topnav=&amp;s=1</description>
		<content:encoded><![CDATA[<p>was on vonage for 5 years but just recently switched to Ooma.  $220 for the device &#8211; they never any monthly fees.</p>
<p><a href="http://www.costco.com/Browse/Product.aspx?Prodid=11337740&amp;search=ooma&amp;Mo=0&amp;cm_re=1_en-_-Top_Left_Nav-_-Top_search&amp;lang=en-US&amp;Nr=P_CatalogName:BC&amp;Sp=S&amp;N=5000043&amp;whse=BC&amp;Dx=mode+matchallpartial&amp;Ntk=Text_Search&amp;Dr=P_CatalogName:BC&amp;Ne=4000000&amp;D=ooma&amp;Ntt=ooma&amp;No=0&amp;Ntx=mode+matchallpartial&amp;Nty=1&amp;topnav=&amp;s=1" rel="nofollow">http://www.costco.com/Browse/Product.aspx?Prodid=11337740&amp;search=ooma&amp;Mo=0&amp;cm_re=1_en-_-Top_Left_Nav-_-Top_search&amp;lang=en-US&amp;Nr=P_CatalogName:BC&amp;Sp=S&amp;N=5000043&amp;whse=BC&amp;Dx=mode+matchallpartial&amp;Ntk=Text_Search&amp;Dr=P_CatalogName:BC&amp;Ne=4000000&amp;D=ooma&amp;Ntt=ooma&amp;No=0&amp;Ntx=mode+matchallpartial&amp;Nty=1&amp;topnav=&amp;s=1</a></p>
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		<title>By: Novice</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75738</link>
		<dc:creator>Novice</dc:creator>
		<pubDate>Wed, 01 Apr 2009 16:23:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75738</guid>
		<description>But Baker -- don&#039;t you need to still sit at your computer desk or laptop and use it to make calls? What I like about voip is that I can just be lying on the couch and pick up the phone, even if my pc (in the basement) is off?</description>
		<content:encoded><![CDATA[<p>But Baker &#8212; don&#8217;t you need to still sit at your computer desk or laptop and use it to make calls? What I like about voip is that I can just be lying on the couch and pick up the phone, even if my pc (in the basement) is off?</p>
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		<title>By: Rene</title>
		<link>http://www.milliondollarjourney.com/6-ways-to-lower-your-phone-bill.htm/comment-page-1#comment-75737</link>
		<dc:creator>Rene</dc:creator>
		<pubDate>Wed, 01 Apr 2009 16:22:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/?p=840#comment-75737</guid>
		<description>I use skype and like it, with a decent logitech mic. Although, I have stopped using it since joining grandcentral (can&#039;t beat free). However, there will be no new grandcentral accounts, and it will no longer be free when they finish rolling out to google voice (although will still be a reasonable 1cent US per minute).</description>
		<content:encoded><![CDATA[<p>I use skype and like it, with a decent logitech mic. Although, I have stopped using it since joining grandcentral (can&#8217;t beat free). However, there will be no new grandcentral accounts, and it will no longer be free when they finish rolling out to google voice (although will still be a reasonable 1cent US per minute).</p>
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