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	<title>Comments on: How to Save Money &#8211; 25 Ways I Save Money</title>
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	<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm</link>
	<description>Building Wealth through Saving and Investing</description>
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		<title>By: Ed</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-3#comment-107415</link>
		<dc:creator>Ed</dc:creator>
		<pubDate>Fri, 20 Nov 2009 19:48:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-107415</guid>
		<description>always ask for discount before buying big ticket items, specially if they have a scratch or are demo. ask for the sale item, instead of buying full price new ones. shop on ebay and craiglist. if you can trade work for an item, do it.</description>
		<content:encoded><![CDATA[<p>always ask for discount before buying big ticket items, specially if they have a scratch or are demo. ask for the sale item, instead of buying full price new ones. shop on ebay and craiglist. if you can trade work for an item, do it.</p>
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		<title>By: A Little Food Planning Goes a Long Way &#124; Million Dollar Journey</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-3#comment-107291</link>
		<dc:creator>A Little Food Planning Goes a Long Way &#124; Million Dollar Journey</dc:creator>
		<pubDate>Tue, 17 Nov 2009 10:31:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-107291</guid>
		<description>[...] managing your food life is being organized. If you can make an effort to do this then you will save money and time.  As well, you&#8217;ll probably eat a little better, eat a wider variety of food, and [...]</description>
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<p>[...] managing your food life is being organized. If you can make an effort to do this then you will save money and time.  As well, you&#8217;ll probably eat a little better, eat a wider variety of food, and [...]</p>
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		<title>By: Monique</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-3#comment-106653</link>
		<dc:creator>Monique</dc:creator>
		<pubDate>Wed, 28 Oct 2009 14:17:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-106653</guid>
		<description>Love all the tips and love all the comments just as much!</description>
		<content:encoded><![CDATA[<p>Love all the tips and love all the comments just as much!</p>
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		<title>By: Bob</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-3#comment-106630</link>
		<dc:creator>Bob</dc:creator>
		<pubDate>Tue, 27 Oct 2009 17:58:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-106630</guid>
		<description>These ways to save money are common sense ideas. There&#039;s no ground breaking, earth shattering revelations here. If you people don&#039;t already know these things, you shouldn&#039;t be allowed to have money as you&#039;re too dumb. Anyone with half a brain already knows this stuff.</description>
		<content:encoded><![CDATA[<p>These ways to save money are common sense ideas. There&#8217;s no ground breaking, earth shattering revelations here. If you people don&#8217;t already know these things, you shouldn&#8217;t be allowed to have money as you&#8217;re too dumb. Anyone with half a brain already knows this stuff.</p>
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		<title>By: Ten Ways That I Save Money By Being Frugal</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-106243</link>
		<dc:creator>Ten Ways That I Save Money By Being Frugal</dc:creator>
		<pubDate>Thu, 15 Oct 2009 12:03:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-106243</guid>
		<description>[...] post was inspired by similar posts on FrugalForLife, Million Dollar Journey, and CashMoneyLife although they tackle 25 frugal tips to save you [...]</description>
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<p>[...] post was inspired by similar posts on FrugalForLife, Million Dollar Journey, and CashMoneyLife although they tackle 25 frugal tips to save you [...]</p>
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		<title>By: Gordon Biddy</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-106049</link>
		<dc:creator>Gordon Biddy</dc:creator>
		<pubDate>Thu, 08 Oct 2009 16:37:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-106049</guid>
		<description>These are my 15 top money saving (and wealth building) tips:

http://www.savings-sense.com/2009/10/15-money-management-tips-to-get-control.html

Really simple, and they really work!

Gordon Biddy</description>
		<content:encoded><![CDATA[<p>These are my 15 top money saving (and wealth building) tips:</p>
<p><a href="http://www.savings-sense.com/2009/10/15-money-management-tips-to-get-control.html" rel="nofollow">http://www.savings-sense.com/2009/10/15-money-management-tips-to-get-control.html</a></p>
<p>Really simple, and they really work!</p>
<p>Gordon Biddy</p>
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		<title>By: Canada Deals</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-105729</link>
		<dc:creator>Canada Deals</dc:creator>
		<pubDate>Sun, 04 Oct 2009 03:56:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-105729</guid>
		<description>We stopped wasting money on fast food and restaurants by learning how to cook more creatively at home. Saves us approx $100/month :)</description>
		<content:encoded><![CDATA[<p>We stopped wasting money on fast food and restaurants by learning how to cook more creatively at home. Saves us approx $100/month :)</p>
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		<title>By: What do you do for fun when trying to save? &#124; sina</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-105107</link>
		<dc:creator>What do you do for fun when trying to save? &#124; sina</dc:creator>
		<pubDate>Sat, 12 Sep 2009 08:07:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-105107</guid>
		<description>[...] Read this for more: http://www.milliondollarjourney.com/25-w… [...]</description>
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<p>[...] Read this for more: <a href="http://www.milliondollarjourney.com/25-w…" rel="nofollow">http://www.milliondollarjourney.com/25-w…</a> [...]</p>
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		<title>By: Budgeting Guru</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-89022</link>
		<dc:creator>Budgeting Guru</dc:creator>
		<pubDate>Thu, 25 Jun 2009 17:51:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-89022</guid>
		<description>Good tips!!  Another great way to save money is to budget and allow yourself an allotted amount of money for the week - that fits into your budget.  Then, take that amount out of the bank and ONLY spend the cash you have in your wallet.  This will allow you to see the worth of your money a lot easier.</description>
		<content:encoded><![CDATA[<p>Good tips!!  Another great way to save money is to budget and allow yourself an allotted amount of money for the week &#8211; that fits into your budget.  Then, take that amount out of the bank and ONLY spend the cash you have in your wallet.  This will allow you to see the worth of your money a lot easier.</p>
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		<title>By: Retired at 31: The Interview &#124; Million Dollar Journey</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-88521</link>
		<dc:creator>Retired at 31: The Interview &#124; Million Dollar Journey</dc:creator>
		<pubDate>Mon, 22 Jun 2009 10:30:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-88521</guid>
		<description>[...] had a huge influence in terms of my over all approach to money. Frugality and delayed gratification came directly from emulating them and following my upbringing. They were [...]</description>
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<p>[...] had a huge influence in terms of my over all approach to money. Frugality and delayed gratification came directly from emulating them and following my upbringing. They were [...]</p>
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		<title>By: Bernz</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-86222</link>
		<dc:creator>Bernz</dc:creator>
		<pubDate>Sat, 06 Jun 2009 22:13:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-86222</guid>
		<description>Here&#039;s another great tip and I am sure you will all agree.  Keep a positive mind.  This works for me all the time.  I noticed that I do make wiser decision regarding money matters, whether spending or investing when I am not under stress. In short, I tend to spend money on unnecessary things when I am under stress.  Stay positive.</description>
		<content:encoded><![CDATA[<p>Here&#8217;s another great tip and I am sure you will all agree.  Keep a positive mind.  This works for me all the time.  I noticed that I do make wiser decision regarding money matters, whether spending or investing when I am not under stress. In short, I tend to spend money on unnecessary things when I am under stress.  Stay positive.</p>
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		<title>By: 8 Ways to Keep Your Kids Busy this Summer Without Going Broke &#124; Million Dollar Journey</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-85733</link>
		<dc:creator>8 Ways to Keep Your Kids Busy this Summer Without Going Broke &#124; Million Dollar Journey</dc:creator>
		<pubDate>Wed, 03 Jun 2009 10:31:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-85733</guid>
		<description>[...] are 8 frugal ideas we came up with to keep the kids busy this summer without going [...]</description>
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<p>[...] are 8 frugal ideas we came up with to keep the kids busy this summer without going [...]</p>
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		<title>By: Bankruptcy Saskatoon</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-84721</link>
		<dc:creator>Bankruptcy Saskatoon</dc:creator>
		<pubDate>Fri, 29 May 2009 14:17:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-84721</guid>
		<description>Great post! It is so important for people to think about all the points you have mentioned above. Small things like a cup of Starbucks coffee every morning can add up to about $80 a month. This is a huge sum which can be easily saved if you just start making your own coffee at home!</description>
		<content:encoded><![CDATA[<p>Great post! It is so important for people to think about all the points you have mentioned above. Small things like a cup of Starbucks coffee every morning can add up to about $80 a month. This is a huge sum which can be easily saved if you just start making your own coffee at home!</p>
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		<title>By: * How To Save Money - The 1,001 List Of Money Saving Tips And Ideas</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-82488</link>
		<dc:creator>* How To Save Money - The 1,001 List Of Money Saving Tips And Ideas</dc:creator>
		<pubDate>Thu, 14 May 2009 01:54:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-82488</guid>
		<description>[...] the Extra CarAvoid Whole Life InsuranceRent Less ApartmentAvoid the high cost of owning a petHow to Save Money - 25 Ways I Save Money - Million Dollar Journey shares 25 ways he saves money. His tips include:Don’t smoke, do drugs, [...]</description>
		<content:encoded><![CDATA[<div style="border: solid #DDD; padding: 0.5em;">
<p>[...] the Extra CarAvoid Whole Life InsuranceRent Less ApartmentAvoid the high cost of owning a petHow to Save Money &#8211; 25 Ways I Save Money &#8211; Million Dollar Journey shares 25 ways he saves money. His tips include:Don’t smoke, do drugs, [...]</p>
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		<title>By: Frugality is overrated? &#171; Tania Samsonova&#8217;s Blog</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-81165</link>
		<dc:creator>Frugality is overrated? &#171; Tania Samsonova&#8217;s Blog</dc:creator>
		<pubDate>Wed, 06 May 2009 05:14:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-81165</guid>
		<description>[...] 6, 2009 &#183; No Comments  I came across this article on saving money and started reading it with high hopes that it will point me towards prosperity and alleviate my [...]</description>
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<p>[...] 6, 2009 &middot; No Comments  I came across this article on saving money and started reading it with high hopes that it will point me towards prosperity and alleviate my [...]</p>
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		<title>By: JW</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-78638</link>
		<dc:creator>JW</dc:creator>
		<pubDate>Tue, 21 Apr 2009 07:19:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-78638</guid>
		<description>And to #47-Karen, I&#039;ve been with PC Financial for about 12 years and I absolutely love them. no service fees, ever (unless you do something silly like bouncing a cheque.) and you can use the CIBC network + PC Financial network of ATMS as many times as you want for FREE.

The only caveat is that there are no tellers, so you have to do all your banking by ATM, phone, or internet. If you&#039;re okay with this, PCF is the way to go.</description>
		<content:encoded><![CDATA[<p>And to #47-Karen, I&#8217;ve been with PC Financial for about 12 years and I absolutely love them. no service fees, ever (unless you do something silly like bouncing a cheque.) and you can use the CIBC network + PC Financial network of ATMS as many times as you want for FREE.</p>
<p>The only caveat is that there are no tellers, so you have to do all your banking by ATM, phone, or internet. If you&#8217;re okay with this, PCF is the way to go.</p>
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		<title>By: JW</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-78636</link>
		<dc:creator>JW</dc:creator>
		<pubDate>Tue, 21 Apr 2009 07:06:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-78636</guid>
		<description>One more tip: Borrow movies from your public library! 
Do a search on your library&#039;s catalogue (usually available online.) You&#039;d be surprised what blockbusters they&#039;d have. I&#039;ve saved alot of money this way.

Some caveats to this though:
1. They won&#039;t have new releases (usually they won&#039;t have movies less than 2 years old)
2. The condition of the DVDs might not be the best.
3. If it&#039;s a popular movie, chances are it will be already checked out and you&#039;d be put on a &quot;hold&quot; list.</description>
		<content:encoded><![CDATA[<p>One more tip: Borrow movies from your public library!<br />
Do a search on your library&#8217;s catalogue (usually available online.) You&#8217;d be surprised what blockbusters they&#8217;d have. I&#8217;ve saved alot of money this way.</p>
<p>Some caveats to this though:<br />
1. They won&#8217;t have new releases (usually they won&#8217;t have movies less than 2 years old)<br />
2. The condition of the DVDs might not be the best.<br />
3. If it&#8217;s a popular movie, chances are it will be already checked out and you&#8217;d be put on a &#8220;hold&#8221; list.</p>
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		<title>By: Victor</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-78334</link>
		<dc:creator>Victor</dc:creator>
		<pubDate>Sun, 19 Apr 2009 14:36:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-78334</guid>
		<description>Great tips!

I have posted a free book online (that I wrote) containing just over 101 &#039;green&#039; tips. Just about all of those tips have the added benefit of saving you money too (at least in the long run). Check it out:

http://greenifyyourlifebook.blogspot.com/</description>
		<content:encoded><![CDATA[<p>Great tips!</p>
<p>I have posted a free book online (that I wrote) containing just over 101 &#8216;green&#8217; tips. Just about all of those tips have the added benefit of saving you money too (at least in the long run). Check it out:</p>
<p><a href="http://greenifyyourlifebook.blogspot.com/" rel="nofollow">http://greenifyyourlifebook.blogspot.com/</a></p>
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		<title>By: How to Hedge Against High Inflation &#124; Million Dollar Journey</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-76245</link>
		<dc:creator>How to Hedge Against High Inflation &#124; Million Dollar Journey</dc:creator>
		<pubDate>Mon, 06 Apr 2009 11:30:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-76245</guid>
		<description>[...] Savers - The opposite is true for savers (like myself), cash/spending power will decrease during times of high [...]</description>
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<p>[...] Savers &#8211; The opposite is true for savers (like myself), cash/spending power will decrease during times of high [...]</p>
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		<title>By: Horlic</title>
		<link>http://www.milliondollarjourney.com/25-ways-i-save-money.htm/comment-page-2#comment-76233</link>
		<dc:creator>Horlic</dc:creator>
		<pubDate>Mon, 06 Apr 2009 08:24:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.milliondollarjourney.com/25-ways-i-save-money.htm#comment-76233</guid>
		<description>Thank TS... 
Hehe... Thank to share more on the negotiation tips. 
Hmm… I will suggest you to write an article to share more about the tips of negotiation “negotiate to the max”. For me, I will use same trick as well (threatening to leave their service) but I will use it as a last option. I will first tell them that I’ve been a loyal customer, prompt payment (If you are) and therefore I request this and that. I will suggest you to talk to Manager or the decision maker as sometimes the customer services officer or sales executive they don’t have such authorities to make decision.</description>
		<content:encoded><![CDATA[<p>Thank TS&#8230;<br />
Hehe&#8230; Thank to share more on the negotiation tips.<br />
Hmm… I will suggest you to write an article to share more about the tips of negotiation “negotiate to the max”. For me, I will use same trick as well (threatening to leave their service) but I will use it as a last option. I will first tell them that I’ve been a loyal customer, prompt payment (If you are) and therefore I request this and that. I will suggest you to talk to Manager or the decision maker as sometimes the customer services officer or sales executive they don’t have such authorities to make decision.</p>
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